SNB总裁马丁·施莱格尔（Martin Schlegel）拒绝在银行储备中持有比特币的想法

瑞士国家银行（SNB）总统马丁·施莱格尔（Martin Schlegel）解释了为什么加密货币无法满足好货币应该拥有的基本特征

Recently, Swiss National Bank (SNB) President Martin Schlegel rejected the idea of including bitcoin in the bank’s reserves, as suggested by a public initiative, and explained why cryptocurrencies pose several issues as an asset class, in an interview with the Tamedia newspaper group.

最近，瑞士国家银行（SNB）总统马丁·施莱格尔（Martin Schlegel）拒绝了公开倡议所建议的那样，将比特币包括在银行的储备中，并解释了为什么加密货币在接受Tamedia报纸集团的采访中，为什么加密货币将几个问题作为资产类别。

Follow Bitcoin's price movements in real time here!

在这里实时关注比特币的价格变动！

Why Cryptocurrencies Don’t Fit the SNB

为什么加密货币不适合SNB

The president of the Swiss National Bank (SNB) discussed the reasons why cryptocurrencies do not meet the crucial characteristics demanded of a good currency in an interview with a media group. He highlighted three main issues with cryptocurrencies.

瑞士国家银行（SNB）的总统讨论了加密货币在与媒体集团采访时不符合良好货币所需的关键特征的原因。他强调了加密货币的三个主要问题。

Firstly, he pointed out the high volatility of cryptocurrencies, which renders them unsuitable for maintaining value over the long term.

首先，他指出了加密货币的高波动性，这使得它们不适合长期保持价值。

Secondly, Schlegel emphasized the need for SNB reserves to be highly liquid, enabling swift use in monetary policy if necessary. However, cryptocurrencies face difficulties in this regard due to their limited divisibility and the potential for transaction processing to take several days in the worst-case scenario.

其次，Schlegel强调需要SNB储备是高度流动的，因此在必要时可以迅速在货币政策中使用。但是，由于加密货币在最坏情况下，加密货币在这方面遇到了困难。

Thirdly, Schlegel noted that cryptocurrencies have security flaws, being based on software, which can have bugs and vulnerabilities. In contrast, the SNB's currency is backed by the bank's balance sheet and the Swiss economy, providing a more secure foundation.

第三，Schlegel指出，加密货币具有基于软件的安全缺陷，可以具有错误和漏洞。相比之下，SNB的货币得到了银行的资产负债表和瑞士经济的支持，提供了更安全的基础。

SNB In Competition With Crypto?

SNB与加密货币竞争？

Moreover, Schlegel argued that the SNB's role is not to offer cryptocurrencies, and he highlighted the small size of the crypto market. He stated that the total market value of all cryptocurrencies, which amounts to around CHF 2,000 billion, is still insignificant compared to the global financial system.

此外，施莱格尔认为，SNB的作用不是提供加密货币，他强调了加密市场的小规模。他说，与全球金融体系相比，所有加密货币的总市场价值（约为2000亿瑞士法郎）仍然微不足道。

When asked about competition from crypto, Schlegel stated that currencies have always competed with each other. However, he emphasized that the Swiss franc is in high demand, and the SNB is not really worried about competition from cryptocurrencies.

当被问及加密货币的竞争时，施莱格尔说，货币始终相互竞争。但是，他强调瑞士法郎的需求很高，SNB并不真正担心加密货币的竞争。

The Bitcoin Initiative

比特币倡议

A proposal launched last December aims to make the Swiss National Bank (SNB) invest in bitcoin. The group behind the “Bitcoin Initiative” has 18 months to collect 100,000 signatures to bring it to a public vote. The plan suggests the SNB should build its currency reserves with earnings, including gold and bitcoin, although it doesn’t say how much bitcoin should be held. The initiative is backed by Yves Bennaïm, an internet pioneer, and other Swiss crypto advocates, whose main goal is to spark a public debate.

去年12月提出的一项提案旨在使瑞士国家银行（SNB）投资比特币。 “比特币倡议”背后的小组有18个月的18个月来收集100,000个签名，以进行公众投票。该计划表明，SNB应该通过收入（包括黄金和比特币）建立其货币储备，尽管它没有说应该持有多少比特币。该倡议得到了互联网先驱伊夫·贝纳姆（YvesBennaïm）和其他瑞士加密倡导者的支持，其主要目标是引发公开辩论。