隨著 DeFi 生態系統在 XRP 帳本 (XRPL) 內擴展，XRP 社區面臨十字路口

這種加密貨幣今年迄今已飆升 240%，在無需清算資產的情況下增加財富的機會繼續給社區帶來驚喜。

Despite XRP’s 240% year-to-date surge, crypto analyst Cypress Demanincor believes the community is largely unaware of the expanding DeFi opportunities within the XRP Ledger (XRPL).

儘管 XRP 今年迄今飆升 240%，但加密貨幣分析師 Cypress Demanincor 認為，社群很大程度上沒有意識到 XRP Ledger (XRPL) 內不斷擴大的 DeFi 機會。

Currently, XRP holders have access to tools for staking, yield farming, and liquidity provision, yet many remain dismissive or unaware of their potential to generate transformative wealth without liquidating holdings.

目前，XRP 持有者可以使用質押、流動性挖礦和流動性提供等工具，但許多人仍然不屑一顧或沒有意識到它們在不清算所持資產的情況下創造變革性財富的潛力。

Adding to that, Ripple’s Chief Technology Officer, David Schwartz, highlights the financial advantages of engaging with XRP liquidity pools.

除此之外，Ripple 首席技術長 David Schwartz 強調了使用 XRP 流動性池的財務優勢。

“Providing tokens to liquidity pools enables holders to earn rewards,” Schwartz explained, emphasizing the dual benefit for both individuals and the ecosystem at large.

施瓦茨解釋說：「向流動性池提供代幣可以讓持有者獲得獎勵。」他強調了個人和整個生態系統的雙重利益。

Do not sell XRP ( Hold Til $10,000 )

不要出售 XRP（持有至 10,000 美元）

On Reddit, the XRP community is rallying with calls to “hold the line.” In one thread, user Space_ape2069 urged users not to sell, aiming for a lofty $10,000 target, a frankly unrealistic price prediction.

在 Reddit 上，XRP 社群正在集會，呼籲「堅持到底」。在一個貼文中，用戶 Space_ape2069 敦促用戶不要出售，目標是 10,000 美元，坦白說，這是一個不切實際的價格預測。

The thread sparked heated discussions about XRP’s potential amid ongoing legal battles and market speculation. One user confidently tied XRP’s future to the lawsuit’s resolution and potential market impacts, encouraging others to stay firm in holding.

在持續的法律鬥爭和市場猜測中，該帖子引發了有關 XRP 潛力的激烈討論。一位用戶自信地將 XRP 的未來與訴訟的解決和潛在的市場影響聯繫在一起，鼓勵其他人堅定持有。

Another contributor shared plans to invest $150 weekly, emphasizing commitment. The comments reflect optimism within the XRP community despite the cryptocurrency’s legal and market challenges.

另一位貢獻者分享了每週投資 150 美元的計劃，強調了承諾。儘管該加密貨幣面臨法律和市場挑戰，但這些評論反映了 XRP 社群的樂觀態度。

Meanwhile, Ripple’s low transaction costs and unmatched speed continue to set it apart. With transactions completed in seconds and fees as low as 0.00001 XRP (a fraction of a cent), the ecosystem offers cost-effective alternatives to systems like SWIFT, which can charge $35-$50 for international payments.

同時，瑞波幣的低交易成本和無與倫比的速度繼續使其與眾不同。由於交易可在數秒內完成，費用低至 0.00001 XRP（不到一美分），該生態系統為 SWIFT 等系統提供了經濟高效的替代方案，而 SWIFT 的國際支付收費為 35 至 50 美元。

2025: The Year for XRP DeFi Boom

2025 年：XRP DeFi 繁榮之年

The XRP Ledger’s maturity in 2024 has been a game-changer, with tools now available for XRP holders to earn passive income. Demanincor believes 2025 marks the perfect time for the XRP community to dive into DeFi opportunities, potentially reaping the benefits well into 2030 and beyond.

XRP Ledger 將於 2024 年成熟，這改變了遊戲規則，XRP 持有者現在可以使用工具來賺取被動收入。 Demanincor 認為 2025 年是 XRP 社群深入挖掘 DeFi 機會的最佳時機，有可能在 2030 年及以後獲得收益。

Besides individual gains, exploring options like staking and liquidity provision could significantly bolster XRP’s status in the crypto space. The XRP community, known for its resilience and commitment, has a chance to enhance the ecosystem while strengthening its own position.

除了個人收益之外，探索質押和流動性供應等選​​項也可以顯著提升 XRP 在加密貨幣領域的地位。 XRP 社群以其韌性和承諾而聞名，有機會在鞏固自身地位的同時增強生態系統。

Demanincor also highlighted XRPL’s status as the first blockchain to include built-in DEX functionality, further underscoring its readiness to lead in the DeFi space. That historical fact sets the stage for the platform to support innovative financial mechanisms that many have yet to fully utilize.

Demanincor 也強調了 XRPL 作為第一個包含內建 DEX 功能的區塊鏈的地位，進一步強調了其在 DeFi 領域處於領先地位的準備。這一歷史事實為該平台支持許多尚未充分利用的創新金融機制奠定了基礎。

DeFi’s Key Role in XRP’s Evolution

DeFi 在 XRP 演變中的關鍵作用

Ripple CEO Brad Garlinghouse and other key figures have long emphasized the importance of DeFi in shaping XRP’s future. According to Garlinghouse, features such as decentralized exchanges (DEXs) are now operational on the XRPL, aligning with the broader trend in the financial world towards decentralization. Recently, Garlinghouse had dinner with President Trump at Mar-a-Lago, a move that is seen as extremely bullish for XRP.

Ripple 執行長 Brad Garlinghouse 和其他關鍵人物長期以來一直強調 DeFi 在塑造 XRP 未來方面的重要性。 Garlinghouse 表示，去中心化交易所 (DEX) 等功能現已在 XRPL 上運行，這符合金融界去中心化的更廣泛趨勢。最近，加林豪斯在海湖莊園與川普總統共進晚餐，此舉被視為對 XRP 極其利多。

Monica Long, Ripple’s President, highlighted another advance: RLUSD, a Ripple-backed stablecoin, has been integrated into institutional DeFi initiatives. That combination with XRP further solidifies the token’s utility in modern finance, she noted.

Ripple 總裁 Monica Long 強調了另一項進展：RLUSD 是由 Ripple 支持的穩定幣，已被納入機構 DeFi 計劃中。她指出，與 XRP 的結合進一步鞏固了該代幣在現代金融中的效用。

Finally, Jazzi Cooper, an XRPL advocate, reminded the community that DeFi was never an afterthought for XRP. “The XRP Ledger was designed with DeFi capabilities from the outset,” he pointed out, reinforcing the foundation for these innovations.

最後，XRPL 倡議者 Jazzi Cooper 提醒社區，DeFi 從來都不是 XRP 的後遺症。他指出，“XRP Ledger 從一開始就具有 DeFi 功能”，這為這些創新奠定了基礎。