美國終於通過了穩定法案

這是美國穩定行業的主要里程碑，因為美國眾議院金融服務委員會以32-17的投票通過了該法案，以使該數字資產領域的清晰度清晰。

The U.S. House Financial Services Committee has passed the STABLE Act bill that would create a regulatory framework for USD-pegged stablecoins.

美國眾議院金融服務委員會通過了穩定的ACT法案，該法案將為USD PEGGGEGGGGECOINS創建監管框架。

The committee passed the bill with a 32-17 vote.

委員會以32-17票通過了該法案。

The bill, which stands for Stablecoins, Technology, and Applied Blockchain Events for Law Enforcement Act, would provide a clear path for stablecoins to function smoothly in the U.S. financial system. It aims to maintain an optimal balance between technological innovation and consumer protection.

該法案代表執法法的穩定幣，技術和應用區塊鏈事件，將為Stablecoins在美國金融體系中順利運作提供清晰的途徑。它旨在在技術創新和消費者保護之間保持最佳平衡。

The bill, introduced by French Hill (R-Ark.), would place stablecoins used for payments with at least $1 billion in daily volume under the supervision of the Federal Reserve.

該法案是由法國山（R-Ark。）提出的，將在美聯儲的監督下，將使用至少10億美元的每日款項付款。

It would also mandate that stablecoin issuers maintain a minimum capital reserve in a U.S. banking institution, varying from 5 percent for issuers with less than $3 billion in capital to 10 percent for issuers with over $10 billion in capital.

這還將要求Stablecoin發行人在美國銀行機構中維​​持最低資本儲備，從不到30億美元資本的發行人到10％的發行人的發行人不等，其資本超過100億美元。

Moreover, the bill would prohibit issuers from engaging in certain activities such as derivatives trading and short-term lending.

此外，該法案將禁止發行人從事某些活動，例如衍生品交易和短期貸款。

“This legislation will ensure that stablecoins are introduced in a safe and measured way, providing certainty to innovators and technological advancements that will benefit the U.S. economy,” said Hill, who is also the chairman of the committee.

委員會主席希爾說：“這項立法將確保以安全且衡量的方式引入穩定劑，為創新者和技術進步提供確定性，這將使美國經濟有益。”

The bill is a modified version of the bipartisan legislation that stalled last year due to disagreements over the role of the Commodities Futures Trading Commission (CFTC) in overseeing the digital assets.

該法案是兩黨立法的修改版本，由於商品期貨交易委員會（CFTC）在監督數字資產中的作用，該法案去年停滯了。

The bill would grant the CFTC authority over stablecoin issuers, a stance favored by Republicans, while leaving antitrust issues to the Department of Justice.

該法案將授予共和黨發行人的CFTC權力，這是共和黨人青睞的立場，同時將反托拉斯問題留給司法部。

However, Democrats largely prefer the Securities and Exchange Commission (SEC) to oversee the nascent industry.

但是，民主黨人在很大程度上更喜歡證券交易委員會（SEC）監督新生行業。

“This bill strikes the right balance by providing clear regulatory certainty in a rapidly evolving area of technology,” said Bryan Steil (R-Wis.), the subcommittee chair.

小組委員會主席Bryan Steil（R-Wis。）表示：“該法案通過在技術的快速發展領域提供明確的監管確定性來達到適當的平衡。”

“It will enable the U.S. to remain a global leader in financial innovation and technology.”

“這將使美國成為金融創新和技術領域的全球領導者。”

The bill now heads to the House floor for a vote by the full chamber.

該法案現在前往眾議院進行全部投票。