2024 年最值得投资的 5 种加密货币：比特币 (BTC)、以太坊 (ETH)、莱特币 (LTC)、Chainlink (LINK)、Toncoin (TON)

加密货币是使用区块链技术在没有银行或政府等中央机构的情况下运行的数字货币。截至 2024 年 8 月 27 日，已有 8,000 多种加密货币存在，总市值达 2.21 万亿美元。加密货币有数千种，从比特币和以太坊等流行货币到狗狗币和 Tether 等其他加密货币，开始进入加密货币世界可能会让人感到困惑。为了方便起见，我们整理了一份可投资的顶级加密货币列表。

As of August 27, 2024, there are over 8,000 cryptocurrencies in existence, with a combined market value of $2.21 trillion. With thousands of cryptocurrencies out there, from popular ones like Bitcoin and Ethereum to others like Dogecoin and Tether, getting started in the crypto world can feel confusing. To make it easier, we have curated a list of the top crypto in which to invest. Good CryptocurrenciesBitcoin (BTC)Bitcoin is the original cryptocurrency and remains the largest by market capitalization. It is often referred to as “digital gold.” Bitcoin’s prominence and stability make it a top crypto for investment purposes. Bitcoin’s recent adoption as a legal tender in countries like El Salvador, and the introduction of Bitcoin ETFs in 2024, have increased its institutional appeal. As of 2024, there are approximately 106 million Bitcoin holders globally. The number of Bitcoin wallets with a balance of more than $1 has grown to over 41 million, up from 35 million a year ago. Additionally, the number of active Bitcoin addresses has stabilized at around 1 million, indicating consistent use as a store of value. Despite its volatility, Bitcoin has shown a year-to-date return of 109%, trading around $54,236 as of September 2024.

截至 2024 年 8 月 27 日，已有 8,000 多种加密货币存在，总市值达 2.21 万亿美元。加密货币有数千种，从比特币和以太坊等流行货币到狗狗币和 Tether 等其他加密货币，开始进入加密货币世界可能会让人感到困惑。为了方便起见，我们整理了一份可投资的顶级加密货币列表。良好的加密货币比特币（BTC）比特币是原始的加密货币，并且仍然是市值最大的。它通常被称为“数字黄金”。比特币的突出性和稳定性使其成为投资目的的顶级加密货币。比特币最近在萨尔瓦多等国家被采用为法定货币，以及 2024 年比特币 ETF 的推出，增加了其机构吸引力。截至 2024 年，全球约有 1.06 亿比特币持有者。余额超过 1 美元的比特币钱包数量已从一年前的 3500 万个增至超过 4100 万个。此外，活跃比特币地址的数量已稳定在 100 万个左右，这表明比特币一直被用作价值储存手段。尽管存在波动性，但比特币今年迄今的回报率为 109%，截至 2024 年 9 月交易价格约为 54,236 美元。

Long-term investors favor Bitcoin for its scarcity, high liquidity, and potential for growth, especially as global economic uncertainties drive demand for decentralized assets like BTC. However, high transaction fees and slow processing times remain challenging.

长期投资者青睐比特币，因为它的稀缺性、高流动性和增长潜力，特别是在全球经济不确定性推动对比特币等去中心化资产的需求的情况下。然而，高昂的交易费用和缓慢的处理时间仍然具有挑战性。

Ethereum (ETH) — A Good Crypto to Invest in

以太坊（ETH）——一种值得投资的加密货币

A dominant platform for decentralized application (dApp) development, Ethereum is a good crypto to invest in for 2024. The Ethereum network hosts over 4,000 dApps and more than 53 million smart contracts. The volume of Ethereum-based dApps surged by 83% recently. This was driven by significant activity in decentralized finance (DeFi) applications. Balancer in particular contributed 59.5% of the network’s volume, totaling $40.6 billion in a week. Moreover, Ethereum’s layer-2 solutions, such as Optimism and Arbitrum, have seen rising activity. The solutions have also significantly reduced transaction costs and enhanced scalability.

以太坊是去中心化应用程序 (dApp) 开发的主要平台，是 2024 年投资的良好加密货币。以太坊网络托管超过 4,000 个 dApp 和超过 5300 万个智能合约。基于以太坊的 dApp 数量最近飙升了 83%。这是由去中心化金融（DeFi）应用程序的大量活动推动的。 Balancer 尤其贡献了网络交易量的 59.5%，一周总计 406 亿美元。此外，以太坊的第 2 层解决方案，例如 Optimism 和 Arbitrum，活动也有所增加。该解决方案还显着降低了交易成本并增强了可扩展性。

Ethereum transitioned from Proof-of-Work (PoW) to Proof-of-Stake (PoS) in 2022, reducing its energy consumption and increasing scalability. Ethereum’s network upgrades and the introduction of Ethereum ETFs in 2024 have positioned it well for future growth, despite recent market corrections. With a market cap of $303 billion and a price of ETH is $2,351.40 as of today, Ethereum continues to attract developers and businesses looking for a versatile blockchain platform.

以太坊于 2022 年从工作量证明 (PoW) 过渡到权益证明 (PoS)，减少了能源消耗并提高了可扩展性。尽管近期市场出现调整，但以太坊的网络升级和 2024 年以太坊 ETF 的推出为其未来的增长奠定了良好的基础。截至目前，以太坊的市值为 3030 亿美元，ETH 的价格为 2,351.40 美元，它继续吸引着寻求多功能区块链平台的开发者和企业。

Litecoin (LTC)Often referred to as the silver to Bitcoin’s gold, Litecoin cryptocurrency was created in 2011 and offers faster transaction times and lower fees than Bitcoin, making it suitable for smaller transactions. Litecoin’s development has been steady, with recent updates focusing on improving privacy and security through the MimbleWimble upgrade.

莱特币 (LTC) 通常被称为比特币黄金中的白银，莱特币加密货币创建于 2011 年，提供比比特币更快的交易时间和更低的费用，使其适合较小的交易。莱特币的发展一直稳定，最近的更新重点是通过 MimbleWimble 升级来提高隐私和安全性。

While Litecoin may not have the same level of growth in new projects as Bitcoin or Ethereum, its stable performance and privacy-focused updates make it a reliable option for users prioritizing low-cost and secure transactions.

虽然莱特币在新项目中的增长水平可能不如比特币或以太坊，但其稳定的性能和注重隐私的更新使其成为优先考虑低成本和安全交易的用户的可靠选择。

Chainlink (LINK)Crucial in the DeFi ecosystem as a decentralized oracle network, Chainlink links smart contracts with real-world data. The platform has seen a steady increase in adoption, with over 1,000 data providers and nodes actively participating in its network. In 2024, Chainlink remains a compelling choice due to its expanding use cases in DeFi, data services, and real-world asset tokenization. Analysts believe that as DeFi grows, the demand for Chainlink’s services will increase, potentially driving LINK’s value up. LINK’s utility in bridging on-chain and off-chain environments makes it an attractive long-term investment.

Chainlink (LINK) 作为去中心化的预言机网络，Chainlink 在 DeFi 生态系统中至关重要，它将智能合约与现实世界的数据连接起来。该平台的采用率稳步上升，有超过 1,000 个数据提供商和节点积极参与其网络。到 2024 年，Chainlink 仍然是一个引人注目的选择，因为它在 DeFi、数据服务和现实世界资产代币化方面的用例不断扩大。分析师认为，随着 DeFi 的发展，对 Chainlink 服务的需求将会增加，可能会推动 LINK 的价值上涨。 LINK 在桥接链上和链下环境方面的效用使其成为一项有吸引力的长期投资。

Toncoin (TON)The native cryptocurrency of The Open Network (TON), Toncoin has gained attention for its speed and low fees, positioning itself as a competitor to more established blockchains like Ethereum. Initially developed by the messaging app Telegram, TON is now an independent, open-source project that focuses on scalability and mass adoption. As of September 2024, Toncoin has demonstrated steady growth in user adoption and ecosystem expansion. This growth has driven a bullish outlook among investors. The total value locked (TVL) in the TON blockchain surged from $13.51 million at the beginning of 2024 to $725.31 million by July.

Toncoin (TON) 开放网络 (TON) 的原生加密货币，Toncoin 因其速度和低廉费用而受到关注，将自己定位为以太坊等更成熟的区块链的竞争对手。 TON 最初由消息应用程序 Telegram 开发，现在是一个独立的开源项目，专注于可扩展性和大规模采用。截至 2024 年 9 月，Toncoin 在用户采用率和生态系统扩展方面表现出稳定增长。这种增长推动了投资者看涨前景。 TON 区块链的锁定总价值 (TVL) 从 2024 年初的 1351 万美元飙升至 7 月份的 7.2531 亿美元。

The increase is largely due to Toncoin’s integration with Telegram, which has driven a surge in its user base and adoption. Additionally, partnerships such

这一增长主要归功于 Toncoin 与 Telegram 的整合，这推动了其用户群和采用率的激增。此外，合作伙伴关系如