英國將於 2025 年初推出統一的加密貨幣監管框架

新規則旨在澄清法規，減少官僚複雜性，並為加密貨幣業務提供穩定的環境。

The United Kingdom (UK) government is planning to introduce a unified regulatory framework for cryptocurrencies, stablecoins, and related financial services by early 2025. This move is part of the country's broader ambition to become a global hub for digital asset innovation.

英國 (UK) 政府計劃在 2025 年初之前為加密貨幣、穩定幣和相關金融服務引入統一的監管框架。

Tulip Siddiq, Economic Secretary to the Treasury, said the new rules will aim to clarify regulations, reduce red tape, and create a stable environment for crypto businesses.

美國財政部經濟部長 Tulip Siddiq 表示，新規則旨在澄清監管、減少繁文縟節，並為加密貨幣業務創造穩定的環境。

The upcoming framework will merge existing regulatory standards into a single, comprehensive regime, providing clarity to businesses, consumers, and investors. Stablecoins, a particular focus of these efforts, will no longer be covered by traditional payment service classifications. Instead, a tailored approach will be adopted to align with the unique nature of digital assets.

即將推出的框架將把現有的監管標準合併為一個單一的、全面的製度，為企業、消費者和投資者提供明確的資訊。穩定幣是這些努力的一個特別焦點，將不再包含在傳統支付服務分類中。相反，將採用量身定制的方法來適應數位資產的獨特性質。

Moreover, the government has taken steps to ensure that crypto staking services are not misclassified under outdated regulatory categories, a decision that has been welcomed by industry experts.

此外，政府已採取措施確保加密貨幣質押服務不會被錯誤分類在過時的監管類別下，這項決定受到了行業專家的歡迎。

The UK's new crypto framework will complement global efforts, such as the European Union's Markets in Crypto Assets (MiCA) regulation, which is set to come into effect in 2024. These rules aim to provide consistent oversight while fostering innovation and protecting consumers. The UK will seek to match these efforts while distinguishing itself as a leading destination for crypto enterprises.

英國新的加密貨幣框架將補充全球努力，例如將於 2024 年生效的歐盟加密資產市場 (MiCA) 監管。英國將尋求配合這些努力，同時將自己打造成加密企業的領先目的地。

The UK's approach to crypto regulation has evolved over time. Initially, the government took a cautious stance, monitoring the market's development without imposing heavy-handed regulations. However, as the crypto sector matured, the Financial Conduct Authority (FCA) introduced anti-money laundering requirements for crypto businesses in 2020.

英國的加密貨幣監管方法隨著時間的推移而不斷發展。最初，政府採取了謹慎的立場，監控市場的發展，但沒有實施嚴格的監管。然而，隨著加密產業的成熟，英國金融行為監理局（FCA）於 2020 年對加密業務提出了反洗錢要求。

This marked the start of closer regulatory oversight. In 2023, the Financial Services and Markets Act empowered regulators to treat crypto as a regulated financial activity, paving the way for the upcoming comprehensive framework.

這標誌著更嚴格監管的開始。 2023 年，《金融服務與市場法案》授權監管機構將加密貨幣視為受監管的金融活動，為即將推出的綜合框架鋪平了道路。

Despite these advances, the UK's regulatory journey has faced challenges. Delays in policy implementation and strict FCA rules have been criticized by industry stakeholders, leading some firms to scale back their presence in the UK. The government's recent restrictions on crypto promotions have also sparked debate over whether such measures could stifle innovation.

儘管取得了這些進步，英國的監管之旅仍面臨挑戰。政策實施的延遲和嚴格的 FCA 規則受到了行業利益相關者的批評，導致一些公司縮減了在英國的業務。政府最近對加密貨幣促銷的限制也引發了有關此類措施是否會扼殺創新的爭論。

The upcoming framework is expected to address these concerns by providing a clear and balanced regulatory regime for activities like stablecoin issuance, staking services, and potentially decentralized finance (DeFi) operations, striking a balance between fostering innovation and protecting consumers.

即將出台的框架預計將透過為穩定幣發行、質押服務和潛在的去中心化金融（DeFi）營運等活動提供清晰、平衡的監管制度來解決這些問題，在促進創新和保護消費者之間取得平衡。