新加坡的加密货币市场在稳定币（尤其是 XSGD）的采用和使用方面处于领先地位

尽管稳定币尚未取代传统支付方式，但这一趋势正在增长，这得到了有关加密货币的有利法规的大力支持

Singapore's crypto market is leading the way in the adoption and use of stablecoins, particularly XSGD.

新加坡的加密市场在稳定币（尤其是 XSGD）的采用和使用方面处于领先地位。

While traditional payment methods are still gaining ground, showing $56.2B in the second half of last year, so far 75% of transactions with this stablecoin (worth up to $1B) have taken place in the last two years, with 25% of those transactions being for less than $10,000.

虽然传统支付方式仍在普及，去年下半年的交易额为 56.2B 美元，但到目前为止，这种稳定币（价值高达 1B 美元）的交易中有 75% 发生在过去两年中，其中 25%交易金额低于 10,000 美元。

The use of stablecoins is growing, and for example in March Grab added an in-app recharge feature using cryptocurrencies, and the use of crypto scaling on other services.

稳定币的使用正在增长，例如，3 月份 Grab 添加了使用加密货币的应用内充值功能，以及在其他服务上使用加密扩展。

These proactive measures are also driven by concerns about the fiat financial system and its stability, which Robert Kiyosaki has actively commented on.

这些积极措施也是出于对法定金融体系及其稳定性的担忧，罗伯特·清崎对此积极发表了评论。

He argues that the traditional financial system is extremely vulnerable, especially in a bond market, and also points to the world economy’s reliance on debt, signaling a propensity for eventual collapse. He also pointed out that although bank failures are predictable, we are never prepared for them, and cryptocurrencies can mitigate the next such eventuality.

他认为，传统金融体系极其脆弱，尤其是在债券市场，并指出世界经济对债务的依赖，预示着最终崩溃的倾向。他还指出，尽管银行倒闭是可以预见的，但我们从未为此做好准备，而加密货币可以减轻下一次此类可能性。

Regulatory Changes and Growing Confidence in Stablecoins in Singapore

新加坡的监管变化和对稳定币的信心增强

In August 2023, the Monetary Authority of Singapore (MAS) strengthened regulatory requirements for stablecoins by establishing rules on asset custody and segregation and introduced additional measures in April 2024 aimed at better controlling cryptocurrencies.

2023 年 8 月，新加坡金融管理局（MAS）通过制定资产托管和隔离规则加强了对稳定币的监管要求，并于 2024 年 4 月推出了旨在更好地控制加密货币的额外措施。

These changes have boosted confidence in Singapore’s stablecoins, which is reflected in an increase in crypto activity. Singapore's cryptocurrency activity index rose from 0.39 to 0.8 in early 2024, the highest since 2021.

这些变化增强了人们对新加坡稳定币的信心，这反映在加密货币活动的增加上。新加坡的加密货币活动指数在 2024 年初从 0.39 升至 0.8，为 2021 年以来的最高水平。

The approval of Paxos by Singapore's central bank to issue stablecoins underscores the country's commitment to creating a transparent and trusted environment for digital finance. The partnership with DBS Bank further strengthens Paxos' position in the market.

新加坡央行批准 Paxos 发行稳定币，凸显了该国致力于为数字金融创造透明和可信环境的承诺。与星展银行的合作进一步巩固了 Paxos 的市场地位。