ZA Bank 推出專業銀行服務以推動 Web3 在香港的採用

香港的虛擬銀行 ZA Bank 將為穩定幣發行人提供專業服務，為法定儲備、資金轉帳、薪資管理和各種存款選擇提供安全保障。此舉旨在解決發行人面臨的挑戰並促進 web3 經濟的成長。

ZA Bank Unveils Specialized Banking Services to Catalyze Web3 Adoption in Hong Kong

ZA Bank 推出專業銀行服務以促進 Web3 在香港的採用

In a groundbreaking move, ZA Bank, a leading virtual bank headquartered in Hong Kong, has announced the launch of tailored banking solutions designed to empower stablecoin issuers and accelerate the adoption of Web3 technologies within the city's burgeoning digital asset ecosystem.

總部位於香港的領先虛擬銀行眾安銀行(ZA Bank) 宣布推出定制銀行解決方案，旨在為穩定幣發行機構提供支持，並加速Web3 技術在香港蓬勃發展的數位資產生態系統中的採用，這是一項開創性舉措。

On April 5th, ZA Bank confirmed its commitment to serve as a secure custodian for fiat reserves held by stablecoin issuers, enabling them to underpin their digital assets with robust financial backing. This comprehensive suite of services includes fund transfers, payroll administration, and a diverse range of deposit options, equipping issuers with the necessary infrastructure to seamlessly manage their operations.

4 月 5 日，ZA Bank 確認其致力於作為穩定幣發行人持有的法定儲備的安全託管人，使他們能夠透過強大的財務支持來支撐其數位資產。這套全面的服務包括資金轉帳、薪資管理和各種存款選項，為發行人提供必要的基礎設施來無縫管理其營運。

Devon Sin, the esteemed alternate chief executive of ZA Bank, expressed the bank's unwavering support for the Web3 community: "Through these innovative services, we are directly addressing the unique challenges faced by stablecoin issuers, fostering growth and stability within the Web3 economy."

ZA 銀行受人尊敬的候補執行長Devon Sin 表達了該銀行對Web3 社群的堅定支持：「透過這些創新服務，我們正在直接解決穩定幣發行人面臨的獨特挑戰，促進Web3 經濟的成長和穩定。 」

The importance of fiat reserves in maintaining the value of stablecoins cannot be overstated. By holding fiat currencies, such as US dollars, in secure reserves, issuers ensure that stablecoin holders can redeem their digital assets for the equivalent value in fiat currency, maintaining a stable peg.

法定儲備對於維持穩定幣價值的重要性怎麼強調都不為過。透過在安全儲備中持有美元等法定貨幣，發行人可以確保穩定幣持有者可以將其數位資產兌換成等值的法定貨幣，從而保持穩定的掛鉤。

However, stablecoin issuers have historically encountered obstacles in securely administering these reserves, hindering widespread adoption and creating a substantial gap within the Web3 community. ZA Bank's timely intervention addresses this pain point, providing a secure and reliable solution for issuers.

然而，穩定幣發行人在安全管理這些儲備方面歷來遇到障礙，阻礙了穩定幣的廣泛採用，並在 Web3 社群內造成了巨大的差距。眾安銀行的及時介入解決了這個痛點，為發行人提供了安全可靠的解決方案。

ZA Bank's dedication to the flourishing Web3 landscape in Hong Kong is evident in its impressive track record. In 2023, the bank reported a remarkable surge in client transfer volume within the Web3 sector, exceeding $1 billion.

ZA Bank 對香港蓬勃發展的 Web3 格局的奉獻精神從其令人印象深刻的業績記錄中可見一斑。 2023 年，該銀行報告稱，Web3 領域的客戶轉帳量顯著激增，超過 10 億美元。

In response to the Hong Kong Securities and Futures Commission's (SFC) announcement in May 2023, which invited license applications for retail virtual asset trading platforms (VATP), ZA Bank promptly declared its intention to offer retail virtual asset trading services in Hong Kong.

為回應香港證券及期貨事務監察委員會（證監會）於 2023 年 5 月發布的邀請零售虛擬資產交易平台（VATP）申請牌照的公告，眾安銀行立即宣布有意在香港提供零售虛擬資產交易服務。

Since then, ZA Bank has reportedly fulfilled over 80% of the client banking requirements for VATP in Hong Kong, demonstrating its unwavering commitment to the local Web3 industry. Furthermore, the bank has successfully onboarded over a hundred Web3 companies, underscoring its pivotal role in driving adoption.

據報道，自此之後，ZA Bank 已經滿足了香港 VATP 超過 80% 的客戶銀行業務要求，展現了其對本地 Web3 行業堅定不移的承諾。此外，該銀行已成功進駐一百多家 Web3 公司，凸顯了其在推動採用方面的關鍵作用。

In December 2023, the Hong Kong government released a comprehensive consultation document, outlining the regulatory framework for stablecoin issuers. As per the document, issued by the Financial Services and Treasury Bureau and the Hong Kong Monetary Authority, stablecoin issuers will be mandated to obtain licenses.

2023年12月，香港政府發布了一份全面的諮詢文件，概述了穩定幣發行人的監管框架。根據財經事務及庫務局和香港金融管理局發布的文件，穩定幣發行人將必須獲得執照。

To qualify for a license, issuers must provide assurances that all circulating stablecoins are fully backed by reserves "at least equal to the par value." ZA Bank's specialized banking services are ideally positioned to assist issuers in fulfilling these regulatory requirements, setting a solid foundation for the growth of the stablecoin market in Hong Kong.

為了獲得許可證，發行人必須保證所有流通的穩定幣都得到「至少等於票面價值」的儲備的充分支持。 ZA Bank 的專業銀行服務非常適合協助發行者滿足這些監管要求，為香港穩定幣市場的發展奠定堅實的基礎。

ZA Bank's strategic foray into Web3 is a testament to its forward-thinking approach and recognition of the transformative potential of decentralized technologies. By providing secure and tailored solutions for stablecoin issuers, the bank is playing a pivotal role in unlocking the full potential of Web3, fostering innovation and economic growth in Hong Kong and beyond.

ZA Bank 對 Web3 的策略進軍證明了其前瞻性思維方法以及對去中心化技術變革潛力的認可。透過為穩定幣發行人提供安全且量身定制的解決方案，該銀行在釋放 Web3 的全部潛力、促進香港及其他地區的創新和經濟成長方面發揮關鍵作用。