Stablecoins已成为美国最热门的趋势。众议院发布了其稳定法案的版本

Stablecoins迅速成为美国最热门的趋势。众议院发布了其Stablecoin法案的版本

The U.S. House of Representatives has advanced plans for a stablecoin regulatory bill, aiming to create a comprehensive framework for the issuance of dollar-denominated digital tokens.

美国众议院制定了一项稳定监管法案的高级计划，旨在为发行以美元计价的数字代币创建一个全面的框架。

The bill, which follows the Senate’s recent committee approval of a parallel measure, is being spearheaded by Rep. Bryan Steil, head of the House Financial Services Committee’s crypto panel, and Rep. French Hill, the committee’s Republican chair.

该法案遵循参议院最近对一项并行措施的委员会的批准，该法案由众议院金融服务委员会的加密货币小组负责人布莱恩·史蒂尔（Bryan Steil）和委员会的共和党主席众议员法国山（French Hill）率领。

Earlier this month, the Senate Banking Committee passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) with a bipartisan 18-6 vote.

本月早些时候，参议院银行委员会通过两党以18-6投票获得了指导和建立美国Stablecoins法案（Genius Act）的国家创新。

The bill, sponsored by Senator Bill Hagerty (R-Tenn.), aims to create a comprehensive regulatory framework for stablecoins, considering their role in modernizing payment systems and transaction efficiency.

该法案由参议员Bill Hagerty（R-Tenn。）赞助，旨在为Stablecoins创建一个全面的监管框架，考虑到它们在现代化的支付系统和交易效率中的作用。

“As the world modernizes its payment systems, the U.S. cannot be left behind,” Hagerty said. “Stablecoins can play a pivotal role in spurring that modernization. Whether it’s improving transaction efficiency, freeing up working capital, or driving U.S. Treasury demand, the benefits of a clear regulatory framework for stablecoins are immense.”

哈格蒂说：“随着世界现代化的支付系统的现代化，美国不能被抛在后面。” “ Stablecoins可以在刺激这种现代化方面发挥关键作用。无论是提高交易效率，释放营运资金还是驱动美国国库需求，对Stablecoins的明确监管框架的好处都是巨大的。”

The House panel’s proposal focuses on digital tokens that are convertible into and maintain a stable value with the U.S. dollar.

众议院小组的提议着重于可转换为美元并保持稳定价值的数字代币。

“Today, we close the gap between the House and Senate versions of legislation to create a clear regulatory framework for stablecoins in the United States,” Rep. Steil said.

众议员史蒂尔说：“今天，我们缩小了众议院和参议院版本之间的差距，以在美国为Stablecoins创建一个明确的监管框架。”

“This bipartisan bill will provide certainty to issuers and allow innovators to continue developing the next generation of financial technologies in the U.S.,” he added.

他补充说：“该两党法案将为发行人提供确定性，并允许创新者继续开发美国的下一代金融技术。”

Meanwhile, Donald Trump's World Liberty Financial has announced plans to launch USD1, a stablecoin pegged to the U.S. dollar.

同时，唐纳德·特朗普（Donald Trump）的世界自由金融（World Liberty Financial）宣布了推出USD1的计划，这是一个与美元挂钩的稳定者。

The company first teased the idea of a stablecoin back in October 2024, highlighting its potential for broad appeal among institutional and retail investors.

该公司于2024年10月首次取笑了一个稳定的想法，强调了其在机构和散户投资者中广泛吸引力的潜力。

World Liberty Financial has been promoting USD1 as a reliable and secure digital asset, boasting BitGo custody and a portfolio of short-term U.S. government treasuries, U.S. dollar deposits, and other cash equivalents.

World Liberty Financial一直将USD1推广为可靠且安全的数字资产，拥有BitGo监护权，以及短期美国政府财政部，美元存款和其他现金等价物的投资组合。

The tokens will be minted on the Ethereum (ETH) and Binance Smart Chain (BSC) blockchains, with plans to expand to other protocols in the future.

代币将在以太坊（ETH）和Binance Smart Chain（BSC）区块链上铸造，并计划将来扩展到其他协议。

“The launch of USD1 represents a significant advancement in institutional-ready digital assets,” said Mike Belshe, BitGo CEO.

Bitgo首席执行官Mike Belshe表示：“ USD1的推出代表了机构就绪的数字资产的重大进步。”

“Our clients demand both security and efficiency, and this partnership with WLFI delivers both — combining deep liquidity with the assurance that reserves are securely held and managed within regulated, qualified custody.”

“我们的客户要求安全性和效率，与WLFI的这种合作伙伴关系都提供了深厚的流动性，并保证预备役被安全地持有和管理在规范，合格的监护权中。”

World Liberty Financial recently completed its $550 million token sale target. According to its website, 2,740,451.08 of $WLF was bought by one wallet on 14 March, fulfilling the sale target and triggering the message "Sale has completed."

World Liberty Financial最近完成了其5.5亿美元的代币销售目标。根据其网站，$ WLF的2,740,451.08在3月14日被一个钱包购买，实现了销售目标并触发了消息“销售已经完成”。

Those who contribute to the WLF Protocol will be granted governance rights, with the tokens remaining non-transferable for the first 12 months post-launch.

那些为WLF协议做出贡献的人将获得治理权利，而在发出后的前12个月，代币仍无法转移。

Plans for Wyoming Stable Token Commission's WYST stablecoin are also advancing. At the DC Blockchain Summit, Wyoming Governor Mark Gordon and Commission Executive Director Anthony Apollo confirmed that WYST has entered its testing phase.

怀俄明州稳定代币委员会的Wyst Stablecoin的计划也在不断发展。在DC区块链峰会上，怀俄明州州长马克·戈登（Mark Gordon）和委员会执行董事安东尼·阿波罗（Anthony Apollo）确认WYST已进入其测试阶段。

"Our forward-thinking approach to blockchain and digital asset legislation has positioned Wyoming as a model for not only other states, but the federal government as well," Gordon said.

戈登说：“我们针对区块链和数字资产立法的前瞻性方法已将怀俄明州定位为不仅是其他州，而且是联邦政府的典范。”

The Commission is testing the stablecoin on multiple blockchain networks, including Ethereum, Solana, and Avalanche. These test tokens will not hold any real value and are designed to help in the development of the system.

该委员会正在测试多个区块链网络上的稳定者，包括以太坊，索拉纳和雪崩。这些测试令牌不会具有任何实际价值，旨在帮助系统的开发。

The stablecoin will be fully backed by cash and U.S. Treasury securities, with interest earnings going toward Wyoming's school foundation fund. To ensure long-term stability, WYST will be overcollateralized, maintaining more reserves than tokens issued. If testing proceeds smoothly, WYST could be officially launched as early as July 2025.

Stablecoin将得到现金和美国国库券的完全支持，并获得怀俄明州学校基金会基金的利息收入。为了确保长期稳定性，WYST将被过度填合，维持比发行的代币更多的储量。如果测试进行得很顺利，则最早可以在2025年7月开始正式推出WYST。