英国将于 2025 年初推出统一的加密货币监管框架

新规则旨在澄清法规，减少官僚复杂性，并为加密货币业务提供稳定的环境。

The United Kingdom (UK) government is planning to introduce a unified regulatory framework for cryptocurrencies, stablecoins, and related financial services by early 2025. This move is part of the country's broader ambition to become a global hub for digital asset innovation.

英国 (UK) 政府计划在 2025 年初之前为加密货币、稳定币和相关金融服务引入统一的监管框架。此举是该国成为全球数字资产创新中心的更广泛雄心的一部分。

Tulip Siddiq, Economic Secretary to the Treasury, said the new rules will aim to clarify regulations, reduce red tape, and create a stable environment for crypto businesses.

美国财政部经济部长 Tulip Siddiq 表示，新规则旨在澄清监管、减少繁文缛节，并为加密货币业务创造稳定的环境。

The upcoming framework will merge existing regulatory standards into a single, comprehensive regime, providing clarity to businesses, consumers, and investors. Stablecoins, a particular focus of these efforts, will no longer be covered by traditional payment service classifications. Instead, a tailored approach will be adopted to align with the unique nature of digital assets.

即将出台的框架将把现有的监管标准合并为一个单一的、全面的制度，为企业、消费者和投资者提供明确的信息。稳定币是这些努力的一个特别焦点，将不再包含在传统支付服务分类中。相反，将采用量身定制的方法来适应数字资产的独特性质。

Moreover, the government has taken steps to ensure that crypto staking services are not misclassified under outdated regulatory categories, a decision that has been welcomed by industry experts.

此外，政府已采取措施确保加密货币质押服务不会被错误分类在过时的监管类别下，这一决定受到了行业专家的欢迎。

The UK's new crypto framework will complement global efforts, such as the European Union's Markets in Crypto Assets (MiCA) regulation, which is set to come into effect in 2024. These rules aim to provide consistent oversight while fostering innovation and protecting consumers. The UK will seek to match these efforts while distinguishing itself as a leading destination for crypto enterprises.

英国新的加密货币框架将补充全球努力，例如将于 2024 年生效的欧盟加密资产市场 (MiCA) 监管。这些规则旨在提供一致的监督，同时促进创新和保护消费者。英国将寻求配合这些努力，同时将自己打造成加密企业的领先目的地。

The UK's approach to crypto regulation has evolved over time. Initially, the government took a cautious stance, monitoring the market's development without imposing heavy-handed regulations. However, as the crypto sector matured, the Financial Conduct Authority (FCA) introduced anti-money laundering requirements for crypto businesses in 2020.

英国的加密货币监管方法随着时间的推移而不断发展。最初，政府采取了谨慎的立场，监控市场的发展，但没有实施严厉的监管。然而，随着加密行业的成熟，金融行为监管局（FCA）于 2020 年对加密业务提出了反洗钱要求。

This marked the start of closer regulatory oversight. In 2023, the Financial Services and Markets Act empowered regulators to treat crypto as a regulated financial activity, paving the way for the upcoming comprehensive framework.

这标志着更严格监管的开始。 2023 年，《金融服务和市场法案》授权监管机构将加密货币视为受监管的金融活动，为即将推出的综合框架铺平了道路。

Despite these advances, the UK's regulatory journey has faced challenges. Delays in policy implementation and strict FCA rules have been criticized by industry stakeholders, leading some firms to scale back their presence in the UK. The government's recent restrictions on crypto promotions have also sparked debate over whether such measures could stifle innovation.

尽管取得了这些进步，英国的监管之旅仍面临挑战。政策实施的延迟和严格的 FCA 规则受到了行业利益相关者的批评，导致一些公司缩减了在英国的业务。政府最近对加密货币促销的限制也引发了有关此类措施是否会扼杀创新的争论。

The upcoming framework is expected to address these concerns by providing a clear and balanced regulatory regime for activities like stablecoin issuance, staking services, and potentially decentralized finance (DeFi) operations, striking a balance between fostering innovation and protecting consumers.

即将出台的框架预计将通过为稳定币发行、质押服务和潜在的去中心化金融（DeFi）运营等活动提供清晰、平衡的监管制度来解决这些问题，在促进创新和保护消费者之间取得平衡。