頂級初學者友好的加密應用程序：ka.app，uphold，etoro

本文探討了初學者的前3個加密應用程序，每個應用程序都具有獨特的功能，但具有共同的目標

While DeFi is relatively young and still evolving and adapting - it has its origins before modern smartphones and apps, and many of the products and services that emerged then, carrying the legacy of their web versions. It can be difficult for crypto beginners to handle legacy and extensive features, especially in the actual rapid DeFi development that brings more and more products and services.

雖然Defi還很年輕，並且仍在不斷發展和適應 - 它起源於現代智能手機和應用程序，以及當時出現的許多產品和服務，載有其Web版本的遺產。加密初學者可能很難處理遺產和廣泛的功能，尤其是在帶來越來越多的產品和服務的實際快速發展中。

For this purpose, we have compiled the top beginner-friendly crypto apps, each with unique features and capabilities, but with the common goal - to bring convenient DeFi solutions for the modern user.

為此，我們已經編制了頂級初學者友好的加密應用程序，每個應用程序都具有獨特的功能，但具有共同的目標 - 為現代用戶帶來便利的DEFI解決方案。

Ka.app

ka.app

Let’s start with Ka.app, a peer-to-peer crypto payment app that enables you to simply, seamlessly, and securely buy, sell, send, receive, and spend your crypto and euros in a single platform.

讓我們從KA.App開始，這是一個點對點加密付款應用程序，使您可以簡單，無縫，並安全地購買，出售，發送，接收和將您的加密貨幣和歐元用於單個平台。

Remember that most crypto platforms are centralized, store user assets, carry extensive features, and are still kinda isolated (no real-life features for directly receiving the salary, paying the bills, etc.). So Ka.app’s purpose is to eliminate this and to bring crypto into your everyday use, without jumping from crypto apps to banking apps.

請記住，大多數加密平台都是集中式的，存儲用戶資產，具有廣泛的功能，並且仍然有點孤立（沒有直接接收薪水，支付賬單等的現實生活功能）。因此，KA.App的目的是消除這一點，並將加密貨幣帶入您的日常使用中，而不會從加密應用程序跳到銀行應用程序。

Ka.app bridges the gap between the crypto market and the real world, integrating traditional banking features like personal IBAN and Visa debit card to deposit/withdraw euros with the ability to seamlessly convert, as well as buy, sell, or send crypto without fees, all within one app, and right on your device. Also, since the app was originally designed with simplicity and convenience in mind, you won’t see any redundant features or overwhelming interface while your assets are stored on your device and not on a centralized service.

KA.App彌合了加密市場與現實世界之間的差距，將傳統的銀行業務功能集成到諸如個人IBAN和VISA借記卡之類的傳統銀行功能，以存入/撤回歐元，並能夠無縫轉換，購買，出售或發送加密貨幣，而無需費用，所有這些都在一個應用程序中以及您的設備上。另外，由於該應用程序最初是在設計出簡單性和便利性的，因此當您的資產存儲在設備上而不是集中式服務時，您不會看到任何冗餘功能或壓倒性的界面。

Core Ka.app Features

核心ka.app功能

Ka.app Fees

KA.App費用

Crypto Transfers

加密轉移

Deposit Crypto

存入加密

Withdraw Crypto

提取加密

Easy Swap

簡單交換

EUR Deposits and Withdrawals

歐元存款和提款

Ka.app’s community is growing rapidly, and the team regularly introduces new features to keep the highest simplicity, usability, and convenience of crypto transactions for users of all backgrounds and scenarios. All in all, this is probably one of the best crypto apps for beginners who want to seamlessly integrate crypto into their daily use while keeping it simple, controlled, and secure.

KA.App的社區正在迅速發展，團隊定期引入新功能，以保留所有背景和場景用戶的加密交易的最高簡單性，可用性和便利性。總而言之，這可能是想要將加密貨幣無縫集成到日常使用的同時，同時保持簡單，控制和安全的初學者的最佳加密應用程序之一。

Uphold

堅持

Another app that, on the one hand, also merges the management of crypto and fiat but is still a bit more extensive, with a broader focus, formulating it as to trade “anything-to-anything.” More specifically, a prime feature of Uphold is that you can trade not only between fiat and crypto but over 300+ currencies and commodities such as stocks, and several precious metals.

一方面，另一個應用程序還將加密和菲亞特的管理融合在一起，但仍然更加廣泛，更加關注，並將其提出，以交易“任何東西”。更具體地說，維護的主要特徵是，您不僅可以在菲亞特和加密貨幣之間進行交易，而且可以在300多個貨幣和商品（例如股票）和幾種貴金屬之間進行交易。

Additionally, Uphold is known for its very favorable features of crypto staking (up to 19 assets available for staking) and even an FDIC-insured USD account that earns interest (in the U.S.)​.

此外，托普以其加密貨幣的非常有利的特徵（最多可用於佔有的資產），甚至是FDIC投保的USD帳戶（在美國）（在美國）都有聞名。

Uphold also places a huge emphasis on transparency and legality of its operations. In particular, the platform publishes its assets and liabilities in real-time (updated every 30 seconds) on its website, never lends out customer funds, keeps a 100% reserve for all user holdings, and holds licensing in the U.S., U.K., and EU and KYC requirements.

維護還非常重視其運營的透明度和合法性。該平台特別是在其網站上實時發布其資產和負債（每30秒更新一次），從不借出客戶資金，為所有用戶持有的所有用戶持有100％儲備，並在美國，英國以及歐盟和KYC要求中持有許可。

Core Uphold Features

核心維護功能

Uphold Fees

維護費用

Trading Fees

交易費

Deposit Fees

存款費

Withdrawal Fees

取款費

Speaking in general, at first glance, it may seem that Uphold is not very suited as one of the top crypto apps for newbies because of its extensive functionality and not the smallest fees. But still, it deserves your attention as it is indeed one of the best mobile apps for crypto trading, with many beneficial options and strong security. Also, if you are already trading FX and Stocks, and now you want to dive into crypto but without an additional platform for it - then you can move your trading journey to Uphold and all that on the way.

總的來說，乍一看，由於其廣泛的功能，而不是最小的費用，因此似乎並不十分適合新手的加密應用程序之一。但是，它仍然值得您關注，因為它確實是加密交易的最佳移動應用程序之一，具有許多有益的選擇和強大的安全性。另外，如果您已經在交易FX和股票，現在您想潛入加密貨幣，但沒有額外的平台 - 那麼您可以將交易旅程移至“堅持下去”以及所有這些。

By the way, if you are interested in a single platform for trading everything from crypto to FX, stocks, and commodities with an even wider selection of assets, and you are more comfortable with a desktop platform as your main platform while a mobile one as an add-on, we highly recommend you to check out Phemex.

順便說一句，如果您對單個平台感興趣，可以將所有資產選擇更廣泛選擇的平台進行交易，從加密貨幣到FX，股票和商品，並且您將台式機平台作為主平台更舒適，而移動設備則是附加組件，我們強烈建議您查看Phemex。

Additionally, they’re offering a $100 position voucher through their Rewards Hub when you complete a few tasks. This is a limited-time deal, so act fast before it’s gone!

此外，當您完成一些任務時，他們通過獎勵中心提供100美元的職位代金券。這是一項限時交易，所以在消失之前快速行動！

eToro

埃托羅

Let’s look at another one of the beginner-friendly crypto apps, which also offers a wide range of assets like stocks, ETFs, commodities, etc., but also has unique features - especially valuable in the case of crypto investing for beginners. First of all, eToro positions itself as a social trading and multi-asset investment platform and offers such branded features as Social Trading, CopyTrader, CopyPortfolios (now called Smart Portfolios), Demo Trading, and more.

讓我們看一下初學者友好的加密應用程序中的另一個，該應用程序還提供了各種資產，例如股票，ETF，商品等，但也具有獨特的功能 - 在為初學者投資的情況下，尤其是有價值的。首先，Etoro將自己定位為社會交易和多資產投資平台，並提供了社交交易，模仿者，CopyportFolios（現稱為智能投資組合），演示交易等品牌功能。

You may say that many features like Copy Trading and Demo Trading are standard for most crypto platforms, at least the big ones, and

您可能會說，許多功能（例如復制交易和演示交易）是大多數加密平台的標準配置，至少是大型平台，並且