标题：北卡罗来纳州制定了《比特币储备和投资法》（SB327），将其预算的10％纳入BTC

该法案于2025年3月最终确定，该法案使该州最多将其预算的10％纳入比特币。拥有95亿美元的公共资金

The U.S. state of North Carolina has taken a noteworthy step in the crypto domain with the creation of the Bitcoin Reserve and Investment Act (SB327). Finalized in March within the 2025 legislative session, the bill permits the state to allocate up to 10% of its total budget into Bitcoin (BTC).

通过制定《比特币储备与投资法》（SB327），美国北卡罗来纳州在加密货币领域迈出了值得注意的一步。该法案于2025年的立法会议于3月完成，该法案允许该州将其总预算的10％分配给比特币（BTC）。

Considering the state's public funds of $9.5 billion, this decision could significantly alter how money is managed within the state.

考虑到该州的95亿美元公共资金，这一决定可能会大大改变州内的资金管理方式。

If the bill receives approval, North Carolina could become one of the main leaders in utilizing cryptocurrencies for public investment, and this move could encourage other states to follow suit.

如果该法案获得批准，北卡罗来纳州可能会成为利用加密货币进行公共投资的主要领导者之一，此举可能会鼓励其他州效仿。

The meeting that brought about the approval of this bill was led by two Republican Senators, Todd Johnson and Brad Overcash, from the State Senate’s Agriculture, Environmental and Technology Committee.

来自州参议院农业，环境和技术委员会的两名共和党参议员托德·约翰逊（Todd Johnson）和布拉德·奥尔德（Brad Overcash）主持了获得该法案的批准的会议。

The plan underscores the states' growing interest in blockchain-based finance. In the past year, the state has seen two Bitcoin reserve proposals move toward approval in both the House and Senate.

该计划强调了各州对基于区块链的财务的日益兴趣。在过去的一年中，该州已经看到了两项比特币储备提案，旨在批准众议院和参议院。

Aiming to safeguard the state’s assets, Bitcoin will be stored in a multi-signature cold storage for added security. There will also be a regular monthly check to confirm reserves and keep all the records clear.

为了保护州的资产，比特币将存储在多签名冷藏中，以增加安全性。还将进行定期的每月支票，以确认储备金并保持所有记录清晰。

Lawmakers believe putting part of the budget into cryptocurrency could strengthen investments and boost returns, especially as traditional assets like bonds yield low returns in a high-interest-rate environment.

立法者认为，将一部分预算投入加密货币可以增强投资并提高回报，尤其是在债券等传统资产在高利率的环境中产生较低的回报。

North Carolina’s Bitcoin Reserve Strategy and Risk Measures

北卡罗来纳州的比特币储备战略和风险措施

The bill also stipulates that BTC can only be sold during a major financial crisis and under strict rules. This would help ensure it remains an asset that is held for the long term and only used during urgent situations.

该法案还规定，只有在重大金融危机和严格的规则下才能出售BTC。这将有助于确保它仍然是长期持有的资产，并且仅在紧急情况下使用。

Large companies and governments have continuously shown interest in crypto assets as a way to protect wealth and reduce risks tied to traditional finance, such as inflation. However, cryptocurrency and Bitcoin’s price swings and uncertain rules create challenges alongside room for possible gains and growth.

大型公司和政府不断表现出对加密资产的兴趣，这是一种保护财富并降低与传统金融相关的风险，例如通货膨胀。但是，加密货币和比特币的价格波动和不确定的规则在可能的收益和增长的空间旁边构成了挑战。

The bill aims to balance the benefits of holding BTC with the need for strong protection and oversight, offering a model for others to consider.

该法案旨在平衡持有BTC的好处，并需要进行强有力的保护和监督，并为他人提供一个型号。