SWIFT 的 CBDC 試驗引發全球區塊鏈革命的呼聲

SWIFT 的第二次 CBDC 連接器試驗涉及 38 個機構，探索了跨司法管轄區的互連 CBDC 系統。這些試驗旨在防止孤島並促進高效通信，強調眾多 DLT 和 CBDC 系統之間的互通性的需要。然而，最終的解決方案在於具有無限擴展性的單一全球區塊鏈，能夠消除對多個分類帳的需求並實現無縫互通性。

SWIFT's CBDC Trials: A Signal for a Global Blockchain Revolution

SWIFT 的 CBDC 試驗：全球區塊鏈革命的訊號

London, March 25, 2023 - SWIFT, the global cooperative for international payments, has released the results of its second CBDC connector trials, highlighting the urgent need for interoperability and communication among central bank digital currencies (CBDCs), foreign exchange, and payments systems.

倫敦，2023 年 3 月 25 日 - 全球國際支付合作組織 SWIFT 發布了第二次 CBDC 連接器試驗結果，凸顯了央行數位貨幣 (CBDC)、外匯和支付系統之間互通性和通訊的迫切需求。

The trials, conducted in collaboration with 38 institutions, including central banks, monetary authorities, and commercial banks, explored the feasibility of connecting CBDC systems across multiple jurisdictions. The findings reveal a growing recognition within the financial industry that the proliferation of distributed ledger technologies (DLTs) and separate CBDC systems can hinder seamless connectivity and efficient cross-border transactions.

這些試驗與包括中央銀行、貨幣當局和商業銀行在內的 38 家機構合作進行，探討了跨多個司法管轄區連接 CBDC 系統的可行性。研究結果表明，金融業越來越認識到分散式帳本技術 (DLT) 和單獨的 CBDC 系統的擴散可能會阻礙無縫連接和高效的跨境交易。

SWIFT's Proposed Solution: A Fragmented Approach

SWIFT 提出的解決方案：分散的方法

SWIFT's proposed solution to this challenge involves establishing a messaging platform that enables CBDC systems to communicate. While this approach aims to address the issue of silos, it falls short of providing a comprehensive solution that guarantees interoperability and eliminates the need for multiple ledgers.

SWIFT 針對這項挑戰提出的解決方案涉及建立一個訊息​​傳遞平台，使 CBDC 系統能夠進行溝通。雖然這種方法旨在解決孤島問題，但它無法提供保證互通性並消除對多個分類帳的需求的全面解決方案。

The Imperative for a Global Blockchain

全球區塊鏈勢在必行

The fragmented nature of the current CBDC landscape raises fundamental questions about the scalability and interoperability of these systems. The trials conducted by SWIFT underscore the urgent need for a more holistic solution: a single, global blockchain with unbounded scaling capacity.

目前 CBDC 格局的分散性引發了有關這些系統的可擴展性和互通性的基本問題。 SWIFT 進行的試驗強調了對更全面解決方案的迫切需求：具有無限擴展能力的單一全球區塊鏈。

The original Bitcoin protocol, designed by Satoshi Nakamoto, possessed the inherent capability to handle the transaction throughput required for global commerce. However, subsequent modifications made by developers have diminished this capacity, leading to the proliferation of separate DLTs and CBDC systems.

最初的比特幣協議由中本聰設計，具有處理全球商業所需的交易吞吐量的固有能力。然而，開發人員隨後進行的修改削弱了這種能力，導致單獨的 DLT 和 CBDC 系統的激增。

BSV: A Solution to the Multi-Chain Dilemma

BSV：多鏈困境的解決方案

The Bitcoin SV (BSV) blockchain, which meticulously follows Nakamoto's white paper and implements Bitcoin as close as possible to its original design, has demonstrated scalability far exceeding the capabilities of other blockchain networks. With a proven capacity to process over 100,000 transactions per second and the potential to reach one million transactions per second through Teranode, BSV eliminates the need for multiple ledgers and the associated interoperability challenges.

比特幣SV（BSV）區塊鏈嚴格遵循中本聰的白皮書，並盡可能接近其原始設計來實現比特幣，它所展示的可擴展性遠遠超過其他區塊鏈網路的能力。 BSV 擁有每秒處理超過 100,000 筆交易的經過驗證的能力，並且有可能透過 Teranode 達到每秒 100 萬筆交易，消除了對多個帳簿的需求以及相關的互通性挑戰。

Moreover, BSV's ability to handle not only financial transactions but also data-rich transactions through OPCODEs provides a comprehensive solution for the transmission of invoices, bills of lading, and other complex financial instruments.

此外，BSV 不僅能夠處理金融交易，還能夠透過操作碼處理資料豐富的交易，為發票、提單和其他複雜金融工具的傳輸提供了全面的解決方案。

The Advantages of a Single Global Ledger

單一全球帳本的優勢

A single global blockchain, such as BSV, offers numerous advantages over the fragmented approach proposed by SWIFT. It eliminates the inherent risks associated with private ledgers, which are controlled by their respective owners and can be subject to alteration. Additionally, it removes the need for complex bridging and messaging systems, enhancing security and reducing potential vulnerabilities.

與 SWIFT 提出的分散方法相比，BSV 等單一全球區塊鏈具有許多優勢。它消除了與私人分類帳相關的固有風險，這些風險由各自的所有者控制，並且可能會發生變化。此外，它消除了對複雜橋接和訊息傳遞系統的需求，增強了安全性並減少了潛在的漏洞。

Furthermore, a global ledger aligns with the fundamental principles of public ledgers, ensuring complete transparency and auditability. By consolidating all transactions on a single chain, it fosters trust, confidence, and accountability within the financial ecosystem.

此外，全球分類帳符合公共分類帳的基本原則，確保完全的透明度和可審計性。透過將所有交易整合到一條鏈上，它可以在金融生態系統內培養信任、信心和責任感。

The Path Forward: Embracing Unbounded Scaling

前進之路：擁抱無限擴展

The CBDC trials conducted by SWIFT serve as a catalyst for the financial industry to reassess its approach to CBDCs and international payments. A multi-chain world is an impediment to the true potential of blockchain technology. For blockchain to realize its transformative promise, all systems must operate on a single, global chain.

SWIFT 進行的 CBDC 試驗成為金融業重新評估其 CBDC 和國際支付方法的催化劑。多鏈世界是區塊鏈技術真正潛力的障礙。為了讓區塊鏈實現其變革性的承諾，所有系統都必須在單一的全球鏈上運作。

The BSV blockchain, with its unbounded scaling capacity, is the only viable solution that can meet the demands of the global financial system. Its ability to handle high transaction volumes, process data-rich transactions, and provide unparalleled security and transparency make it the ideal foundation for a truly interconnected and efficient financial landscape.

BSV區塊鏈以其無限的擴容能力，是能夠滿足全球金融體系需求的唯一可行的解​​決方案。它處理高交易量、處理資料豐富的交易並提供無與倫比的安全性和透明度的能力使其成為真正互聯和高效的金融環境的理想基礎。

As central banks and financial institutions continue to explore the potential of CBDCs, they should consider the lessons learned from SWIFT's trials. The ultimate solution lies in embracing a single global blockchain, eliminating the need for fragmented systems and unlocking the full transformative power of blockchain technology.

隨著中央銀行和金融機構繼續探索 CBDC 的潛力，他們應該考慮從 SWIFT 試驗中學到的經驗教訓。最終的解決方案在於採用單一的全球區塊鏈，消除對分散系統的需求，並釋放區塊鏈技術的全部變革力量。