新加坡加密货币市场加密支付显着增长

新加坡的加密货币市场的加密支付显着增加，2024 年第二季度商业服务收到近 10 亿美元的加密货币。

Singapore's cryptocurrency market has seen a notable increase in crypto payments, with nearly US$1 billion being received by merchant services in Q2 2024.

新加坡加密货币市场的加密支付显着增加，2024 年第二季度商业服务收入接近 10 亿美元。

This surge reflects the growing adoption of digital assets as a payment method across various industries, including services offered by local startups like dtcpay and the super-app Grab. Both companies have integrated cryptocurrencies such as Bitcoin, Ether, Singapore's XSGD stablecoin, and USDT into their payment options, allowing customers to use these assets for everyday transactions like e-wallet top-ups.

这一激增反映出数字资产作为支付方式在各行各业的日益普及，包括 dtcpay 和超级应用 Grab 等本地初创公司提供的服务。两家公司都将比特币、以太币、新加坡的 XSGD 稳定币和 USDT 等加密货币集成到其支付选项中，允许客户使用这些资产进行日常交易，例如电子钱包充值。

A key part of this growth is the rise of XSGD, the Singapore dollar-backed stablecoin issued by StraitsX. XSGD has become increasingly popular, particularly among retail users, with more than 75% of its transfers being in amounts of US$1 million or less. Nearly 25% of these transfers were under US$10,000, indicating robust retail adoption.

这种增长的一个关键部分是 XSGD 的崛起，XSGD 是由 StraitsX 发行的新加坡元支持的稳定币。 XSGD 越来越受欢迎，尤其是在零售用户中，其超过 75% 的转账金额在 100 万美元或以下。其中近 25% 的转账金额低于 10,000 美元，表明零售采用强劲。

In contrast, stablecoins pegged to the U.S. dollar, such as USDT, are primarily being transferred in larger amounts, reflecting more institutional use.

相比之下，与美元挂钩的稳定币（例如 USDT）主要被大量转移，反映出更多的机构使用。

These developments are supported by key regulatory moves. In August 2023, the Monetary Authority of Singapore (MAS) finalised its stablecoin regulatory framework, providing clear guidelines for issuers. StraitsX, for example, secured two MAS licenses to issue stablecoins and facilitate crypto payments.

这些发展得到了关键监管举措的支持。 2023 年 8 月，新加坡金融管理局 (MAS) 敲定了稳定币监管框架，为发行人提供了明确的指导方针。例如，StraitsX 获得了两个 MAS 许可证来发行稳定币并促进加密支付。

Meanwhile, Paxos, a U.S.-based stablecoin issuer, also gained MAS approval to issue stablecoins in Singapore. This growing acceptance of stablecoins and other cryptocurrencies is further supported by MAS’s crypto custody and licensing requirements, implemented in April 2024.

与此同时，美国稳定币发行商Paxos也获得新加坡金管局批准在新加坡发行稳定币。 MAS 于 2024 年 4 月实施的加密货币托管和许可要求进一步支持了稳定币和其他加密货币的接受度不断提高。

In line with this growing interest in stablecoins, Singapore's largest bank, DBS, has been exploring the listing of stablecoins on its digital exchange. The bank saw its crypto trading volume triple in early 2024, driven by increasing institutional demand.

随着人们对稳定币日益增长的兴趣，新加坡最大的银行星展银行一直在探索在其数字交易所上市稳定币。在机构需求不断增长的推动下，该银行的加密货币交易量在 2024 年初增长了两倍。

These regulatory measures, combined with increased crypto merchant adoption and exploration by major financial institutions like DBS, are positioning Singapore as a key hub for digital assets.

这些监管措施，加上星展银行等主要金融机构对加密货币商家的采用和探索的增加，使新加坡成为数字资产的关键中心。