支持房地产市场：雄心勃勃的措施

弗朗索瓦·贝鲁在总体政策讲话中公布了一系列战略措施，以重振失去动力的房地产市场。

For two years now, the French real estate market has indeed been going through a deep crisis, fueled by soaring prices and difficulty accessing credit. In response to this critical situation, François Bayrou, the Prime Minister, presented on Wednesday, March 15, a set of measures aimed at revitalizing this capital sector for the national economy. Focused on tax incentives, enhanced support for construction, and regulatory adjustments, these proposals seek to address current challenges while considering social and environmental stakes. While these initiatives spark hope for a rebound, they also raise numerous questions regarding their effectiveness and implementation.

两年来，法国房地产市场确实经历了一场严重的危机，原因是价格飙升和信贷困难。针对这一严峻形势，总理弗朗索瓦·贝鲁于 3 月 15 日星期三提出了一系列旨在振兴国民经济资本部门的措施。这些提案的重点是税收激励、加强对建设的支持和监管调整，力求在考虑社会和环境风险的同时解决当前的挑战。虽然这些举措引发了反弹的希望，但它们也引发了有关其有效性和实施的许多问题。

Supporting Real Estate : Ambitious Measures

支持房地产：雄心勃勃的措施

In his general policy speech, François Bayrou unveiled a series of strategic measures to revive a real estate market losing momentum. Among these, the creation of 15,000 student housing units per year over a period of three years stands out as a direct response to the critical housing shortage. The Prime Minister emphasized the importance of this initiative, asserting that it aims to “restore confidence to young generations and ease the pressure on university towns.”

弗朗索瓦·贝鲁在总体政策讲话中公布了一系列战略措施，以重振失去动力的房地产市场。其中，在三年内每年建造 15,000 个学生住房单位是对住房严重短缺的直接应对措施。总理强调了这一举措的重要性，声称其目的是“恢复年轻一代的信心，缓解大学城的压力”。

To enhance accessibility to property, the government also announced the expansion of the Zero-Interest Loan (PTZ). This adjustment aims to integrate more first-time buyers, with particular attention to often neglected rural areas. In addition, a financial incentive will be offered to mayors to promote “gentle densification” of regions. This approach seeks to meet the growing housing needs while also limiting the negative effects of urban sprawl, in an effort to reconcile urban planning and environmental sustainability. Thus, these measures reflect a strong willingness to revitalize a sector in crisis, addressing social and territorial issues.

为了提高购买房产的便利性，政府还宣布扩大零息贷款（PTZ）范围。此次调整旨在融入更多首次购房者，特别关注经常被忽视的农村地区。此外，还将向市长提供财政激励，以促进地区的“温和致密化”。这种方法旨在满足日益增长的住房需求，同时限制城市扩张的负面影响，努力协调城市规划和环境可持续性。因此，这些措施反映出振兴陷入危机的部门、解决社会和领土问题的强烈意愿。

Uncertainties and Challenges Ahead

未来的不确定性和挑战

In addition to the measures aimed at reviving the real estate market, François Bayrou also mentioned a possible increase in notary fees. This proposal, immediately criticized by industry professionals, is viewed as a potential hindrance to transactions. According to a spokesperson for the National Real Estate Federation, “this is a contradictory decision to the stated goal of revitalizing the market.” In a context where interest rates keep climbing, this measure risks exacerbating access difficulties for many families.

除了旨在重振房地产市场的措施外，弗朗索瓦·贝鲁还提到可能增加公证费。这一提议立即遭到行业专业人士的批评，被视为对交易的潜在障碍。全国房地产联合会发言人表示，“这与振兴市场的既定目标是矛盾的。”在利率不断攀升的背景下，这一措施可能会加剧许多家庭的贷款困难。

Conversely, the exemption from inheritance tax on new housing could constitute an important lever to stimulate constructions. This initiative aims to boost demand in a critical segment of the market, providing opportunities for first-time buyers. However, its effectiveness will heavily depend on the efforts made by local authorities to adapt the infrastructure and meet the needs generated by the increase in constructions. In this context, the balance between market support and operational feasibility remains a major challenge that will require close coordination between public and private stakeholders.

相反，免除新住房遗产税可能成为刺激建设的重要杠杆。该举措旨在刺激市场关键部分的需求，为首次购房者提供机会。然而，其有效性将在很大程度上取决于地方当局为调整基础设施和满足建设增加所产生的需求所做的努力。在此背景下，市场支持和运营可行性之间的平衡仍然是一个重大挑战，需要公共和私人利益相关者之间的密切协调。

These measures raise questions regarding their budgetary feasibility and their ability to transform territorial dynamics sustainably. While they hold the hope of a revival, their effectiveness will depend on rigorous implementation and close consultation with local stakeholders. In a market weakened by structural imbalances, these initiatives represent a promising starting point. However, they must be accompanied by a long-term vision to fully meet the expectations of families and industry professionals.

这些措施引发了有关其预算可行性及其可持续改变领土动态的能力的问题。尽管他们抱有复兴的希望，但其有效性将取决于严格的实施以及与当地利益相关者的密切协商。在因结构性失衡而削弱的市场中，这些举措代表了一个充满希望的起点。然而，它们必须伴随着长远的眼光，以充分满足家庭和行业专业人士的期望。

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Diplômé de Sciences Po Toulouse et titulaire d'une certification consultant blockchain délivrée par Alyra, j'ai rejoint l'aventure Cointribune en 2019. Convaincu du potentiel de la blockchain pour transformer de nombreux secteurs de l'économie, j'ai pris l'engagement de sensibiliser et d'informer le grand public sur cet écosystème en constante évolution. Mon objectif est de permettre à chacun de mieux comprendre la blockchain et de saisir les opportunités qu'elle offre. Je m'efforce chaque jour de fournir une analyse objective de l'actualité, de décrypter les tendances du marché, de relayer les dernières innovations technologiques et de mettre en perspective les enjeux économiques et sociétaux de cette révolution en marche.

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