SMBC Group，Ava Labs，Fireblocks和Tis团队合作开发日本特定的Stablecoin框架

日本最大的银行企业集团之一Sumitomo Mitsui金融集团（SMBC集团）宣布了与区块链平台AVA Labs的谅解备忘录（MOU）

Sumitomo Mitsui Financial Group (SMBC Group), one of Japan’s largest banking conglomerates, has announced a partnership with blockchain platform Ava Labs, digital asset custody provider Fireblocks, and IT solutions provider TIS to develop a comprehensive framework for stablecoin issuance and circulation.

日本最大的银行企业企业之一，Sumitomo Mitsui金融集团（SMBC集团）宣布与区块链平台AVA Labs，数字资产保管提供商Fireblocks和IT Solutions Proviness提供商TIS宣布合作，以为Stablecoin发行和流通开发全面的框架。

The collaboration will involve a deep analysis of the technical, regulatory, and market infrastructure requisites for facilitating widespread stablecoin adoption. The partnership will also focus on identifying and defining specific use cases for the ongoing business applications of stablecoins, SMBC Group noted in a statement on Thursday.

该合作将涉及对技术，监管和市场基础设施必需品的深入分析，以促进广泛采用稳定的稳定。 SMBC Group在周四的一份声明中指出，该合作伙伴关系还将集中于确定和定义特定的用例，以识别Stablecoins正在进行的业务应用程序。

Ava Labs, the team behind the Avalanche blockchain, and Fireblocks, a leading platform for securing and moving digital assets, will contribute their technological expertise to the partnership. Together with SMBC Group’s financial infrastructure and TIS’s IT solutions capabilities, the partnership aims to introduce innovative stablecoin applications in the Japanese market.

Ava Labs是雪崩区块链背后的团队，而Fireblocks是确保和移动数字资产的领先平台，将为合作伙伴关系提供技术专业知识。该合作伙伴关系与SMBC集团的金融基础设施和TIS的IT解决方案功能一起，旨在在日本市场引入创新的Stablecoin应用程序。

A key aspect of the partnership will involve exploring the use of stablecoins as a settlement method for tokenized financial and real-world assets (RWAs). This includes assets like government and corporate bonds, and real estate, highlighting the potential for stablecoins to serve as a bridge between traditional finance and the digital asset space.

合作伙伴关系的一个关键方面将涉及探索使用Stablecoins作为令牌化财务和现实世界资产（RWAS）的解决方法。这包括政府和公司债券等资产，以及房地产，强调了Stablecoins成为传统金融与数字资产空间之间的桥梁的潜力。

The move by SMBC Group comes as Japan’s regulatory environment is becoming increasingly open to stablecoins. Amendments to the Payment Services Act, which took effect in June 2023, officially recognize stablecoins as electronic payment instruments.

SMBC集团的举动是随着日本的监管环境越来越开放的稳定环境。 《付款服务法》于2023年6月生效的修正案正式承认Stablecoins是电子支付工具。

This integration into the legal framework has enabled financial institutions and businesses in Japan to actively participate in pilot programs and research initiatives focused on exploring the practical applications of stablecoins. For instance, JTrust Bank recently completed a pilot program for cross-border remittances using stablecoins, while SBI Group has been authorized to provide virtual currency exchange services since 2018.

该融合到法律框架中已使日本的金融机构和企业能够积极参与着专注于探索Stablecoins实际应用的试点计划和研究计划。例如，Jtrust Bank最近使用StableCoins完成了一项试点计划，用于跨境汇款，而SBI Group已被授权自2018年以来提供虚拟货币兑换服务。

Stablecoins, which are typically pegged to the value of fiat currencies like the US dollar, offer several advantages over more volatile cryptocurrencies. Their stability is crucial for seamless integration into existing financial systems, while their potential for cost-effectiveness and speed of execution make them suitable for a wider range of commercial applications.

稳定的稳定币通常与美元货币等法定货币的价值挂钩，比挥发性加密货币具有多种优势。它们的稳定性对于无缝集成到现有金融系统中至关重要，而它们具有成本效益和执行速度的潜力使它们适合于更广泛的商业应用。

Moreover, stablecoins can be leveraged for international remittances, facilitating faster and cheaper cross-border payments compared to traditional SWIFT transfers. In the realm of corporate payments, stablecoins present an opportunity to streamline B2B transactions, potentially reducing the risk of fraud and errors.

此外，与传统的Swift Transfers相比，可以利用Stablecoins进行国际汇款，促进更快，更便宜的跨境支付。在公司付款领域，Stablecoins提供了简化B2B交易的机会，有可能降低欺诈和错误的风险。

Finally, stablecoins can be utilized for high-frequency, low-value transactions, catering to the needs of specific industry segments like gaming or the gig economy. This versatility underscores the potential of stablecoins to revolutionize various aspects of the financial landscape.

最后，可以将Stablecoins用于高频，低价值的交易，以满足游戏或零工经济（例如Gaming或Gig经济）的需求。这种多功能性强调了斯ababalecoins彻底改变金融格局的各个方面的潜力。

As the tokenization of traditional assets like equities, bonds, and private credit continues to gain traction globally, especially in the US and Europe, stablecoins are emerging as a crucial settlement layer for these digital assets.

随着股票，债券和私人信贷等传统资产的令牌化继续在全球范围内获得关注，尤其是在美国和欧洲，Stablecoins正在成为这些数字资产的关键定居层。

This partnership aims to contribute to the efficient and effective integration of stablecoins into the Japanese financial market, setting the stage for a new era of innovative financial technology solutions in the region.

该合作伙伴关系旨在为稳定菌的高效整合到日本金融市场，为该地区创新的金融技术解决方案的新时代奠定了基础。