SWIFT 的 CBDC 连接器：互操作性及其他方面的游戏规则改变者

SWIFT 的 CBDC 连接器成为互操作性的潜在游戏规则改变者。最近对 SWIFT 创新解决方案进行的沙箱测试展示了其无缝连接央行数字货币 (CBDC) 的能力。 SWIFT 连接器专注于数字交易的即时结算和代币化平台的原子交付，旨在通过 CBDC 集成彻底改变现有的外汇基础设施。这项技术对金融行业内互操作性的潜在影响是巨大的，引发了一个问题：SWIFT 的 Connector 是否是通往 CBDC 必杀技的门户？

SWIFT's CBDC Connector: A Game-Changer for Interoperability?

SWIFT 的 CBDC 连接器：互操作性的游戏规则改变者？

Is SWIFT's Connector a Gateway to CBDC Nirvana?

SWIFT 的连接器是通往 CBDC 涅槃的门户吗？

SWIFT's recent sandbox testing for its central bank digital currency (CBDC) interlinking solution, dubbed "connector," has shed light on the potential of this innovative technology. The project explored four use cases, including digital trading with instant settlement, tokenization platforms for atomic delivery versus payment, and the connection of existing foreign exchange infrastructures using CBDC.

SWIFT 最近对其中央银行数字货币 (CBDC) 互连解决方案（称为“连接器”）进行了沙盒测试，揭示了这项创新技术的潜力。该项目探索了四个用例，包括即时结算的数字交易、原子交付与支付的代币化平台，以及使用 CBDC 连接现有外汇基础设施。

Does the Connector Bridge the Blockchain Divide?

连接器能否弥合区块链鸿沟？

The project showcased the connector's interoperability across R3's Corda, Hyperledger Fabric, and Besu blockchains. SWIFT's conclusion is clear: a single access point provided by them can streamline institutional connectivity, expand network reach, and reduce participation costs. However, SWIFT also acknowledges the enduring presence of traditional financial solutions and the need for interconnectivity between them.

该项目展示了连接器在 R3 Corda、Hyperledger Fabric 和 Besu 区块链之间的互操作性。 SWIFT 的结论很明确：他们提供的单一接入点可以简化机构连接、扩大网络覆盖范围并降低参与成本。然而，SWIFT 也承认传统金融解决方案的持久存在以及它们之间互连的需求。

Next Steps for the Connector: Refinement and Expansion

连接器的后续步骤：细化和扩展

With the sandbox experiments complete, SWIFT is gearing up to develop the beta version of its connector. The focus will be on implementing smart contracts across networks, ensuring cryptographic locking and release of tokens, and preserving data and programmability across platforms.

随着沙盒实验的完成，SWIFT 正准备开发其连接器的测试版。重点是跨网络实施智能合约，确保加密锁定和代币释放，以及跨平台保存数据和可编程性。

Who's Involved in the Connector's Journey?

谁参与了连接器的旅程？

Over 125 users, including major financial institutions like ANZ, Citibank, and Deutsche Bank, and central banks from around the globe, participated in the second phase of the sandbox. Their contributions showcased complex use cases for the CBDC interlinking solution.

超过 125 个用户参与了沙盒第二阶段，其中包括澳新银行、花旗银行、德意志银行等主要金融机构以及全球央行。他们的贡献展示了 CBDC 互连解决方案的复杂用例。

Beyond CBDCs: SWIFT's Multifaceted Approach

超越 CBDC：SWIFT 的多方面方法

SWIFT's exploration of CBDC interoperability is just one facet of its broader efforts. The organization is also experimenting with settlement using a unified ledger model, emphasizing the potential of leveraging existing technology, including its own.

SWIFT 对 CBDC 互操作性的探索只是其更广泛努力的一方面。该组织还在尝试使用统一账本模型进行结算，强调利用现有技术（包括其自己的技术）的潜力。

The Future of Interoperability: A SWIFT-led Revolution?

互操作性的未来：SWIFT 主导的革命？

SWIFT's connector has the potential to transform the interoperability landscape. By providing a bridge between different networks, it could simplify cross-platform transactions, reduce fragmentation, and enhance efficiency. As SWIFT continues to refine and expand its solution, the financial industry will undoubtedly keep a close eye on its progress.

SWIFT 的连接器有可能改变互操作性格局。通过在不同网络之间提供桥梁，它可以简化跨平台交易、减少碎片并提高效率。随着 SWIFT 不断完善和扩展其解决方案，金融业无疑将密切关注其进展。