SWIFT 的 CBDC 试验引发全球区块链革命的呼声

SWIFT 的第二次 CBDC 连接器试验涉及 38 家机构，探索了跨司法管辖区的互连 CBDC 系统。这些试验旨在防止孤岛并促进高效通信，强调众多 DLT 和 CBDC 系统之间的互操作性的需要。然而，最终的解决方案在于具有无限扩展性的单一全球区块链，能够消除对多个分类账的需求并实现无缝互操作性。

SWIFT's CBDC Trials: A Signal for a Global Blockchain Revolution

SWIFT 的 CBDC 试验：全球区块链革命的信号

London, March 25, 2023 - SWIFT, the global cooperative for international payments, has released the results of its second CBDC connector trials, highlighting the urgent need for interoperability and communication among central bank digital currencies (CBDCs), foreign exchange, and payments systems.

伦敦，2023 年 3 月 25 日 - 全球国际支付合作组织 SWIFT 发布了第二次 CBDC 连接器试验结果，凸显了央行数字货币 (CBDC)、外汇和支付系统之间互操作性和通信的迫切需求。

The trials, conducted in collaboration with 38 institutions, including central banks, monetary authorities, and commercial banks, explored the feasibility of connecting CBDC systems across multiple jurisdictions. The findings reveal a growing recognition within the financial industry that the proliferation of distributed ledger technologies (DLTs) and separate CBDC systems can hinder seamless connectivity and efficient cross-border transactions.

这些试验与包括中央银行、货币当局和商业银行在内的 38 家机构合作进行，探讨了跨多个司法管辖区连接 CBDC 系统的可行性。研究结果表明，金融行业越来越认识到分布式账本技术 (DLT) 和单独的 CBDC 系统的扩散可能会阻碍无缝连接和高效的跨境交易。

SWIFT's Proposed Solution: A Fragmented Approach

SWIFT 提出的解决方案：分散的方法

SWIFT's proposed solution to this challenge involves establishing a messaging platform that enables CBDC systems to communicate. While this approach aims to address the issue of silos, it falls short of providing a comprehensive solution that guarantees interoperability and eliminates the need for multiple ledgers.

SWIFT 针对这一挑战提出的解决方案涉及建立一个消息传递平台，使 CBDC 系统能够进行通信。虽然这种方法旨在解决孤岛问题，但它无法提供保证互操作性并消除对多个分类账的需求的全面解决方案。

The Imperative for a Global Blockchain

全球区块链势在必行

The fragmented nature of the current CBDC landscape raises fundamental questions about the scalability and interoperability of these systems. The trials conducted by SWIFT underscore the urgent need for a more holistic solution: a single, global blockchain with unbounded scaling capacity.

当前 CBDC 格局的分散性引发了有关这些系统的可扩展性和互操作性的基本问题。 SWIFT 进行的试验强调了对更全面解决方案的迫切需要：具有无限扩展能力的单一全球区块链。

The original Bitcoin protocol, designed by Satoshi Nakamoto, possessed the inherent capability to handle the transaction throughput required for global commerce. However, subsequent modifications made by developers have diminished this capacity, leading to the proliferation of separate DLTs and CBDC systems.

最初的比特币协议由中本聪设计，具有处理全球商业所需的交易吞吐量的固有能力。然而，开发人员随后进行的修改削弱了这种能力，导致单独的 DLT 和 CBDC 系统的激增。

BSV: A Solution to the Multi-Chain Dilemma

BSV：多链困境的解决方案

The Bitcoin SV (BSV) blockchain, which meticulously follows Nakamoto's white paper and implements Bitcoin as close as possible to its original design, has demonstrated scalability far exceeding the capabilities of other blockchain networks. With a proven capacity to process over 100,000 transactions per second and the potential to reach one million transactions per second through Teranode, BSV eliminates the need for multiple ledgers and the associated interoperability challenges.

比特币SV（BSV）区块链严格遵循中本聪的白皮书，并尽可能接近其原始设计来实现比特币，它所展示的可扩展性远远超过其他区块链网络的能力。 BSV 拥有每秒处理超过 100,000 笔交易的经过验证的能力，并且有可能通过 Teranode 达到每秒 100 万笔交易，消除了对多个账本的需求以及相关的互操作性挑战。

Moreover, BSV's ability to handle not only financial transactions but also data-rich transactions through OPCODEs provides a comprehensive solution for the transmission of invoices, bills of lading, and other complex financial instruments.

此外，BSV 不仅能够处理金融交易，还能够通过操作码处理数据丰富的交易，为发票、提单和其他复杂金融工具的传输提供了全面的解决方案。

The Advantages of a Single Global Ledger

单一全球账本的优势

A single global blockchain, such as BSV, offers numerous advantages over the fragmented approach proposed by SWIFT. It eliminates the inherent risks associated with private ledgers, which are controlled by their respective owners and can be subject to alteration. Additionally, it removes the need for complex bridging and messaging systems, enhancing security and reducing potential vulnerabilities.

与 SWIFT 提出的分散方法相比，BSV 等单一全球区块链具有许多优势。它消除了与私人分类账相关的固有风险，这些风险由各自的所有者控制，并且可能会发生变化。此外，它消除了对复杂桥接和消息传递系统的需求，增强了安全性并减少了潜在的漏洞。

Furthermore, a global ledger aligns with the fundamental principles of public ledgers, ensuring complete transparency and auditability. By consolidating all transactions on a single chain, it fosters trust, confidence, and accountability within the financial ecosystem.

此外，全球分类账符合公共分类账的基本原则，确保完全的透明度和可审计性。通过将所有交易整合到一条链上，它可以在金融生态系统内培养信任、信心和责任感。

The Path Forward: Embracing Unbounded Scaling

前进之路：拥抱无限扩展

The CBDC trials conducted by SWIFT serve as a catalyst for the financial industry to reassess its approach to CBDCs and international payments. A multi-chain world is an impediment to the true potential of blockchain technology. For blockchain to realize its transformative promise, all systems must operate on a single, global chain.

SWIFT 进行的 CBDC 试验成为金融行业重新评估其 CBDC 和国际支付方法的催化剂。多链世界是区块链技术真正潜力的障碍。为了让区块链实现其变革性的承诺，所有系统都必须在单一的全球链上运行。

The BSV blockchain, with its unbounded scaling capacity, is the only viable solution that can meet the demands of the global financial system. Its ability to handle high transaction volumes, process data-rich transactions, and provide unparalleled security and transparency make it the ideal foundation for a truly interconnected and efficient financial landscape.

BSV区块链以其无限的扩容能力，是能够满足全球金融体系需求的唯一可行的解​​决方案。它处理高交易量、处理数据丰富的交易并提供无与伦比的安全性和透明度的能力使其成为真正互联和高效的金融环境的理想基础。

As central banks and financial institutions continue to explore the potential of CBDCs, they should consider the lessons learned from SWIFT's trials. The ultimate solution lies in embracing a single global blockchain, eliminating the need for fragmented systems and unlocking the full transformative power of blockchain technology.

随着中央银行和金融机构继续探索 CBDC 的潜力，他们应该考虑从 SWIFT 试验中吸取的经验教训。最终的解决方案在于采用单一的全球区块链，消除对分散系统的需求，并释放区块链技术的全部变革力量。