随着 DeFi 生态系统在 XRP 账本 (XRPL) 内扩展，XRP 社区面临十字路口

这种加密货币今年迄今已飙升 240%，在无需清算资产的情况下增加财富的机会继续给社区带来惊喜。

Despite XRP’s 240% year-to-date surge, crypto analyst Cypress Demanincor believes the community is largely unaware of the expanding DeFi opportunities within the XRP Ledger (XRPL).

尽管 XRP 今年迄今飙升 240%，但加密货币分析师 Cypress Demanincor 认为，社区很大程度上没有意识到 XRP Ledger (XRPL) 内不断扩大的 DeFi 机会。

Currently, XRP holders have access to tools for staking, yield farming, and liquidity provision, yet many remain dismissive or unaware of their potential to generate transformative wealth without liquidating holdings.

目前，XRP 持有者可以使用质押、流动性挖矿和流动性提供等工具，但许多人仍然不屑一顾或没有意识到它们在不清算所持资产的情况下创造变革性财富的潜力。

Adding to that, Ripple’s Chief Technology Officer, David Schwartz, highlights the financial advantages of engaging with XRP liquidity pools.

除此之外，Ripple 首席技术官 David Schwartz 强调了使用 XRP 流动性池的财务优势。

“Providing tokens to liquidity pools enables holders to earn rewards,” Schwartz explained, emphasizing the dual benefit for both individuals and the ecosystem at large.

施瓦茨解释说：“向流动性池提供代币可以让持有者获得奖励。”他强调了个人和整个生态系统的双重利益。

Do not sell XRP ( Hold Til $10,000 )

不要出售 XRP（持有至 10,000 美元）

On Reddit, the XRP community is rallying with calls to “hold the line.” In one thread, user Space_ape2069 urged users not to sell, aiming for a lofty $10,000 target, a frankly unrealistic price prediction.

在 Reddit 上，XRP 社区正在集会，呼吁“坚持到底”。在一个帖子中，用户 Space_ape2069 敦促用户不要出售，目标是 10,000 美元，坦率地说，这是一个不切实际的价格预测。

The thread sparked heated discussions about XRP’s potential amid ongoing legal battles and market speculation. One user confidently tied XRP’s future to the lawsuit’s resolution and potential market impacts, encouraging others to stay firm in holding.

在持续的法律斗争和市场猜测中，该帖子引发了有关 XRP 潜力的激烈讨论。一位用户自信地将 XRP 的未来与诉讼的解决和潜在的市场影响联系在一起，鼓励其他人坚定持有。

Another contributor shared plans to invest $150 weekly, emphasizing commitment. The comments reflect optimism within the XRP community despite the cryptocurrency’s legal and market challenges.

另一位贡献者分享了每周投资 150 美元的计划，强调了承诺。尽管该加密货币面临法律和市场挑战，但这些评论反映了 XRP 社区的乐观态度。

Meanwhile, Ripple’s low transaction costs and unmatched speed continue to set it apart. With transactions completed in seconds and fees as low as 0.00001 XRP (a fraction of a cent), the ecosystem offers cost-effective alternatives to systems like SWIFT, which can charge $35-$50 for international payments.

与此同时，瑞波币的低交易成本和无与伦比的速度继续使其与众不同。由于交易可在数秒内完成，费用低至 0.00001 XRP（不到一美分），该生态系统为 SWIFT 等系统提供了经济高效的替代方案，而 SWIFT 的国际支付收费为 35 至 50 美元。

2025: The Year for XRP DeFi Boom

2025 年：XRP DeFi 繁荣之年

The XRP Ledger’s maturity in 2024 has been a game-changer, with tools now available for XRP holders to earn passive income. Demanincor believes 2025 marks the perfect time for the XRP community to dive into DeFi opportunities, potentially reaping the benefits well into 2030 and beyond.

XRP Ledger 将于 2024 年成熟，这改变了游戏规则，XRP 持有者现在可以使用工具来赚取被动收入。 Demanincor 认为 2025 年是 XRP 社区深入挖掘 DeFi 机会的最佳时机，有可能在 2030 年及以后获得收益。

Besides individual gains, exploring options like staking and liquidity provision could significantly bolster XRP’s status in the crypto space. The XRP community, known for its resilience and commitment, has a chance to enhance the ecosystem while strengthening its own position.

除了个人收益之外，探索质押和流动性供应等选择也可以显着提升 XRP 在加密货币领域的地位。 XRP 社区以其韧性和承诺而闻名，有机会在巩固自身地位的同时增强生态系统。

Demanincor also highlighted XRPL’s status as the first blockchain to include built-in DEX functionality, further underscoring its readiness to lead in the DeFi space. That historical fact sets the stage for the platform to support innovative financial mechanisms that many have yet to fully utilize.

Demanincor 还强调了 XRPL 作为第一个包含内置 DEX 功能的区块链的地位，进一步强调了其在 DeFi 领域处于领先地位的准备。这一历史事实为该平台支持许多尚未充分利用的创新金融机制奠定了基础。

DeFi’s Key Role in XRP’s Evolution

DeFi 在 XRP 演变中的关键作用

Ripple CEO Brad Garlinghouse and other key figures have long emphasized the importance of DeFi in shaping XRP’s future. According to Garlinghouse, features such as decentralized exchanges (DEXs) are now operational on the XRPL, aligning with the broader trend in the financial world towards decentralization. Recently, Garlinghouse had dinner with President Trump at Mar-a-Lago, a move that is seen as extremely bullish for XRP.

Ripple 首席执行官 Brad Garlinghouse 和其他关键人物长期以来一直强调 DeFi 在塑造 XRP 未来方面的重要性。 Garlinghouse 表示，去中心化交易所 (DEX) 等功能现已在 XRPL 上运行，这符合金融界去中心化的更广泛趋势。最近，加林豪斯在海湖庄园与特朗普总统共进晚餐，此举被视为对 XRP 极其利多。

Monica Long, Ripple’s President, highlighted another advance: RLUSD, a Ripple-backed stablecoin, has been integrated into institutional DeFi initiatives. That combination with XRP further solidifies the token’s utility in modern finance, she noted.

Ripple 总裁 Monica Long 强调了另一项进展：RLUSD 是一种由 Ripple 支持的稳定币，已被纳入机构 DeFi 计划中。她指出，与 XRP 的结合进一步巩固了该代币在现代金融中的效用。

Finally, Jazzi Cooper, an XRPL advocate, reminded the community that DeFi was never an afterthought for XRP. “The XRP Ledger was designed with DeFi capabilities from the outset,” he pointed out, reinforcing the foundation for these innovations.

最后，XRPL 倡导者 Jazzi Cooper 提醒社区，DeFi 从来都不是 XRP 的后遗症。他指出，“XRP Ledger 从一开始就具有 DeFi 功能”，这为这些创新奠定了基础。