XRP ETF应用程序正在获得显着的吸引力，尤其是进入1.5万亿美元的富兰克林·邓普顿（Franklin Templeton）

XRP ETF应用程序在美国的吸引力很大，尤其是在游戏中有1.5万亿美元的富兰克林·邓普顿（Franklin Templeton）。由Ambika Devan。

The U.S. Securities and Exchange Commission (SEC) has been on a roll with approving several exchange-traded fund (ETF) applications, especially in the cryptocurrency sector. While the agency has faced criticism for the slow pace of approving new crypto ETFs, recent reports suggest that it could be making swift progress in another area.

美国证券交易委员会（SEC）一直在批准几个交易所交易基金（ETF）申请，尤其是在加密货币领域。尽管该机构因批准新的加密ETF的速度缓慢而面临批评，但最近的报道表明，它可能会在另一个领域取得迅速的进步。

A recent SEC filing has revealed a surprising five-page document that could have huge implications for the next stage of institutional crypto adoption. The paper, titled “Comprehensive Proposal: XRP as a Strategic Financial Asset for the US,” outlines how the SEC envisions unlocking liquidity and saving on transactional costs using the crypto asset.

最近的SEC提交的文件显示了一份令人惊讶的五页文件，这可能对下一阶段的机构加密货币采用产生巨大影响。该论文的标题为“综合提案：XRP作为美国的战略金融资产”，概述了SEC如何使用加密资产来解锁流动性并节省交易成本。

The SEC’s proposal focused on integrating XRP in Nostro accounts, or bank accounts held by financial institutions for foreign trade. According to the agency, these accounts currently have over $27 trillion in assets. Of this amount, the U.S.’s share is more than 18%, which translates to over $5 trillion.

SEC的提案着重于将XRP集成到诺斯特罗帐户中，或金融机构对外贸的银行帐户。根据该机构的数据，这些帐户目前拥有超过27万亿美元的资产。在这笔款项中，美国的份额超过18％，转化为超过5万亿美元。

With an average transaction fee of 0.5%, moving the funds allocated in XRP could save up to $7.5 billion in annual costs.

凭借平均交易费为0.5％，将分配给XRP的资金可以节省高达75亿美元的年费用。

However, the SEC admitted that XRP must overcome several regulatory roadblocks to meet such targets. The agency said it has to classify the asset and settle its case with Ripple.

但是，SEC承认XRP必须克服几个监管障碍才能实现此类目标。该机构表示，它必须对资产进行分类并用波纹解决案件。

In addition, the Department of Justice must remove its restrictions on bank transactions using the digital asset, and the Federal Reserve must directly integrate the utilization of XRP into its financial policy.

此外，司法部必须使用数字资产消除其对银行交易的限制，美联储必须将XRP的利用直接整合到其财务政策中。

The agency said all its recommendations could be boosted by an Executive Order that mandates the SEC, DOJ, and the Treasury Department to classify XRP as a payment asset and abandon the Ripple case.

该机构表示，所有建议都可以通过执行命令来提高，该行政命令要求SEC，DOJ和财政部将XRP归类为付款资产并放弃波纹案件。

It could also leverage from an emergency financial legislation ordering banks to integrate the crypto asset for liquidity solutions. Meanwhile, the Fed must craft a supplemental rule allowing banks to use the digital asset to replace Nostro.

它还可以利用紧急金融立法命令银行将加密货币资产纳入流动性解决方案。同时，美联储必须制定一项补充规则，允许银行使用数字资产来替换鼻虫。

All these could complement the USA’s target of becoming a Bitcoin powerhouse, as the government could use the $1.5 trillion freed capital to top up its digital assets stockpile.

所有这些都可以补充美国成为比特币强国的目标，因为政府可以利用1.5万亿美元的释放资本来增强其数字资产库存。