XRP 价格：太低而无法大规模采用？

市场分析师 Lord Vendetta 最近的评论引发了 XRP 社区内关于加密货币价格及其能力的激烈讨论

A recent commentary from market analyst Lord Vendetta has sparked a heated discussion within the XRP community about the cryptocurrency’s price and its ability to handle mass adoption, especially by global financial institutions. His remarks suggest that even a price of $50 for XRP may not be sufficient to support the scale of transactions expected from mass adoption, which has led to a split in opinions over how high the XRP price could go.

市场分析师 Lord Vendetta 最近发表的评论在 XRP 社区内引发了关于加密货币价格及其大规模采用能力（尤其是全球金融机构采用）的激烈讨论。他的言论表明，即使 XRP 的价格为 50 美元，也可能不足以支持大规模采用所预期的交易规模，这导致人们对 XRP 价格可能上涨的看法存在分歧。

Vendetta’s analysis questions whether XRP’s current price of around $2.35 would be enough to facilitate large-scale global transactions. He highlights that if XRP were priced at $50, around 20 billion tokens would be required to process $1 trillion in transactions daily. This would represent about 40% of XRP’s total circulating supply, a number that raises concerns about liquidity and the practicality of such a price point.

Vendetta 的分析质疑 XRP 当前 2.35 美元左右的价格是否足以促进大规模的全球交易。他强调，如果 XRP 的定价为 50 美元，那么每天处理 1 万亿美元的交易将需要大约 200 亿个代币。这将占 XRP 总流通供应量的 40% 左右，这个数字引发了人们对流动性和这一价格点实用性的担忧。

Vendetta goes further, suggesting that a price of $50, $100, or even $10,000 per XRP might not be enough for the mass adoption he envisions. In fact, he speculates that XRP could eventually rival Bitcoin, with prices possibly reaching $100,000. This has led to a split in opinions, with some questioning whether such high valuations are even necessary given XRP’s transaction speed and efficiency.

Vendetta 进一步指出，每个 XRP 50 美元、100 美元甚至 10,000 美元的价格可能不足以满足他设想的大规模采用。事实上，他推测 XRP 最终可能与比特币竞争，价格可能达到 10 万美元。这导致了意见分歧，一些人质疑鉴于 XRP 的交易速度和效率，是否有必要如此高的估值。

Not everyone in the XRP community agrees with Vendetta’s analysis. Analyst “Guy on the Earth” counters that XRP’s rapid transaction speed—settling in just three seconds—could mitigate the need for such high prices. He explains that the same XRP tokens can be reused multiple times throughout the day, making it possible to process large numbers of smaller transactions instead of a few massive ones. This would allow the network to handle a high volume of transactions without requiring an astronomical price per token.

并非 XRP 社区中的每个人都同意 Vendetta 的分析。分析师“地球上的家伙”反驳说，XRP 的快速交易速度（仅需三秒即可结算）可以减轻对如此高价格的需求。他解释说，相同的 XRP 代币可以在一天中多次重复使用，从而可以处理大量较小的交易，而不是一些大规模交易。这将使网络能够处理大量交易，而不需要每个代币的天文价格。

Similarly, community member Holo echoes this sentiment, emphasizing that XRP’s ability to divide large transactions into smaller payments makes it adaptable for high-volume global transfers. Instead of processing a $1 trillion transfer as a single transaction, Holo suggests breaking it into multiple smaller payments, which could be executed almost instantly. This would keep the price lower while still maintaining the efficiency needed for global financial transactions.

同样，社区成员 Holo 也表达了同样的观点，他强调 XRP 能够将大额交易分割成小额支付，使其能够适应大批量的全球转账。 Holo 建议不要将 1 万亿美元的转账作为单笔交易处理，而是将其分成多个较小的付款，这些付款几乎可以立即执行。这将使价格保持较低，同时仍保持全球金融交易所需的效率。

Despite the arguments about speed and efficiency, Vendetta raises concerns about the liquidity required for XRP to facilitate such massive transactions without causing friction. He points out that even though XRP’s transaction speed is impressive, the market needs to maintain enough liquidity to support high-value transfers on a daily basis.

尽管存在关于速度和效率的争论，但 Vendetta 引起了人们对 XRP 所需的流动性的担忧，以促进如此大规模的交易而不引起摩擦。他指出，尽管XRP的交易速度令人印象深刻，但市场需要保持足够的流动性来支持日常的高价值转移。

Holo responds by reiterating that XRP’s rapid recycling capability addresses many of these liquidity concerns. With tokens being reused every three to five seconds, XRP could theoretically process transactions on a massive scale without requiring an impractically high price per coin. In fact, he argues that XRP could potentially handle $1 trillion in transactions more than 17,000 times a day, demonstrating its scalability.

Holo 重申 XRP 的快速回收能力解决了许多流动性问题。由于代币每三到五秒就被重复使用一次，XRP 理论上可以大规模处理交易，而不需要每枚代币的价格过高。事实上，他认为 XRP 每天有可能处理 1 万亿美元的交易超过 17,000 次，这证明了其可扩展性。

Another member of the XRP community, Crypto Arsenal, questions the practicality of moving $1 trillion in a single transaction. He points out that the SWIFT network, which handles daily transactions totaling $5 trillion across 44 million transfers, breaks large transactions into smaller payments. In this way, he argues, XRP could efficiently handle similar volumes without needing to use 40% of its supply for each transaction.

XRP 社区的另一位成员 Crypto Arsenal 对单笔交易转移 1 万亿美元的实用性提出质疑。他指出，SWIFT 网络每天处理 4400 万笔转账、总额达 5 万亿美元的交易，将大额交易分解为小额支付。他认为，通过这种方式，XRP 可以有效地处理类似的交易量，而无需在每笔交易中使用 40% 的供应量。

The debate around XRP’s price and its ability to support mass adoption continues to evolve, with some believing that XRP’s current price is sufficient, thanks to its speed and liquidity, while others believe higher prices are needed for mass global transactions. Ultimately, XRP’s scalability, transaction efficiency, and liquidity will play a crucial role in determining its success as a global payment solution. However, one thing is certain: the future of XRP is being closely watched, and the debate over its price could shape its trajectory in the coming years.

关于 XRP 的价格及其支持大规模采用的能力的争论仍在不断发展，一些人认为 XRP 目前的价格已经足够，因为它的速度和流动性，而另一些人则认为大规模全球交易需要更高的价格。最终，XRP 的可扩展性、交易效率和流动性将在决定其作为全球支付解决方案的成功方面发挥至关重要的作用。然而，有一点是确定的：XRP 的未来受到密切关注，对其价格的争论可能会影响其未来几年的发展轨迹。