SWIFT 的 CBDC 連接器：互通性及其他方面的遊戲規則改變者

SWIFT 的 CBDC 連接器成為互通性的潛在遊戲規則改變者。最近對 SWIFT 創新解決方案進行的沙箱測試展示了其無縫連接央行數位貨幣 (CBDC) 的能力。 SWIFT 連接器專注於數位交易的即時結算和代幣化平台的原子交付，旨在透過 CBDC 整合徹底改變現有的外匯基礎設施。這項技術對金融業內互通性的潛在影響是巨大的，引發了一個問題：SWIFT 的 Connector 是否是通往 CBDC 必殺技的門戶？

SWIFT's CBDC Connector: A Game-Changer for Interoperability?

SWIFT 的 CBDC 連接器：互通性的遊戲規則改變者？

Is SWIFT's Connector a Gateway to CBDC Nirvana?

SWIFT 的連接器是通往 CBDC 涅槃的門戶嗎？

SWIFT's recent sandbox testing for its central bank digital currency (CBDC) interlinking solution, dubbed "connector," has shed light on the potential of this innovative technology. The project explored four use cases, including digital trading with instant settlement, tokenization platforms for atomic delivery versus payment, and the connection of existing foreign exchange infrastructures using CBDC.

SWIFT 最近對其中央銀行數位貨幣 (CBDC) 互連解決方案（稱為「連接器」）進行了沙盒測試，揭示了這項創新技術的潛力。該專案探討了四個用例，包括即時結算的數位交易、原子交付與支付的代幣化平台，以及使用 CBDC 連接現有外匯基礎設施。

Does the Connector Bridge the Blockchain Divide?

連接器能否彌合區塊鏈鴻溝？

The project showcased the connector's interoperability across R3's Corda, Hyperledger Fabric, and Besu blockchains. SWIFT's conclusion is clear: a single access point provided by them can streamline institutional connectivity, expand network reach, and reduce participation costs. However, SWIFT also acknowledges the enduring presence of traditional financial solutions and the need for interconnectivity between them.

該專案展示了連接器在 R3 Corda、Hyperledger Fabric 和 Besu 區塊鏈之間的互通性。 SWIFT 的結論很明確：他們提供的單一存取點可以簡化機構連接、擴大網路覆蓋範圍並降低參與成本。然而，SWIFT 也承認傳統金融解決方案的持久存在以及它們之間互連的需求。

Next Steps for the Connector: Refinement and Expansion

連接器的後續步驟：細化與擴展

With the sandbox experiments complete, SWIFT is gearing up to develop the beta version of its connector. The focus will be on implementing smart contracts across networks, ensuring cryptographic locking and release of tokens, and preserving data and programmability across platforms.

隨著沙盒實驗的完成，SWIFT 正準備開發其連接器的測試版。重點是跨網路實施智慧合約，確保加密鎖定和代幣釋放，以及跨平台保存資料和可編程性。

Who's Involved in the Connector's Journey?

誰參與了連接器的旅程？

Over 125 users, including major financial institutions like ANZ, Citibank, and Deutsche Bank, and central banks from around the globe, participated in the second phase of the sandbox. Their contributions showcased complex use cases for the CBDC interlinking solution.

超過 125 個用戶參與了沙盒第二階段，包括澳新銀行、花旗銀行、德意志銀行等主要金融機構以及全球央行。他們的貢獻展示了 CBDC 互連解決方案的複雜用例。

Beyond CBDCs: SWIFT's Multifaceted Approach

超越 CBDC：SWIFT 的多方面方法

SWIFT's exploration of CBDC interoperability is just one facet of its broader efforts. The organization is also experimenting with settlement using a unified ledger model, emphasizing the potential of leveraging existing technology, including its own.

SWIFT 對 CBDC 互通性的探索只是其更廣泛努力的一方面。該組織也正在嘗試使用統一帳本模型進行結算，強調利用現有技術（包括自己的技術）的潛力。

The Future of Interoperability: A SWIFT-led Revolution?

互通性的未來：SWIFT 主導的革命？

SWIFT's connector has the potential to transform the interoperability landscape. By providing a bridge between different networks, it could simplify cross-platform transactions, reduce fragmentation, and enhance efficiency. As SWIFT continues to refine and expand its solution, the financial industry will undoubtedly keep a close eye on its progress.

SWIFT 的連接器有可能改變互通性格局。透過在不同網路之間提供橋樑，它可以簡化跨平台交易、減少碎片並提高效率。隨著 SWIFT 不斷完善和擴展其解決方案，金融業無疑將密切關注其進展。