什麼是瑞波幣？它是加密貨幣領域的下一件大事嗎？以下是您需要了解的內容

雖然比特幣將自己定位為所有加密貨幣的代表，但另一個熱門代幣 XRP 在加密貨幣領域越來越受歡迎。

As Bitcoin continues to dominate the cryptocurrency landscape, another digital asset, XRP, has been making waves within the crypto community.

隨著比特幣繼續主導加密貨幣領域，另一種數位資產 XRP 也在加密社群掀起波瀾。

Recently, President-Elect Donald Trump met with Ripple, the company behind XRP, sparking increased attention.

最近，當選總統唐納德·川普會見了 XRP 背後的公司 Ripple，引發了更多關注。

The U.S. Securities and Exchange Commission has also kept a close eye on XRP and Ripple, and Trump's incoming pick for SEC chair could significantly impact the token's future.

美國證券交易委員會也密切關注 XRP 和 Ripple，川普即將當選的 SEC 主席可能會對該代幣的未來產生重大影響。

Here's a closer look at XRP, its history, and what sets it apart from Bitcoin.

以下是 XRP 的詳細介紹、它的歷史以及它與比特幣的差異。

What is XRP? A brief history

什麼是瑞波幣？簡史

Ripple created XRP as a native cryptocurrency for the XRP Ledger blockchain.

Ripple 創建了 XRP 作為 XRP Ledger 區塊鏈的原生加密貨幣。

Despite its recent surge in popularity, XRP is not a new coin. It was first launched in 2012 and has since been used by some banks and financial institutions for moving money more efficiently.

儘管 XRP 最近人氣飆升，但它並不是一種新貨幣。它於 2012 年首次推出，此後被一些銀行和金融機構用來更有效地轉移資金。

What makes XRP so popular?

是什麼讓 XRP 如此受歡迎？

XRP is "cheaper, faster, more scalable, and environmentally friendlier," according to Investopedia.

據 Investopedia 稱，XRP「更便宜、更快、更可擴展且更環保」。

The site adds that XRP is more of a global payment system, offering faster processing times, lower transaction fees, and facilitating cross-border payments more conveniently.

該網站補充說，XRP 更像是一個全球支付系統，提供更快的處理時間、更低的交易費用並更方便地促進跨境支付。

According to Forbes, XRP is currently among the top five largest cryptocurrencies by market capitalization.

根據《富比士》報道，XRP 目前是市值排名前五的加密貨幣之一。

Both XRP and Bitcoin spiked after the 2024 election, as Trump expressed support for cryptocurrency growth and expansion. During the campaign, he promised to create a crypto stockpile and a crypto reserve (similar to oil reserves).

由於川普表達了對加密貨幣成長和擴張的支持，XRP 和比特幣在 2024 年大選後都出現飆升。在競選期間，他承諾創建加密貨幣庫存和加密貨幣儲備（類似於石油儲備）。

XRP vs. Bitcoin: What's the difference?

XRP 與比特幣：有什麼區別？

While both Bitcoin and XRP are cryptocurrencies, they have different use cases.

雖然比特幣和 XRP 都是加密貨幣，但它們有不同的用例。

According to Investopedia, Bitcoin is more of a "store of value and a medium of exchange," while XRP is a global transaction system.

根據 Investopedia 的說法，比特幣更多的是一種“價值儲存和交換媒介”，而 XRP 是一個全球交易系統。

Which is better: XRP or Bitcoin?

XRP 和比特幣哪個比較好？

Is one cryptocurrency better than the other? It depends on your specific needs and how you want to use the coin.

一種加密貨幣比另一種加密貨幣好嗎？這取決於您的具體需求以及您想如何使用硬幣。

XRP can make instant and cheap payments, while Bitcoin's decentralization and transparency allow you to track transactions in a "predictable market that can't be corrupted by a central authority."

XRP 可以進行即時且廉價的支付，而比特幣的去中心化和透明度使您可以在「不會被中央機構破壞的可預測市場」中追蹤交易。

Bitcoin is the world's largest cryptocurrency and currently has a higher value. However, given the volatility of the crypto landscape, it's still possible for XRP to lead the altcoin space and surpass Bitcoin.

比特幣是世界上最大的加密貨幣，目前具有較高的價值。然而，考慮到加密貨幣格局的波動性，XRP 仍然有可能引領山寨幣領域並超越比特幣。

SEC allegations against XRP

SEC 對 XRP 的指控

XRP's legal battle with the SEC has been ongoing for several years.

XRP 與 SEC 的法律鬥爭已持續多年。

In August, the SEC ordered Ripple to pay a $125 million fine for selling XRP tokens as unregistered securities, a decision that was later appealed. The courts ruled in XRP's favor, and now that SEC Chair Gary Gensler will step down later this month, many expect a more crypto-friendly regulation under Trump's administration.

8 月，美國證券交易委員會 (SEC) 命令 Ripple 因將 XRP 代幣作為未註冊證券出售而支付 1.25 億美元的罰款，這一決定後來被上訴。法院做出了有利於 XRP 的裁決，現在 SEC 主席加里·詹斯勒 (Gary Gensler) 將於本月晚些時候辭職，許多人預計川普政府將制定更加有利於加密貨幣的監管。

Is XRP a good investment?

XRP 是個好的投資嗎？

While the short-term future of XRP appears promising, long-term investors may want to wait for some of the crypto hype to die down before investing in the token, according to The Motley Fool.

根據 Motley Fool 報導，雖然 XRP 的短期前景似乎充滿希望，但長期投資者可能希望等待一些加密貨幣炒作平息後再投資該代幣。