顶级初学者友好的加密应用程序：ka.app，uphold，etoro

本文探讨了初学者的前3个加密应用程序，每个应用程序都具有独特的功能，但具有共同的目标

While DeFi is relatively young and still evolving and adapting - it has its origins before modern smartphones and apps, and many of the products and services that emerged then, carrying the legacy of their web versions. It can be difficult for crypto beginners to handle legacy and extensive features, especially in the actual rapid DeFi development that brings more and more products and services.

虽然Defi还很年轻，并且仍在不断发展和适应 - 它起源于现代智能手机和应用程序，以及当时出现的许多产品和服务，载有其Web版本的遗产。加密初学者可能很难处理遗产和广泛的功能，尤其是在带来越来越多的产品和服务的实际快速发展中。

For this purpose, we have compiled the top beginner-friendly crypto apps, each with unique features and capabilities, but with the common goal - to bring convenient DeFi solutions for the modern user.

为此，我们已经编制了顶级初学者友好的加密应用程序，每个应用程序都具有独特的功能，但具有共同的目标 - 为现代用户带来便利的DEFI解决方案。

Ka.app

ka.app

Let’s start with Ka.app, a peer-to-peer crypto payment app that enables you to simply, seamlessly, and securely buy, sell, send, receive, and spend your crypto and euros in a single platform.

让我们从KA.App开始，这是一个点对点加密付款应用程序，使您可以简单，无缝，并安全地购买，出售，发送，接收和将您的加密货币和欧元用于单个平台。

Remember that most crypto platforms are centralized, store user assets, carry extensive features, and are still kinda isolated (no real-life features for directly receiving the salary, paying the bills, etc.). So Ka.app’s purpose is to eliminate this and to bring crypto into your everyday use, without jumping from crypto apps to banking apps.

请记住，大多数加密平台都是集中式的，存储用户资产，具有广泛的功能，并且仍然有点孤立（没有直接接收薪水，支付账单等的现实生活功能）。因此，KA.App的目的是消除这一点，并将加密货币带入您的日常使用中，而不会从加密应用程序跳到银行应用程序。

Ka.app bridges the gap between the crypto market and the real world, integrating traditional banking features like personal IBAN and Visa debit card to deposit/withdraw euros with the ability to seamlessly convert, as well as buy, sell, or send crypto without fees, all within one app, and right on your device. Also, since the app was originally designed with simplicity and convenience in mind, you won’t see any redundant features or overwhelming interface while your assets are stored on your device and not on a centralized service.

KA.App弥合了加密市场与现实世界之间的差距，将传统的银行业务功能集成到诸如个人IBAN和VISA借记卡之类的传统银行功能，以存入/撤回欧元，并能够无缝转换，购买，出售或发送加密货币，而无需费用，所有这些都在一个应用程序中以及您的设备上。另外，由于该应用程序最初是在设计出简单性和便利性的，因此当您的资产存储在设备上而不是集中式服务时，您不会看到任何冗余功能或压倒性的界面。

Core Ka.app Features

核心ka.app功能

Ka.app Fees

KA.App费用

Crypto Transfers

加密转移

Deposit Crypto

存入加密

Withdraw Crypto

提取加密

Easy Swap

简单交换

EUR Deposits and Withdrawals

欧元存款和提款

Ka.app’s community is growing rapidly, and the team regularly introduces new features to keep the highest simplicity, usability, and convenience of crypto transactions for users of all backgrounds and scenarios. All in all, this is probably one of the best crypto apps for beginners who want to seamlessly integrate crypto into their daily use while keeping it simple, controlled, and secure.

KA.App的社区正在迅速发展，团队定期引入新功能，以保留所有背景和场景用户的加密交易的最高简单性，可用性和便利性。总而言之，这可能是想要将加密货币无缝集成到日常使用的同时，同时保持简单，控制和安全的初学者的最佳加密应用程序之一。

Uphold

坚持

Another app that, on the one hand, also merges the management of crypto and fiat but is still a bit more extensive, with a broader focus, formulating it as to trade “anything-to-anything.” More specifically, a prime feature of Uphold is that you can trade not only between fiat and crypto but over 300+ currencies and commodities such as stocks, and several precious metals.

一方面，另一个应用程序还将加密和菲亚特的管理融合在一起，但仍然更加广泛，更加关注，并将其提出，以交易“任何东西”。更具体地说，维护的主要特征是，您不仅可以在菲亚特和加密货币之间进行交易，还可以在300多个货币和商品（例如股票）和几种贵金属之间进行交易。

Additionally, Uphold is known for its very favorable features of crypto staking (up to 19 assets available for staking) and even an FDIC-insured USD account that earns interest (in the U.S.)​.

此外，托普以其加密货币的非常有利的特征（最多可用于占有的资产），甚至是FDIC投保的USD帐户（在美国）（在美国）都有闻名。

Uphold also places a huge emphasis on transparency and legality of its operations. In particular, the platform publishes its assets and liabilities in real-time (updated every 30 seconds) on its website, never lends out customer funds, keeps a 100% reserve for all user holdings, and holds licensing in the U.S., U.K., and EU and KYC requirements.

维护还非常重视其运营的透明度和合法性。该平台特别是在其网站上实时发布其资产和负债（每30秒更新一次），从不借出客户资金，为所有用户持有的所有用户持有100％储备，并在美国，英国以及欧盟和KYC要求中持有许可。

Core Uphold Features

核心维护功能

Uphold Fees

维护费用

Trading Fees

交易费

Deposit Fees

存款费

Withdrawal Fees

取款费

Speaking in general, at first glance, it may seem that Uphold is not very suited as one of the top crypto apps for newbies because of its extensive functionality and not the smallest fees. But still, it deserves your attention as it is indeed one of the best mobile apps for crypto trading, with many beneficial options and strong security. Also, if you are already trading FX and Stocks, and now you want to dive into crypto but without an additional platform for it - then you can move your trading journey to Uphold and all that on the way.

总的来说，乍一看，由于其广泛的功能，而不是最小的费用，因此似乎并不十分适合新手的加密应用程序之一。但是，它仍然值得您关注，因为它确实是加密交易的最佳移动应用程序之一，具有许多有益的选择和强大的安全性。另外，如果您已经在交易FX和股票，现在您想潜入加密货币，但没有额外的平台 - 那么您可以将交易旅程移至“坚持下去”以及所有这些。

By the way, if you are interested in a single platform for trading everything from crypto to FX, stocks, and commodities with an even wider selection of assets, and you are more comfortable with a desktop platform as your main platform while a mobile one as an add-on, we highly recommend you to check out Phemex.

顺便说一句，如果您对单个平台感兴趣，可以将所有资产选择更广泛选择的平台进行交易，从加密货币到FX，股票和商品，并且您将台式机平台作为主平台更舒适，而移动设备则是附加组件，我们强烈建议您查看Phemex。

Additionally, they’re offering a $100 position voucher through their Rewards Hub when you complete a few tasks. This is a limited-time deal, so act fast before it’s gone!

此外，当您完成一些任务时，他们通过奖励中心提供100美元的职位代金券。这是一项限时交易，所以在消失之前快速行动！

eToro

埃托罗

Let’s look at another one of the beginner-friendly crypto apps, which also offers a wide range of assets like stocks, ETFs, commodities, etc., but also has unique features - especially valuable in the case of crypto investing for beginners. First of all, eToro positions itself as a social trading and multi-asset investment platform and offers such branded features as Social Trading, CopyTrader, CopyPortfolios (now called Smart Portfolios), Demo Trading, and more.

让我们看一下初学者友好的加密应用程序中的另一个，该应用程序还提供了各种资产，例如股票，ETF，商品等，但也具有独特的功能 - 在为初学者投资的情况下，尤其是有价值的。首先，Etoro将自己定位为社会交易和多资产投资平台，并提供了社交交易，模仿者，CopyportFolios（现称为智能投资组合），演示交易等品牌功能。

You may say that many features like Copy Trading and Demo Trading are standard for most crypto platforms, at least the big ones, and

您可能会说，许多功能（例如复制交易和演示交易）是大多数加密平台的标准配置，至少是大型平台，并且