ZA Bank 推出专业银行服务以推动 Web3 在香港的采用

香港的虚拟银行 ZA Bank 将为稳定币发行人提供专业服务，为法定储备、资金转账、工资管理和各种存款选择提供安全保障。此举旨在解决发行人面临的挑战并促进 web3 经济的增长。

ZA Bank Unveils Specialized Banking Services to Catalyze Web3 Adoption in Hong Kong

ZA Bank 推出专业银行服务以促进 Web3 在香港的采用

In a groundbreaking move, ZA Bank, a leading virtual bank headquartered in Hong Kong, has announced the launch of tailored banking solutions designed to empower stablecoin issuers and accelerate the adoption of Web3 technologies within the city's burgeoning digital asset ecosystem.

总部位于香港的领先虚拟银行众安银行 (ZA Bank) 宣布推出定制银行解决方案，旨在为稳定币发行机构提供支持，并加速 Web3 技术在香港蓬勃发展的数字资产生态系统中的采用，这是一项开创性举措。

On April 5th, ZA Bank confirmed its commitment to serve as a secure custodian for fiat reserves held by stablecoin issuers, enabling them to underpin their digital assets with robust financial backing. This comprehensive suite of services includes fund transfers, payroll administration, and a diverse range of deposit options, equipping issuers with the necessary infrastructure to seamlessly manage their operations.

4 月 5 日，ZA Bank 确认其致力于作为稳定币发行人持有的法定储备的安全托管人，使他们能够通过强大的财务支持来支撑其数字资产。这套全面的服务包括资金转账、工资管理和各种存款选项，为发行人提供必要的基础设施来无缝管理其运营。

Devon Sin, the esteemed alternate chief executive of ZA Bank, expressed the bank's unwavering support for the Web3 community: "Through these innovative services, we are directly addressing the unique challenges faced by stablecoin issuers, fostering growth and stability within the Web3 economy."

ZA 银行受人尊敬的候补首席执行官 Devon Sin 表达了该银行对 Web3 社区的坚定支持：“通过这些创新服务，我们正在直接解决稳定币发行人面临的独特挑战，促进 Web3 经济的增长和稳定。”

The importance of fiat reserves in maintaining the value of stablecoins cannot be overstated. By holding fiat currencies, such as US dollars, in secure reserves, issuers ensure that stablecoin holders can redeem their digital assets for the equivalent value in fiat currency, maintaining a stable peg.

法定储备对于维持稳定币价值的重要性怎么强调都不为过。通过在安全储备中持有美元等法定货币，发行人可以确保稳定币持有者可以将其数字资产兑换成等值的法定货币，从而保持稳定的挂钩。

However, stablecoin issuers have historically encountered obstacles in securely administering these reserves, hindering widespread adoption and creating a substantial gap within the Web3 community. ZA Bank's timely intervention addresses this pain point, providing a secure and reliable solution for issuers.

然而，稳定币发行人在安全管理这些储备方面历来遇到障碍，阻碍了稳定币的广泛采用，并在 Web3 社区内造成了巨大的差距。众安银行的及时介入解决了这一痛点，为发行人提供了安全可靠的解决方案。

ZA Bank's dedication to the flourishing Web3 landscape in Hong Kong is evident in its impressive track record. In 2023, the bank reported a remarkable surge in client transfer volume within the Web3 sector, exceeding $1 billion.

ZA Bank 对香港蓬勃发展的 Web3 格局的奉献精神从其令人印象深刻的业绩记录中可见一斑。 2023 年，该银行报告称，Web3 领域的客户转账量显着激增，超过 10 亿美元。

In response to the Hong Kong Securities and Futures Commission's (SFC) announcement in May 2023, which invited license applications for retail virtual asset trading platforms (VATP), ZA Bank promptly declared its intention to offer retail virtual asset trading services in Hong Kong.

为响应香港证券及期货事务监察委员会（证监会）于 2023 年 5 月发布的邀请零售虚拟资产交易平台（VATP）申请牌照的公告，众安银行立即宣布有意在香港提供零售虚拟资产交易服务。

Since then, ZA Bank has reportedly fulfilled over 80% of the client banking requirements for VATP in Hong Kong, demonstrating its unwavering commitment to the local Web3 industry. Furthermore, the bank has successfully onboarded over a hundred Web3 companies, underscoring its pivotal role in driving adoption.

据报道，自此之后，ZA Bank 已经满足了香港 VATP 超过 80% 的客户银行业务要求，展现了其对本地 Web3 行业坚定不移的承诺。此外，该银行已成功入驻一百多家 Web3 公司，凸显了其在推动采用方面的关键作用。

In December 2023, the Hong Kong government released a comprehensive consultation document, outlining the regulatory framework for stablecoin issuers. As per the document, issued by the Financial Services and Treasury Bureau and the Hong Kong Monetary Authority, stablecoin issuers will be mandated to obtain licenses.

2023年12月，香港政府发布了一份全面的咨询文件，概述了稳定币发行人的监管框架。根据财经事务及库务局和香港金融管理局发布的文件，稳定币发行人将必须获得牌照。

To qualify for a license, issuers must provide assurances that all circulating stablecoins are fully backed by reserves "at least equal to the par value." ZA Bank's specialized banking services are ideally positioned to assist issuers in fulfilling these regulatory requirements, setting a solid foundation for the growth of the stablecoin market in Hong Kong.

为了获得许可证，发行人必须保证所有流通的稳定币都得到“至少等于票面价值”的储备的充分支持。 ZA Bank 的专业银行服务非常适合协助发行人满足这些监管要求，为香港稳定币市场的发展奠定坚实的基础。

ZA Bank's strategic foray into Web3 is a testament to its forward-thinking approach and recognition of the transformative potential of decentralized technologies. By providing secure and tailored solutions for stablecoin issuers, the bank is playing a pivotal role in unlocking the full potential of Web3, fostering innovation and economic growth in Hong Kong and beyond.

ZA Bank 对 Web3 的战略进军证明了其前瞻性思维方法以及对去中心化技术变革潜力的认可。通过为稳定币发行人提供安全且量身定制的解决方案，该银行在释放 Web3 的全部潜力、促进香港及其他地区的创新和经济增长方面发挥着关键作用。