SNB總裁馬丁·施萊格爾（Martin Schlegel）拒絕在銀行儲備中持有比特幣的想法

瑞士國家銀行（SNB）總統馬丁·施萊格爾（Martin Schlegel）解釋了為什麼加密貨幣無法滿足好貨幣應該擁有的基本特徵

Recently, Swiss National Bank (SNB) President Martin Schlegel rejected the idea of including bitcoin in the bank’s reserves, as suggested by a public initiative, and explained why cryptocurrencies pose several issues as an asset class, in an interview with the Tamedia newspaper group.

最近，瑞士國家銀行（SNB）總統馬丁·施萊格爾（Martin Schlegel）拒絕了公開倡議所建議的那樣，將比特幣包括在銀行的儲備中，並解釋了為什麼加密貨幣在接受Tamedia報紙集團的採訪中，為什麼加密貨幣將幾個問題作為資產類別。

Follow Bitcoin's price movements in real time here!

在這裡實時關注比特幣的價格變動！

Why Cryptocurrencies Don’t Fit the SNB

為什麼加密貨幣不適合SNB

The president of the Swiss National Bank (SNB) discussed the reasons why cryptocurrencies do not meet the crucial characteristics demanded of a good currency in an interview with a media group. He highlighted three main issues with cryptocurrencies.

瑞士國家銀行（SNB）的總統討論了加密貨幣在與媒體集團採訪時不符合良好貨幣所需的關鍵特徵的原因。他強調了加密貨幣的三個主要問題。

Firstly, he pointed out the high volatility of cryptocurrencies, which renders them unsuitable for maintaining value over the long term.

首先，他指出了加密貨幣的高波動性，這使得它們不適合長期保持價值。

Secondly, Schlegel emphasized the need for SNB reserves to be highly liquid, enabling swift use in monetary policy if necessary. However, cryptocurrencies face difficulties in this regard due to their limited divisibility and the potential for transaction processing to take several days in the worst-case scenario.

其次，Schlegel強調需要SNB儲備是高度流動的，因此在必要時可以迅速在貨幣政策中使用。但是，由於加密貨幣在最壞情況下，加密貨幣在這方面遇到了困難。

Thirdly, Schlegel noted that cryptocurrencies have security flaws, being based on software, which can have bugs and vulnerabilities. In contrast, the SNB's currency is backed by the bank's balance sheet and the Swiss economy, providing a more secure foundation.

第三，Schlegel指出，加密貨幣具有基於軟件的安全缺陷，可以具有錯誤和漏洞。相比之下，SNB的貨幣得到了銀行的資產負債表和瑞士經濟的支持，提供了更安全的基礎。

SNB In Competition With Crypto?

SNB與加密貨幣競爭？

Moreover, Schlegel argued that the SNB's role is not to offer cryptocurrencies, and he highlighted the small size of the crypto market. He stated that the total market value of all cryptocurrencies, which amounts to around CHF 2,000 billion, is still insignificant compared to the global financial system.

此外，施萊格爾認為，SNB的作用不是提供加密貨幣，他強調了加密市場的小規模。他說，與全球金融體系相比，所有加密貨幣的總市場價值（約為2000億瑞士法郎）仍然微不足道。

When asked about competition from crypto, Schlegel stated that currencies have always competed with each other. However, he emphasized that the Swiss franc is in high demand, and the SNB is not really worried about competition from cryptocurrencies.

當被問及加密貨幣的競爭時，施萊格爾說，貨幣始終相互競爭。但是，他強調瑞士法郎的需求很高，SNB並不真正擔心加密貨幣的競爭。

The Bitcoin Initiative

比特幣倡議

A proposal launched last December aims to make the Swiss National Bank (SNB) invest in bitcoin. The group behind the “Bitcoin Initiative” has 18 months to collect 100,000 signatures to bring it to a public vote. The plan suggests the SNB should build its currency reserves with earnings, including gold and bitcoin, although it doesn’t say how much bitcoin should be held. The initiative is backed by Yves Bennaïm, an internet pioneer, and other Swiss crypto advocates, whose main goal is to spark a public debate.

去年12月提出的一項提案旨在使瑞士國家銀行（SNB）投資比特幣。 “比特幣倡議”背後的小組有18個月的18個月來收集100,000個簽名，以進行公眾投票。該計劃表明，SNB應該通過收入（包括黃金和比特幣）建立其貨幣儲備，儘管它沒有說應該持有多少比特幣。該倡議得到了互聯網先驅伊夫·貝納姆（YvesBennaïm）和其他瑞士加密倡導者的支持，其主要目標是引發公開辯論。