Stripe 重回加密领域，聚焦稳定币

Stripe 整合稳定币可增强金融稳定性并简化交易：通过将稳定币纳入其支付基础设施，Stripe 旨在减轻加密货币波动性并促进金融包容性。稳定币的稳定性与美元等法定货币挂钩，使其对日常交易具有吸引力。此外，稳定币的整合可以减少交易摩擦和成本，为在传统银行服务机会有限的地区运营的企业开辟新市场。

Stripe Embraces Stablecoins to Enhance Payment Stability and Global Reach

Stripe 采用稳定币来增强支付稳定性和全球影响力

Re-Entry into Crypto Sphere with a Strategic Pivot

以战略支点重新进入加密领域

Stripe, the esteemed online payment processing juggernaut, has marked its re-entry into the cryptocurrency arena, but this time with a nuanced approach centered around stablecoins. Co-founder and President John Collison unveiled the company's revamped crypto strategy at its developers conference in San Francisco, highlighting the company's belief in stablecoins as a pragmatic solution for crypto payments.

Stripe，备受尊敬的在线支付处理巨头，已重新进入加密货币领域，但这一次以稳定币为中心，采取了细致入微的方法。联合创始人兼总裁 John Collison 在旧金山举行的开发者大会上公布了该公司改进的加密战略，强调该公司相信稳定币是加密支付的务实解决方案。

Collison emphasized the evolution of the cryptocurrency landscape since Stripe discontinued Bitcoin (BTC) payments in 2018. He remarked on the reduction in transaction times, the decline in fees, and the stabilizing performance of stablecoins, noting, "If we're in a crypto winter post 2021, nobody told the stablecoins."

Collison 强调了自 Stripe 于 2018 年停止比特币 (BTC) 支付以来加密货币格局的演变。他谈到了交易时间的缩短、费用的下降以及稳定币的稳定表现，并指出，“如果我们处于加密货币环境中， 2021 年冬季后，没有人告诉稳定币。”

Stripe's renewed embrace of crypto payments, this time with a focus on stablecoins, is a testament to its commitment to providing a seamless and accessible payment experience. Collison demonstrated the company's enhanced capabilities by conducting a live transaction using USD Coin on the Solana, Ethereum (ETH), and Polygon blockchains.

Stripe 重新拥抱加密支付，这次重点关注稳定币，这证明了其致力于提供无缝且易于访问的支付体验的承诺。 Collison 通过在 Solana、以太坊 (ETH) 和 Polygon 区块链上使用 USD Coin 进行实时交易，展示了公司增强的能力。

The Rise of Stablecoins: A Paradigm Shift in Crypto

稳定币的崛起：加密货币的范式转变

Stablecoins have emerged as a compelling alternative to traditional cryptocurrencies, offering stability and reliability. Unlike their volatile counterparts, stablecoins are pegged to fiat currencies or other assets, mitigating the risk associated with price fluctuations. This stability makes them ideal for everyday transactions, as users can transact with confidence, knowing that the value of their assets will remain relatively stable.

稳定币已成为传统加密货币的引人注目的替代品，提供稳定性和可靠性。与波动性较大的稳定币不同，稳定币与法定货币或其他资产挂钩，从而降低了与价格波动相关的风险。这种稳定性使它们成为日常交易的理想选择，因为用户可以放心地进行交易，因为他们知道自己的资产价值将保持相对稳定。

Key Advantages of Stablecoins

稳定币的主要优势

One of the primary advantages of stablecoins is their ability to facilitate cross-border transactions with speed and efficiency. By utilizing blockchain technology, stablecoin transactions can be processed almost instantaneously, eliminating the need for intermediaries and minimizing transaction fees. This makes them an attractive option for businesses operating in the global marketplace, enabling streamlined payment processes and reduced operating costs.

稳定币的主要优势之一是能够快速高效地促进跨境交易。通过利用区块链技术，稳定币交易几乎可以即时处理，消除了对中介机构的需求并最大限度地降低了交易费用。这使得它们成为在全球市场运营的企业的一个有吸引力的选择，可以简化支付流程并降低运营成本。

Furthermore, stablecoins inherit the transparency and immutability inherent in blockchain technology. Each transaction is meticulously recorded on a distributed ledger, providing a tamper-proof record of all activities.

此外，稳定币继承了区块链技术固有的透明度和不变性。每笔交易都被仔细记录在分布式账本上，提供所有活动的防篡改记录。

Stripe's Adoption of Stablecoins: A Strategic Move

Stripe 采用稳定币：战略举措

Stripe's decision to integrate stablecoins into its payment platform is a strategic move that reflects its recognition of the potential benefits of these digital assets. In 2014, Stripe became the first major payment provider to adopt BTC, but later discontinued the service in 2018 due to usability challenges. However, Stripe has not completely abandoned its crypto aspirations. The company participated in the Libra project, a multi-national digital currency initiative, before withdrawing under political pressure. In 2021, Stripe began rebuilding its crypto engineering team, laying the groundwork for its current foray into stablecoins.

Stripe 决定将稳定币整合到其支付平台中，这是一项战略举措，反映了其对这些数字资产潜在优势的认识。 2014 年，Stripe 成为第一家采用 BTC 的主要支付提供商，但后来由于可用性挑战于 2018 年停止了该服务。然而，Stripe 并没有完全放弃其加密货币的愿望。该公司参与了多国数字货币倡议 Libra 项目，但在政治压力下退出。 2021 年，Stripe 开始重建其加密工程团队，为其目前进军稳定币奠定了基础。

Pilot Programs and Partnerships

试点计划和合作伙伴关系

Prior to the official announcement, Stripe had been quietly laying the groundwork for its stablecoin integration. In 2022, Stripe and X introduced a program that allowed creators on the social platform to receive payments in USDC on Polygon, with Stripe serving as the payment processor. Stripe also developed fiat-to-crypto on-ramps through application programming interfaces (APIs) in collaboration with crypto exchanges. Furthermore, in May 2023, Stripe launched a fiat-to-crypto on-ramp in the US, enabling Web3 companies to offer their customers the ability to purchase crypto without coding integrations.

在正式宣布之前，Stripe 一直在悄悄为其稳定币整合奠定基础。 2022 年，Stripe 和 X 推出了一项计划，允许社交平台上的创作者在 Polygon 上接收 USDC 付款，而 Stripe 充当支付处理商。 Stripe 还与加密货币交易所合作，通过应用程序编程接口 (API) 开发了法币到加密货币的入口。此外，2023 年 5 月，Stripe 在美国推出了法币到加密货币的入口，使 Web3 公司能够为客户提供无需编码集成即可购买加密货币的能力。

Conclusion

结论

Stripe's embrace of stablecoins is a significant development that signals the growing acceptance and recognition of these digital assets as a viable and advantageous payment solution. The stability, efficiency, and global reach of stablecoins offer numerous benefits for businesses and consumers alike. Stripe's strategic integration of stablecoins into its payment infrastructure positions the company as a leading player in the evolving landscape of digital payments, empowering businesses and expanding their payment options in the global marketplace.

Stripe 对稳定币的接受是一项重大发展，标志着人们越来越接受和认可这些数字资产作为可行且有利的支付解决方案。稳定币的稳定性、效率和全球影响力为企业和消费者带来了众多好处。 Stripe 将稳定币战略性整合到其支付基础设施中，使该公司成为不断发展的数字支付领域的领先者，为企业提供支持并扩大其在全球市场的支付选择。