美国终于通过了稳定法案

这是美国稳定行业的主要里程碑，因为美国众议院金融服务委员会以32-17的投票通过了该法案，以使该数字资产领域的清晰度清晰。

The U.S. House Financial Services Committee has passed the STABLE Act bill that would create a regulatory framework for USD-pegged stablecoins.

美国众议院金融服务委员会通过了稳定的ACT法案，该法案将为USD PEGGGEGGGGECOINS创建监管框架。

The committee passed the bill with a 32-17 vote.

委员会以32-17票通过了该法案。

The bill, which stands for Stablecoins, Technology, and Applied Blockchain Events for Law Enforcement Act, would provide a clear path for stablecoins to function smoothly in the U.S. financial system. It aims to maintain an optimal balance between technological innovation and consumer protection.

该法案代表执法法的稳定币，技术和应用区块链事件，将为Stablecoins在美国金融体系中顺利运作提供清晰的途径。它旨在在技术创新和消费者保护之间保持最佳平衡。

The bill, introduced by French Hill (R-Ark.), would place stablecoins used for payments with at least $1 billion in daily volume under the supervision of the Federal Reserve.

该法案是由法国山（R-Ark。）提出的，将在美联储的监督下，将使用至少10亿美元的每日款项付款。

It would also mandate that stablecoin issuers maintain a minimum capital reserve in a U.S. banking institution, varying from 5 percent for issuers with less than $3 billion in capital to 10 percent for issuers with over $10 billion in capital.

这还将要求Stablecoin发行人在美国银行机构中维​​持最低资本储备，从不到30亿美元资本的发行人到10％的发行人的发行人不等，其资本超过100亿美元。

Moreover, the bill would prohibit issuers from engaging in certain activities such as derivatives trading and short-term lending.

此外，该法案将禁止发行人从事某些活动，例如衍生品交易和短期贷款。

“This legislation will ensure that stablecoins are introduced in a safe and measured way, providing certainty to innovators and technological advancements that will benefit the U.S. economy,” said Hill, who is also the chairman of the committee.

委员会主席希尔说：“这项立法将确保以安全且衡量的方式引入稳定剂，为创新者和技术进步提供确定性，这将使美国经济有益。”

The bill is a modified version of the bipartisan legislation that stalled last year due to disagreements over the role of the Commodities Futures Trading Commission (CFTC) in overseeing the digital assets.

该法案是两党立法的修改版本，由于商品期货交易委员会（CFTC）在监督数字资产中的作用，该法案去年停滞了。

The bill would grant the CFTC authority over stablecoin issuers, a stance favored by Republicans, while leaving antitrust issues to the Department of Justice.

该法案将授予共和党发行人的CFTC权力，这是共和党人青睐的立场，同时将反托拉斯问题留给司法部。

However, Democrats largely prefer the Securities and Exchange Commission (SEC) to oversee the nascent industry.

但是，民主党人在很大程度上更喜欢证券交易委员会（SEC）监督新生行业。

“This bill strikes the right balance by providing clear regulatory certainty in a rapidly evolving area of technology,” said Bryan Steil (R-Wis.), the subcommittee chair.

小组委员会主席Bryan Steil（R-Wis。）表示：“该法案通过在技术的快速发展领域提供明确的监管确定性来达到适当的平衡。”

“It will enable the U.S. to remain a global leader in financial innovation and technology.”

“这将使美国成为金融创新和技术领域的全球领导者。”

The bill now heads to the House floor for a vote by the full chamber.

该法案现在前往众议院进行全部投票。