什么是瑞波币？它是加密货币领域的下一个重大事件吗？以下是您需要了解的内容

虽然比特币将自己定位为所有加密货币的代表，但另一种热门代币 XRP 在加密货币领域越来越受欢迎。

As Bitcoin continues to dominate the cryptocurrency landscape, another digital asset, XRP, has been making waves within the crypto community.

随着比特币继续主导加密货币领域，另一种数字资产 XRP 也在加密社区掀起波澜。

Recently, President-Elect Donald Trump met with Ripple, the company behind XRP, sparking increased attention.

最近，当选总统唐纳德·特朗普会见了 XRP 背后的公司 Ripple，引发了更多关注。

The U.S. Securities and Exchange Commission has also kept a close eye on XRP and Ripple, and Trump's incoming pick for SEC chair could significantly impact the token's future.

美国证券交易委员会也密切关注 XRP 和 Ripple，特朗普即将当选的 SEC 主席可能会对该代币的未来产生重大影响。

Here's a closer look at XRP, its history, and what sets it apart from Bitcoin.

以下是 XRP 的详细介绍、它的历史以及它与比特币的区别。

What is XRP? A brief history

什么是瑞波币？简史

Ripple created XRP as a native cryptocurrency for the XRP Ledger blockchain.

Ripple 创建了 XRP 作为 XRP Ledger 区块链的原生加密货币。

Despite its recent surge in popularity, XRP is not a new coin. It was first launched in 2012 and has since been used by some banks and financial institutions for moving money more efficiently.

尽管 XRP 最近人气飙升，但它并不是一种新货币。它于 2012 年首次推出，此后被一些银行和金融机构用来更有效地转移资金。

What makes XRP so popular?

是什么让 XRP 如此受欢迎？

XRP is "cheaper, faster, more scalable, and environmentally friendlier," according to Investopedia.

据 Investopedia 称，XRP“更便宜、更快、更可扩展且更环保”。

The site adds that XRP is more of a global payment system, offering faster processing times, lower transaction fees, and facilitating cross-border payments more conveniently.

该网站补充说，XRP 更像是一个全球支付系统，提供更快的处理时间、更低的交易费用并更方便地促进跨境支付。

According to Forbes, XRP is currently among the top five largest cryptocurrencies by market capitalization.

据《福布斯》报道，XRP 目前是市值排名前五的加密货币之一。

Both XRP and Bitcoin spiked after the 2024 election, as Trump expressed support for cryptocurrency growth and expansion. During the campaign, he promised to create a crypto stockpile and a crypto reserve (similar to oil reserves).

由于特朗普表达了对加密货币增长和扩张的支持，XRP 和比特币在 2024 年大选后均出现飙升。在竞选期间，他承诺创建加密货币库存和加密货币储备（类似于石油储备）。

XRP vs. Bitcoin: What's the difference?

XRP 与比特币：有什么区别？

While both Bitcoin and XRP are cryptocurrencies, they have different use cases.

虽然比特币和 XRP 都是加密货币，但它们有不同的用例。

According to Investopedia, Bitcoin is more of a "store of value and a medium of exchange," while XRP is a global transaction system.

根据 Investopedia 的说法，比特币更多的是一种“价值储存和交换媒介”，而 XRP 是一个全球交易系统。

Which is better: XRP or Bitcoin?

XRP 和比特币哪个更好？

Is one cryptocurrency better than the other? It depends on your specific needs and how you want to use the coin.

一种加密货币比另一种更好吗？这取决于您的具体需求以及您想如何使用硬币。

XRP can make instant and cheap payments, while Bitcoin's decentralization and transparency allow you to track transactions in a "predictable market that can't be corrupted by a central authority."

XRP 可以进行即时且廉价的支付，而比特币的去中心化和透明度使您可以在“不会被中央机构破坏的可预测市场”中跟踪交易。

Bitcoin is the world's largest cryptocurrency and currently has a higher value. However, given the volatility of the crypto landscape, it's still possible for XRP to lead the altcoin space and surpass Bitcoin.

比特币是世界上最大的加密货币，目前具有较高的价值。然而，考虑到加密货币格局的波动性，XRP 仍然有可能引领山寨币领域并超越比特币。

SEC allegations against XRP

SEC 对 XRP 的指控

XRP's legal battle with the SEC has been ongoing for several years.

XRP 与 SEC 的法律斗争已持续多年。

In August, the SEC ordered Ripple to pay a $125 million fine for selling XRP tokens as unregistered securities, a decision that was later appealed. The courts ruled in XRP's favor, and now that SEC Chair Gary Gensler will step down later this month, many expect a more crypto-friendly regulation under Trump's administration.

8 月，美国证券交易委员会 (SEC) 责令 Ripple 因将 XRP 代币作为未注册证券出售而支付 1.25 亿美元的罚款，这一决定后来被上诉。法院做出了有利于 XRP 的裁决，现在 SEC 主席加里·詹斯勒 (Gary Gensler) 将于本月晚些时候辞职，许多人预计特朗普政府将制定更加有利于加密货币的监管。

Is XRP a good investment?

XRP 是一项好的投资吗？

While the short-term future of XRP appears promising, long-term investors may want to wait for some of the crypto hype to die down before investing in the token, according to The Motley Fool.

据 Motley Fool 报道，虽然 XRP 的短期前景似乎充满希望，但长期投资者可能希望等待一些加密货币炒作平息后再投资该代币。