Stablecoins已成為美國最熱門的趨勢。眾議院發布了其穩定法案的版本

Stablecoins迅速成為美國最熱門的趨勢。眾議院發布了其Stablecoin法案的版本

The U.S. House of Representatives has advanced plans for a stablecoin regulatory bill, aiming to create a comprehensive framework for the issuance of dollar-denominated digital tokens.

美國眾議院制定了一項穩定監管法案的高級計劃，旨在為發行以美元計價的數字代幣創建一個全面的框架。

The bill, which follows the Senate’s recent committee approval of a parallel measure, is being spearheaded by Rep. Bryan Steil, head of the House Financial Services Committee’s crypto panel, and Rep. French Hill, the committee’s Republican chair.

該法案遵循參議院最近對一項並行措施的委員會的批准，該法案由眾議院金融服務委員會的加密貨幣小組負責人布萊恩·史蒂爾（Bryan Steil）和委員會的共和黨主席眾議員法國山（French Hill）率領。

Earlier this month, the Senate Banking Committee passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) with a bipartisan 18-6 vote.

本月早些時候，參議院銀行委員會通過兩黨以18-6投票獲得了指導和建立美國Stablecoins法案（Genius Act）的國家創新。

The bill, sponsored by Senator Bill Hagerty (R-Tenn.), aims to create a comprehensive regulatory framework for stablecoins, considering their role in modernizing payment systems and transaction efficiency.

該法案由參議員Bill Hagerty（R-Tenn。）贊助，旨在為Stablecoins創建一個全面的監管框架，考慮到它們在現代化的支付系統和交易效率中的作用。

“As the world modernizes its payment systems, the U.S. cannot be left behind,” Hagerty said. “Stablecoins can play a pivotal role in spurring that modernization. Whether it’s improving transaction efficiency, freeing up working capital, or driving U.S. Treasury demand, the benefits of a clear regulatory framework for stablecoins are immense.”

哈格蒂說：“隨著世界現代化的支付系統的現代化，美國不能被拋在後面。” “ Stablecoins可以在刺激這種現代化方面發揮關鍵作用。無論是提高交易效率，釋放營運資金還是驅動美國國庫需求，對Stablecoins的明確監管框架的好處都是巨大的。”

The House panel’s proposal focuses on digital tokens that are convertible into and maintain a stable value with the U.S. dollar.

眾議院小組的提議著重於可轉換為美元並保持穩定價值的數字代幣。

“Today, we close the gap between the House and Senate versions of legislation to create a clear regulatory framework for stablecoins in the United States,” Rep. Steil said.

眾議員史蒂爾說：“今天，我們縮小了眾議院和參議院版本之間的差距，以在美國為Stablecoins創建一個明確的監管框架。”

“This bipartisan bill will provide certainty to issuers and allow innovators to continue developing the next generation of financial technologies in the U.S.,” he added.

他補充說：“該兩黨法案將為發行人提供確定性，並允許創新者繼續開髮美國的下一代金融技術。”

Meanwhile, Donald Trump's World Liberty Financial has announced plans to launch USD1, a stablecoin pegged to the U.S. dollar.

同時，唐納德·特朗普（Donald Trump）的世界自由金融（World Liberty Financial）宣布了推出USD1的計劃，這是一個與美元掛鉤的穩定者。

The company first teased the idea of a stablecoin back in October 2024, highlighting its potential for broad appeal among institutional and retail investors.

該公司於2024年10月首次取笑了一個穩定的想法，強調了其在機構和散戶投資者中廣泛吸引力的潛力。

World Liberty Financial has been promoting USD1 as a reliable and secure digital asset, boasting BitGo custody and a portfolio of short-term U.S. government treasuries, U.S. dollar deposits, and other cash equivalents.

World Liberty Financial一直將USD1推廣為可靠且安全的數字資產，擁有BitGo監護權，以及短期美國政府財政部，美元存款和其他現金等價物的投資組合。

The tokens will be minted on the Ethereum (ETH) and Binance Smart Chain (BSC) blockchains, with plans to expand to other protocols in the future.

代幣將在以太坊（ETH）和Binance Smart Chain（BSC）區塊鏈上鑄造，併計劃將來擴展到其他協議。

“The launch of USD1 represents a significant advancement in institutional-ready digital assets,” said Mike Belshe, BitGo CEO.

Bitgo首席執行官Mike Belshe表示：“ USD1的推出代表了機構就緒的數字資產的重大進步。”

“Our clients demand both security and efficiency, and this partnership with WLFI delivers both — combining deep liquidity with the assurance that reserves are securely held and managed within regulated, qualified custody.”

“我們的客戶要求安全性和效率，與WLFI的這種合作夥伴關係都提供了深厚的流動性，並保證預備役被安全地持有和管理在規範，合格的監護權中。”

World Liberty Financial recently completed its $550 million token sale target. According to its website, 2,740,451.08 of $WLF was bought by one wallet on 14 March, fulfilling the sale target and triggering the message "Sale has completed."

World Liberty Financial最近完成了其5.5億美元的代幣銷售目標。根據其網站，$ WLF的2,740,451.08在3月14日被一個錢包購買，實現了銷售目標並觸發了消息“銷售已經完成”。

Those who contribute to the WLF Protocol will be granted governance rights, with the tokens remaining non-transferable for the first 12 months post-launch.

那些為WLF協議做出貢獻的人將獲得治理權利，而在發出後的前12個月，代幣仍無法轉移。

Plans for Wyoming Stable Token Commission's WYST stablecoin are also advancing. At the DC Blockchain Summit, Wyoming Governor Mark Gordon and Commission Executive Director Anthony Apollo confirmed that WYST has entered its testing phase.

懷俄明州穩定代幣委員會的Wyst Stablecoin的計劃也在不斷發展。在DC區塊鏈峰會上，懷俄明州州長馬克·戈登（Mark Gordon）和委員會執行董事安東尼·阿波羅（Anthony Apollo）確認WYST已進入其測試階段。

"Our forward-thinking approach to blockchain and digital asset legislation has positioned Wyoming as a model for not only other states, but the federal government as well," Gordon said.

戈登說：“我們針對區塊鍊和數字資產立法的前瞻性方法已將懷俄明州定位為不僅是其他州，而且是聯邦政府的典範。”

The Commission is testing the stablecoin on multiple blockchain networks, including Ethereum, Solana, and Avalanche. These test tokens will not hold any real value and are designed to help in the development of the system.

該委員會正在測試多個區塊鍊網絡上的穩定者，包括以太坊，索拉納和雪崩。這些測試令牌不會具有任何實際價值，旨在幫助系統的開發。

The stablecoin will be fully backed by cash and U.S. Treasury securities, with interest earnings going toward Wyoming's school foundation fund. To ensure long-term stability, WYST will be overcollateralized, maintaining more reserves than tokens issued. If testing proceeds smoothly, WYST could be officially launched as early as July 2025.

Stablecoin將得到現金和美國國庫券的完全支持，並獲得懷俄明州學校基金會基金的利息收入。為了確保長期穩定性，WYST將被過度填合，維持比發行的代幣更多的儲量。如果測試進行得很順利，則最早可以在2025年7月開始正式推出WYST。