瑞典金融科技創新者克拉納（Klarna）探索其平台內的加密貨幣集成

克拉納（Klarna）正在其平台內探索加密貨幣集成，並在為美國IPO準備的準備工作中表明了戰略樞紐。

Klarna, a Swedish fintech company, is considering integrating cryptocurrency into its platform, according to a statement from the company's CEO on Feb. 8.

根據該公司首席執行官2月8日的聲明，瑞典金融科技公司克拉納（Klarna）正在考慮將加密貨幣整合到其平台中。

The news comes as Klarna is reportedly preparing for a massive $15 billion IPO in the United States. The company is known for its buy-now-pay-later (BNPL) services, which allow consumers to purchase items and pay for them in installments.

據報導，克拉納（Klarna）正在為美國進行大量150億美元的IPO做準備。該公司以其現成的付費賬戶（BNPL）服務而聞名，該服務使消費者可以購買商品並分期付款。

In a post on X, Klarna CEO Sebastian Siemiatkowski announced the company's decision to finally embrace crypto, despite excluding digital assets from its signature BNPL offerings.

Klarna首席執行官Sebastian Siemiatkowski在X上的帖子中宣布，該公司決定最終接受加密貨幣，儘管將數字資產排除在其簽名BNPL產品之外。

“Ok. I give up. Klarna and [I] will embrace crypto! More to come,” Siemiatkowski posted. “Yes, I know! This post will get a huge sigh and 2 views. But it still feels historic. [The] last large fintech in the world to embrace it. Someone had to be last. And that's a milestone as well of some sort.”

“好的。我放棄。克拉納和[i]將擁抱加密！還有更多。” Siemiatkowski發表講道。 “是的，我知道！這篇文章將獲得巨大的嘆息和2次觀看。但這仍然感覺很歷史。世界上最後一個大型金融科技擁抱它。有人必須是最後一個。這也是某種里程碑。”

Klarna's pivot into crypto comes as the digital asset industry is experiencing a wave of mainstream adoption, with several major payment providers and e-commerce platforms integrating crypto services into their offerings.

克拉納（Klarna）進入加密貨幣（Crypto）的樞紐是由於數字資產行業正在經歷主流採用的浪潮，其中幾個主要的付款提供商和電子商務平台將加密服務集成到他們的產品中。

Siemiatkowski acknowledged Klarna's delayed entry into the digital currency arena but called for collaborative ideation, urging experts to propose methods to harness its vast network of 85 million consumers and $100 billion annual payment flow.

Siemiatkowski承認克拉納（Klarna）延遲進入數字貨幣領域，但呼籲進行協作構想，敦促專家提出方法，以利用其龐大的8500萬消費者網絡和1000億美元的年度支付流量。

“Btw all crypto fans,” Siemiatkowski continued. “Tell me what we should do with it. We have 85 m users worldwide. 100 bn of volume. Over 0.5 m merchants. About 30% of [the] volume is debit not credit. Over 1 million cards. I have some ideas but [am] keen to hear more.”

“順便說一句，所有加密貨幣粉絲，” Siemiatkowski繼續說道。 “告訴我我們應該怎麼做。我們在全球擁有85 m的用戶。 100億英鎊的體積。超過0.5 m的商人。大約30％的數量是藉方而不是信用。超過100萬張卡。我有一些想法，但[am]渴望聽到更多。”

The founder of Metallicus and Metal Pay, Marshall Hayner, responded to the Klarna executive's post, suggesting that the company integrate into the Metal ecosystem, launch a stablecoin, and get it into the XMD basket.

Metallicus和Metal Pay的創始人Marshall Hayner對Klarna高管的職位做出了回應，建議該公司集成到金屬生態系統中，推出stablecoin並將其放入XMD籃中。

“You should integrate into the Metal ecosystem,” Hayner remarked. “Launch a stablecoin, Klarna subnet, and get it into the XMD basket, add defi lending and trading with Metal X. Hit me up.”

“您應該集成到金屬生態系統中，” Hayner說。 “推出一個穩定的Klarna子網，並將其放入XMD籃中，與Metal X一起添加Defi貸款和交易。打我。”

Another individual suggested that Klarna should embrace Bitcoin (BTC) and not bother with altcoins, while Nikhil Chandhok, Circle's product and technology lead, highlighted that stablecoin systems could streamline payment operations more efficiently than Klarna's existing infrastructure.

另一個人建議克拉納（Klarna）應該接受比特幣（BTC），而不要打擾山寨幣，而Circle的產品和技術負責人Nikhil Chandhok強調，StableCoin Systems可以比Klarna的現有基礎設施更有效地簡化支付操作。

“You can settle with your merchants in stablecoin. Probably be faster than what you are doing now,” Chandhok wrote. “You can let users connect their crypto wallets to Klarna to make the payments. International users looking to use Klarna will then have a way to do that.”

“您可以在Stablecoin中與商人定居。可能比您現在所做的要快。” Chandhok寫道。 “您可以讓用戶將他們的加密錢包連接到Klarna進行付款。希望使用Klarna的國際用戶將有辦法做到這一點。”