Valhil Capital 的革命性估值模型将 #XRP 的理论公平市场价值定为惊人的 130,000 美元

尽管 XRP 最近取得了成功，突破了 2 美元的价格大关，并在过去六周内表现出了令人印象深刻的表现，但分析师认为该资产仍然被低估。

A revolutionary valuation model from Valhil Capital positions XRP at a staggering theoretical fair market value of $130,000, highlighting its potential role in a tokenized global economy.

Valhil Capital 的革命性估值模型将 XRP 的理论公平市场价值定位为 130,000 美元，凸显了其在代币化全球经济中的潜在作用。

Despite XRP’s recent success, surpassing the $2 price mark and showing impressive performance over the last six weeks, analysts argue the asset remains undervalued. Several factors, including market suppression and the current lack of tokenization infrastructure, contribute to this disparity.

尽管 XRP 最近取得了成功，突破了 2 美元的价格大关，并在过去六周内表现出了令人印象深刻的表现，但分析师认为该资产仍然被低估。造成这种差异的因素有很多，包括市场压制和当前代币化基础设施的缺乏。

Last year, Valhil Capital, a leading venture capital firm, developed multiple valuation models to assess XRP’s true potential. Among these, the Collateralization Model stands out, projecting an astonishing value of $130,000 for XRP under a future scenario where global financial assets are fully tokenized.

去年，领先的风险投资公司 Valhil Capital 开发了多种估值模型来评估 XRP 的真正潜力。其中，抵押模型脱颖而出，预计在未来全球金融资产完全代币化的情况下，XRP 的价值将达到惊人的 13 万美元。

This model envisions a world where all asset classes—ranging from real estate and derivatives to central bank reserves and commodities—are digitized on blockchain platforms like the XRP Ledger (XRPL). XRP would serve as the primary token to collateralize these tokenized assets, becoming the backbone of a new financial system.

该模型设想了一个世界，所有资产类别（从房地产和衍生品到央行储备和大宗商品）都在 XRP Ledger (XRPL) 等区块链平台上数字化。 XRP 将作为主要代币来抵押这些代币化资产，成为新金融体系的支柱。

Ripple’s CTO, David Schwartz, has hinted at this vision, emphasizing the XRPL's shift toward Real-World Asset (RWA) tokenization. The Collateralization Model is built on this premise, suggesting that XRP’s value would stem from its ability to secure assets globally, rather than merely facilitating transactions.

Ripple 的首席技术官 David Schwartz 暗示了这一愿景，强调 XRPL 向现实世界资产（RWA）代币化的转变。抵押模型建立在这个前提之上，表明 XRP 的价值将源于其在全球范围内保护资产的能力，而不仅仅是促进交易。

The model bases its calculations on the estimated total global wealth, which it values at approximately $5.8 quadrillion. By applying a risk adjustment factor of 1.3x, it accounts for uncertainties in tokenizing such a vast economy. The adjusted total reaches $7.5 quadrillion, representing the estimated tokenized economy by 2035.

该模型的计算基于估计的全球总财富，其价值约为 5.8 万亿美元。通过应用 1.3 倍的风险调整因子，它可以解释如此庞大的经济体代币化的不确定性。调整后的总额达到 7.5 千万亿美元，代表到 2035 年预计的代币化经济。

When this figure is divided by XRP’s circulating supply of 52 billion tokens, the result is a hypothetical value of $130,000 per XRP. This valuation assumes a fully tokenized global economy, where blockchain technology underpins every financial transaction and XRP becomes the universal collateral asset.

当这个数字除以 XRP 的 520 亿代币流通供应量时，结果是每个 XRP 的假设价值为 130,000 美元。这一估值假设了一个完全代币化的全球经济，其中区块链技术支撑着每笔金融交易，而 XRP 成为通用的抵押资产。

The Collateralization Model highlights XRP's immense potential as a store of value within a highly interconnected financial system. Unlike other valuation approaches, this model underscores XRP’s ability to secure global assets rather than focusing solely on its use for transactions.

抵押模型凸显了 XRP 在高度互联的金融体系中作为价值储存手段的巨大潜力。与其他估值方法不同，该模型强调了 XRP 保护全球资产的能力，而不是仅仅关注其在交易中的使用。

However, such an ambitious vision faces numerous challenges. Tokenizing all global assets would require overcoming significant technological and regulatory hurdles. Additionally, unforeseen variables—such as unaccounted asset classes or changes in global economic structures—could impact the accuracy of the model’s predictions.

然而，这样一个雄心勃勃的愿景面临着诸多挑战。对所有全球资产进行代币化需要克服重大的技术和监管障碍。此外，不可预见的变量（例如未计入的资产类别或全球经济结构的变化）可能会影响模型预测的准确性。

Although XRP currently trades around $2.40, far below the Collateralization Model’s theoretical valuation, this analysis does not serve as a price prediction. Instead, it reflects an idealized scenario where XRP achieves its full potential in a blockchain-dominated financial landscape.

尽管 XRP 目前的交易价格约为 2.40 美元，远低于抵押模型的理论估值，但此分析并不作为价格预测。相反，它反映了一种理想化的场景，即 XRP 在区块链主导的金融环境中充分发挥其潜力。

For now, XRP remains a speculative asset, but its role in tokenizing global wealth could redefine its value over time. Investors are encouraged to view these projections as theoretical insights rather than actionable financial advice.

目前，XRP 仍然是一种投机资产，但随着时间的推移，它在全球财富代币化方面的作用可能会重新定义其价值。我们鼓励投资者将这些预测视为理论见解，而不是可行的财务建议。