瑞典金融科技创新者克拉纳（Klarna）探索其平台内的加密货币集成

克拉纳（Klarna）正在其平台内探索加密货币集成，并在为美国IPO准备的准备工作中表明了战略枢纽。

Klarna, a Swedish fintech company, is considering integrating cryptocurrency into its platform, according to a statement from the company's CEO on Feb. 8.

根据该公司首席执行官2月8日的声明，瑞典金融科技公司克拉纳（Klarna）正在考虑将加密货币整合到其平台中。

The news comes as Klarna is reportedly preparing for a massive $15 billion IPO in the United States. The company is known for its buy-now-pay-later (BNPL) services, which allow consumers to purchase items and pay for them in installments.

据报道，克拉纳（Klarna）正在为美国进行大量150亿美元的IPO做准备。该公司以其现成的付费账户（BNPL）服务而闻名，该服务使消费者可以购买商品并分期付款。

In a post on X, Klarna CEO Sebastian Siemiatkowski announced the company's decision to finally embrace crypto, despite excluding digital assets from its signature BNPL offerings.

Klarna首席执行官Sebastian Siemiatkowski在X上的帖子中宣布，该公司决定最终接受加密货币，尽管将数字资产排除在其签名BNPL产品之外。

“Ok. I give up. Klarna and [I] will embrace crypto! More to come,” Siemiatkowski posted. “Yes, I know! This post will get a huge sigh and 2 views. But it still feels historic. [The] last large fintech in the world to embrace it. Someone had to be last. And that's a milestone as well of some sort.”

“好的。我放弃。克拉纳和[i]将拥抱加密！还有更多。” Siemiatkowski发表讲道。 “是的，我知道！这篇文章将获得巨大的叹息和2次观看。但这仍然感觉很历史。世界上最后一个大型金融科技拥抱它。有人必须是最后一个。这也是某种里程碑。”

Klarna's pivot into crypto comes as the digital asset industry is experiencing a wave of mainstream adoption, with several major payment providers and e-commerce platforms integrating crypto services into their offerings.

克拉纳（Klarna）进入加密货币（Crypto）的枢纽是由于数字资产行业正在经历主流采用的浪潮，其中几个主要的付款提供商和电子商务平台将加密服务集成到他们的产品中。

Siemiatkowski acknowledged Klarna's delayed entry into the digital currency arena but called for collaborative ideation, urging experts to propose methods to harness its vast network of 85 million consumers and $100 billion annual payment flow.

Siemiatkowski承认克拉纳（Klarna）延迟进入数字货币领域，但呼吁进行协作构想，敦促专家提出方法，以利用其庞大的8500万消费者网络和1000亿美元的年度支付流量。

“Btw all crypto fans,” Siemiatkowski continued. “Tell me what we should do with it. We have 85 m users worldwide. 100 bn of volume. Over 0.5 m merchants. About 30% of [the] volume is debit not credit. Over 1 million cards. I have some ideas but [am] keen to hear more.”

“顺便说一句，所有加密货币粉丝，” Siemiatkowski继续说道。 “告诉我我们应该怎么做。我们在全球拥有85 m的用户。 100亿英镑的体积。超过0.5 m的商人。大约30％的数量是借方而不是信用。超过100万张卡。我有一些想法，但[am]渴望听到更多。”

The founder of Metallicus and Metal Pay, Marshall Hayner, responded to the Klarna executive's post, suggesting that the company integrate into the Metal ecosystem, launch a stablecoin, and get it into the XMD basket.

Metallicus和Metal Pay的创始人Marshall Hayner对Klarna高管的职位做出了回应，建议该公司集成到金属生态系统中，推出stablecoin并将其放入XMD篮中。

“You should integrate into the Metal ecosystem,” Hayner remarked. “Launch a stablecoin, Klarna subnet, and get it into the XMD basket, add defi lending and trading with Metal X. Hit me up.”

“您应该集成到金属生态系统中，” Hayner说。 “推出一个稳定的Klarna子网，并将其放入XMD篮中，与Metal X一起添加Defi贷款和交易。打我。”

Another individual suggested that Klarna should embrace Bitcoin (BTC) and not bother with altcoins, while Nikhil Chandhok, Circle's product and technology lead, highlighted that stablecoin systems could streamline payment operations more efficiently than Klarna's existing infrastructure.

另一个人建议克拉纳（Klarna）应该接受比特币（BTC），而不要打扰山寨币，而Circle的产品和技术负责人Nikhil Chandhok强调，StableCoin Systems可以比Klarna的现有基础设施更有效地简化支付操作。

“You can settle with your merchants in stablecoin. Probably be faster than what you are doing now,” Chandhok wrote. “You can let users connect their crypto wallets to Klarna to make the payments. International users looking to use Klarna will then have a way to do that.”

“您可以在Stablecoin中与商人定居。可能比您现在所做的要快。” Chandhok写道。 “您可以让用户将他们的加密钱包连接到Klarna进行付款。希望使用Klarna的国际用户将有办法做到这一点。”