XRP 價格：太低而無法大規模採用？

市場分析師 Lord Vendetta 最近的評論引發了 XRP 社群內關於加密貨幣價格及其能力的激烈討論

A recent commentary from market analyst Lord Vendetta has sparked a heated discussion within the XRP community about the cryptocurrency’s price and its ability to handle mass adoption, especially by global financial institutions. His remarks suggest that even a price of $50 for XRP may not be sufficient to support the scale of transactions expected from mass adoption, which has led to a split in opinions over how high the XRP price could go.

市場分析師 Lord Vendetta 最近發表的評論在 XRP 社群內引發了關於加密貨幣價格及其大規模採用能力（尤其是全球金融機構採用）的激烈討論。他的言論表明，即使 XRP 的價格為 50 美元，也可能不足以支持大規模採用所預期的交易規模，這導致人們對 XRP 價格可能上漲的看法存在分歧。

Vendetta’s analysis questions whether XRP’s current price of around $2.35 would be enough to facilitate large-scale global transactions. He highlights that if XRP were priced at $50, around 20 billion tokens would be required to process $1 trillion in transactions daily. This would represent about 40% of XRP’s total circulating supply, a number that raises concerns about liquidity and the practicality of such a price point.

Vendetta 的分析質疑 XRP 目前約 2.35 美元的價格是否足以促進大規模的全球交易。他強調，如果 XRP 的定價為 50 美元，那麼每天處理 1 兆美元的交易將需要約 200 億個代幣。這將佔 XRP 總流通供應量的 40% 左右，這個數字引發了人們對流動性和這個價格點實用性的擔憂。

Vendetta goes further, suggesting that a price of $50, $100, or even $10,000 per XRP might not be enough for the mass adoption he envisions. In fact, he speculates that XRP could eventually rival Bitcoin, with prices possibly reaching $100,000. This has led to a split in opinions, with some questioning whether such high valuations are even necessary given XRP’s transaction speed and efficiency.

Vendetta 進一步指出，每個 XRP 50 美元、100 美元甚至 10,000 美元的價格可能不足以滿足他設想的大規模採用。事實上，他推測 XRP 最終可能與比特幣競爭，價格可能達到 10 萬美元。這導致了意見分歧，有些人質疑鑑於 XRP 的交易速度和效率，是否有必要如此高的估值。

Not everyone in the XRP community agrees with Vendetta’s analysis. Analyst “Guy on the Earth” counters that XRP’s rapid transaction speed—settling in just three seconds—could mitigate the need for such high prices. He explains that the same XRP tokens can be reused multiple times throughout the day, making it possible to process large numbers of smaller transactions instead of a few massive ones. This would allow the network to handle a high volume of transactions without requiring an astronomical price per token.

並非 XRP 社群中的每個人都同意 Vendetta 的分析。分析師「地球上的傢伙」反駁說，XRP 的快速交易速度（只需三秒鐘即可結算）可以減輕對如此高價格的需求。他解釋說，相同的 XRP 代幣可以在一天中多次重複使用，從而可以處理大量較小的交易，而不是一些大規模交易。這將使網路能夠處理大量交易，而不需要每個代幣的天文價格。

Similarly, community member Holo echoes this sentiment, emphasizing that XRP’s ability to divide large transactions into smaller payments makes it adaptable for high-volume global transfers. Instead of processing a $1 trillion transfer as a single transaction, Holo suggests breaking it into multiple smaller payments, which could be executed almost instantly. This would keep the price lower while still maintaining the efficiency needed for global financial transactions.

同樣，社區成員 Holo 也表達了同樣的觀點，他強調 XRP 能夠將大額交易分割成小額支付，使其能夠適應大批量的全球轉帳。 Holo 建議不要將 1 兆美元的轉帳作為單筆交易處理，而是將其分成多個較小的付款，這些付款幾乎可以立即執行。這將使價格保持較低，同時仍保持全球金融交易所需的效率。

Despite the arguments about speed and efficiency, Vendetta raises concerns about the liquidity required for XRP to facilitate such massive transactions without causing friction. He points out that even though XRP’s transaction speed is impressive, the market needs to maintain enough liquidity to support high-value transfers on a daily basis.

儘管存在關於速度和效率的爭論，但 Vendetta 引起了人們對 XRP 所需的流動性的擔憂，以促進如此大規模的交易而不引起摩擦。他指出，儘管XRP的交易速度令人印象深刻，但市場需要保持足夠的流動性來支援日常的高價值轉帳。

Holo responds by reiterating that XRP’s rapid recycling capability addresses many of these liquidity concerns. With tokens being reused every three to five seconds, XRP could theoretically process transactions on a massive scale without requiring an impractically high price per coin. In fact, he argues that XRP could potentially handle $1 trillion in transactions more than 17,000 times a day, demonstrating its scalability.

Holo 重申 XRP 的快速回收能力解決了許多流動性問題。由於代幣每三到五秒就重複使用一次，XRP 理論上可以大規模處理交易，而不需要每枚代幣的價格過高。事實上，他認為 XRP 每天有可能處理 1 兆美元的交易超過 17,000 次，這證明了其可擴展性。

Another member of the XRP community, Crypto Arsenal, questions the practicality of moving $1 trillion in a single transaction. He points out that the SWIFT network, which handles daily transactions totaling $5 trillion across 44 million transfers, breaks large transactions into smaller payments. In this way, he argues, XRP could efficiently handle similar volumes without needing to use 40% of its supply for each transaction.

XRP 社群的另一位成員 Crypto Arsenal 對單筆交易轉移 1 兆美元的實用性提出質疑。他指出，SWIFT 網路每天處理 4,400 萬筆轉帳、總額達 5 兆美元的交易，將大筆交易分解為小額支付。他認為，透過這種方式，XRP 可以有效地處理類似的交易量，而無需在每筆交易中使用 40% 的供應量。

The debate around XRP’s price and its ability to support mass adoption continues to evolve, with some believing that XRP’s current price is sufficient, thanks to its speed and liquidity, while others believe higher prices are needed for mass global transactions. Ultimately, XRP’s scalability, transaction efficiency, and liquidity will play a crucial role in determining its success as a global payment solution. However, one thing is certain: the future of XRP is being closely watched, and the debate over its price could shape its trajectory in the coming years.

關於XRP 的價格及其支持大規模採用的能力的爭論仍在不斷發展，一些人認為XRP 目前的價格已經足夠，因為它的速度和流動性，而另一些人則認為大規模全球交易需要更高的價格。最終，XRP 的可擴展性、交易效率和流動性將在決定其作為全球支付解決方案的成功方面發揮至關重要的作用。然而，有一點是確定的：XRP 的未來受到密切關注，對其價格的爭論可能會影響其未來幾年的發展軌跡。