XRP 超越 Tether：加密货币市场的重大成就

XRP 以强劲的飙升拉开了新的一年的序幕，目前按市值排名第三大加密货币，超过了 Tether 的 USDT。

XRP began the new year with an impressive surge, now ranking as the third-largest cryptocurrency by market capitalization after surpassing Tether’s USDT. With a market cap exceeding $141 billion, XRP’s stellar performance marks a significant milestone, especially as it continues to gain traction in the cross-border payments sector.

XRP 以令人印象深刻的飙升开始了新的一年，目前已超过 Tether 的 USDT，成为按市值计算的第三大加密货币。 XRP 的市值超过 1,410 亿美元，其出色的表现标志着一个重要的里程碑，尤其是它在跨境支付领域继续受到关注。

As XRP surges, Tether (USDT) market cap drops

随着 XRP 飙升，Tether (USDT) 市值下降

Recent data shows that XRP’s surge comes at a time when Tether’s USDT market capitalization hovers just above $137.4 billion. This shift is largely attributed to the rollout of the European Union’s Markets in Crypto-Assets Regulation (MiCA), which imposes more stringent regulations on stablecoin issuers.

最新数据显示，XRP 飙升之际，Tether 的 USDT 市值徘徊在 1374 亿美元上方。这种转变很大程度上归因于欧盟加密资产市场监管（MiCA）的推出，该监管对稳定币发行人实施了更严格的监管。

As part of MiCA, stablecoin issuers are required to maintain full reserves and obtain licenses to operate within the EU. This has raised compliance concerns, particularly for Tether, which may have negatively impacted USDT’s value.

作为 MiCA 的一部分，稳定币发行人必须保持全额储备并获得在欧盟境内运营的许可证。这引发了合规性担忧，尤其是对 Tether 而言，这可能会对 USDT 的价值产生负面影响。

Coinbase Europe delisted USDT in December due to MiCA compliance issues, a move that may have further weighed on Tether’s market capitalization. In contrast, XRP has benefited from this regulatory shift, which could position the cryptocurrency for continued success in the coming months.

由于 MiCA 合规问题，Coinbase Europe 在 12 月下架了 USDT，此举可能进一步打压 Tether 的市值。相比之下，XRP 受益于这一监管转变，这可能使该加密货币在未来几个月继续取得成功。

XRP’s stellar performance over the past year

XRP过去一年的出色表现

Over the past year, XRP has shown an impressive upward trajectory. From November to December, the cryptocurrency surged by more than 400%, with its price peaking at $2.70. The rally was fueled by several significant events.

在过去的一年里，XRP 呈现出令人印象深刻的上升轨迹。从 11 月到 12 月，加密货币飙升超过 400%，价格最高达到 2.70 美元。此次涨势是由几起重大事件推动的。

These events include speculation about the approval of an XRP exchange-traded fund (ETF) and a potential pro-crypto political shift following Donald Trump’s election victory. Additionally, Ripple Labs, the company behind XRP, launched Ripple USD (RLUSD), a stablecoin designed to facilitate cross-border enterprise payments. This development has further strengthened XRP’s utility in the financial sector and provided a boost to its price.

这些事件包括有关 XRP 交易所交易基金（ETF）获得批准的猜测，以及唐纳德·特朗普当选后可能出现的支持加密货币的政治转变。此外，XRP 背后的公司 Ripple Labs 推出了 Ripple USD (RLUSD)，这是一种旨在促进跨境企业支付的稳定币。这一发展进一步增强了 XRP 在金融领域的效用并提振了其价格。

XRP ETF filings and growing institutional interest

XRP ETF 申请和机构兴趣不断增长

XRP’s growing momentum has also been fueled by increased institutional interest. Recently, WisdomTree became the fourth company to file for a spot in an XRP ETF, joining other major players such as Bitwise and 21Shares. This move highlights growing institutional support for XRP as an investment vehicle, with broader adoption of XRP payment solutions likely driving future price gains.

XRP 的增长势头也受到机构兴趣增加的推动。最近，WisdomTree 成为第四家申请加入 XRP ETF 的公司，加入了 Bitwise 和 21Shares 等其他主要参与者的行列。此举凸显了机构对 XRP 作为投资工具的支持不断增加，XRP 支付解决方案的更广泛采用可能会推动未来的价格上涨。

Ripple CEO’s optimism for 2025

Ripple首席执行官对2025年的乐观态度

As XRP continues to surge, Ripple CEO Brad Garlinghouse recently expressed optimism about XRP’s future, citing “momentum and increased focus on real-world utility” as key drivers for growth in 2025. His outlook reflects growing confidence in XRP’s ability to continue performing well in the market, especially as Ripple strengthens its position in the cross-border payments space.

随着 XRP 持续飙升，Ripple 首席执行官布拉德·加林豪斯 (Brad Garlinghouse) 最近对 XRP 的未来表示乐观，称“势头和对现实世界效用的日益关注”是 2025 年增长的关键驱动力。他的前景反映出人们对 XRP 在市场，特别是随着 Ripple 加强其在跨境支付领域的地位。

XRP technical outlook: Bullish trend and resistance levels

XRP 技术前景：看涨趋势和阻力位

Technically, XRP is currently in a strong uptrend on the price charts. The cryptocurrency is trading above both the 50-day and 200-day moving averages, indicating that the bulls are firmly in control. The price is approaching the $2.60 resistance level after bouncing off the $1.98 support zone. The Relative Strength Index (RSI) is at 61, suggesting that there could still be room for price increases before a trend reversal occurs.

从技术上讲，XRP 目前在价格图表上处于强劲的上升趋势。该加密货币目前交投于 50 日和 200 日移动均线上方，表明多头牢牢掌控局面。在从 1.98 美元的支撑区域反弹后，价格正在接近 2.60 美元的阻力位。相对强弱指数 (RSI) 为 61，表明在趋势逆转发生之前价格仍有上涨空间。

With favorable regulatory shifts and growing institutional support, XRP is well-positioned for further growth in the coming months. The approval of ETFs and broader adoption of Ripple’s payment solutions could continue to propel its market performance as the cryptocurrency sector enters an exciting new chapter.

凭借有利的监管转变和不断增长的机构支持，XRP 已做好在未来几个月进一步增长的准备。随着加密货币行业进入令人兴奋的新篇章，ETF 的批准和 Ripple 支付解决方案的更广泛采用可能会继续推动其市场表现。