XRP 超越 Tether：加密貨幣市場的重大成就

XRP 以強勁的飆升拉開了新的一年的序幕，目前按市值排名第三大加密貨幣，超過了 Tether 的 USDT。

XRP began the new year with an impressive surge, now ranking as the third-largest cryptocurrency by market capitalization after surpassing Tether’s USDT. With a market cap exceeding $141 billion, XRP’s stellar performance marks a significant milestone, especially as it continues to gain traction in the cross-border payments sector.

XRP 以令人印象深刻的飆升開始了新的一年，目前已超過 Tether 的 USDT，成為按市值計算的第三大加密貨幣。 XRP 的市值超過 1,410 億美元，其出色的表現標誌著一個重要的里程碑，尤其是它在跨境支付領域繼續受到關注。

As XRP surges, Tether (USDT) market cap drops

隨著 XRP 飆升，Tether (USDT) 市值下降

Recent data shows that XRP’s surge comes at a time when Tether’s USDT market capitalization hovers just above $137.4 billion. This shift is largely attributed to the rollout of the European Union’s Markets in Crypto-Assets Regulation (MiCA), which imposes more stringent regulations on stablecoin issuers.

最新數據顯示，XRP 飆升之際，Tether 的 USDT 市值徘徊在 1,374 億美元上方。這種轉變很大程度上歸因於歐盟加密資產市場監管（MiCA）的推出，該監管對穩定幣發行人實施了更嚴格的監管。

As part of MiCA, stablecoin issuers are required to maintain full reserves and obtain licenses to operate within the EU. This has raised compliance concerns, particularly for Tether, which may have negatively impacted USDT’s value.

作為 MiCA 的一部分，穩定幣發行人必須保持全額儲備並獲得在歐盟境內運作的許可證。這引發了合規性擔憂，尤其是對 Tether 而言，這可能會對 USDT 的價值產生負面影響。

Coinbase Europe delisted USDT in December due to MiCA compliance issues, a move that may have further weighed on Tether’s market capitalization. In contrast, XRP has benefited from this regulatory shift, which could position the cryptocurrency for continued success in the coming months.

由於 MiCA 合規問題，Coinbase Europe 在 12 月下架了 USDT，此舉可能進一步打壓 Tether 的市值。相比之下，XRP 受益於此監管轉變，這可能使加密貨幣在未來幾個月繼續取得成功。

XRP’s stellar performance over the past year

XRP過去一年的優異表現

Over the past year, XRP has shown an impressive upward trajectory. From November to December, the cryptocurrency surged by more than 400%, with its price peaking at $2.70. The rally was fueled by several significant events.

在過去的一年裡，XRP 呈現出令人印象深刻的上升軌跡。從 11 月到 12 月，加密貨幣飆升超過 400%，價格最高達到 2.70 美元。此次漲勢是由幾起重大事件推動的。

These events include speculation about the approval of an XRP exchange-traded fund (ETF) and a potential pro-crypto political shift following Donald Trump’s election victory. Additionally, Ripple Labs, the company behind XRP, launched Ripple USD (RLUSD), a stablecoin designed to facilitate cross-border enterprise payments. This development has further strengthened XRP’s utility in the financial sector and provided a boost to its price.

這些事件包括有關 XRP 交易所交易基金（ETF）獲得批准的猜測，以及唐納德·川普當選後可能出現的支持加密貨幣的政治轉變。此外，XRP 背後的公司 Ripple Labs 推出了 Ripple USD (RLUSD)，這是一種旨在促進跨境企業支付的穩定幣。這項發展進一步增強了 XRP 在金融領域的效用並提振了其價格。

XRP ETF filings and growing institutional interest

XRP ETF 申請和機構興趣不斷增長

XRP’s growing momentum has also been fueled by increased institutional interest. Recently, WisdomTree became the fourth company to file for a spot in an XRP ETF, joining other major players such as Bitwise and 21Shares. This move highlights growing institutional support for XRP as an investment vehicle, with broader adoption of XRP payment solutions likely driving future price gains.

XRP 的成長動能也受到機構興趣增加的推動。最近，WisdomTree 成為第四家申請加入 XRP ETF 的公司，加入了 Bitwise 和 21Shares 等其他主要參與者的行列。此舉凸顯了機構對 XRP 作為投資工具的支持不斷增加，XRP 支付解決方案的更廣泛採用可能會推動未來的價格上漲。

Ripple CEO’s optimism for 2025

Ripple執行長對2025年的樂觀態度

As XRP continues to surge, Ripple CEO Brad Garlinghouse recently expressed optimism about XRP’s future, citing “momentum and increased focus on real-world utility” as key drivers for growth in 2025. His outlook reflects growing confidence in XRP’s ability to continue performing well in the market, especially as Ripple strengthens its position in the cross-border payments space.

隨著XRP 持續飆升，Ripple 執行長布拉德·加林豪斯(Brad Garlinghouse) 最近對XRP 的未來表示樂觀，稱「勢頭和對現實世界效用的日益關注」是2025 年增長的關鍵驅動力。

XRP technical outlook: Bullish trend and resistance levels

XRP 技術前景：看漲趨勢與阻力位

Technically, XRP is currently in a strong uptrend on the price charts. The cryptocurrency is trading above both the 50-day and 200-day moving averages, indicating that the bulls are firmly in control. The price is approaching the $2.60 resistance level after bouncing off the $1.98 support zone. The Relative Strength Index (RSI) is at 61, suggesting that there could still be room for price increases before a trend reversal occurs.

從技術上講，XRP 目前在價格圖表上處於強勁的上升趨勢。該加密貨幣目前交投於 50 日和 200 日移動均線上方，顯示多頭牢牢掌控局面。在從 1.98 美元的支撐區域反彈後，價格正在接近 2.60 美元的阻力位。相對強弱指數 (RSI) 為 61，顯示在趨勢逆轉發生之前價格仍有上漲空間。

With favorable regulatory shifts and growing institutional support, XRP is well-positioned for further growth in the coming months. The approval of ETFs and broader adoption of Ripple’s payment solutions could continue to propel its market performance as the cryptocurrency sector enters an exciting new chapter.

憑藉有利的監管轉變和不斷增長的機構支持，XRP 已做好在未來幾個月進一步增長的準備。隨著加密貨幣行業進入令人興奮的新篇章，ETF 的批准和 Ripple 支付解決方案的更廣泛採用可能會繼續推動其市場表現。