新加坡的加密貨幣市場在穩定幣（尤其是 XSGD）的採用和使用方面處於領先地位

儘管穩定幣尚未取代傳統支付方式，但這一趨勢正在增長，這得到了加密貨幣的有利法規的大力支持

Singapore's crypto market is leading the way in the adoption and use of stablecoins, particularly XSGD.

新加坡的加密貨幣市場在穩定幣（尤其是 XSGD）的採用和使用方面處於領先地位。

While traditional payment methods are still gaining ground, showing $56.2B in the second half of last year, so far 75% of transactions with this stablecoin (worth up to $1B) have taken place in the last two years, with 25% of those transactions being for less than $10,000.

雖然傳統支付方式仍在普及，去年下半年的交易額為 56.2B 美元，但到目前為止，這種穩定幣（價值高達 1B 美元）的交易中有 75% 發生在過去兩年中，其中 25%交易金額低於10,000 美元。

The use of stablecoins is growing, and for example in March Grab added an in-app recharge feature using cryptocurrencies, and the use of crypto scaling on other services.

穩定幣的使用正在成長，例如，3 月 Grab 增加了使用加密貨幣的應用程式內儲值功能，以及在其他服務上使用加密擴充功能。

These proactive measures are also driven by concerns about the fiat financial system and its stability, which Robert Kiyosaki has actively commented on.

這些積極措施也是出於對法定金融體系及其穩定性的擔憂，羅伯特·清崎對此積極發表了評論。

He argues that the traditional financial system is extremely vulnerable, especially in a bond market, and also points to the world economy’s reliance on debt, signaling a propensity for eventual collapse. He also pointed out that although bank failures are predictable, we are never prepared for them, and cryptocurrencies can mitigate the next such eventuality.

他認為，傳統金融體系極為脆弱，尤其是在債券市場，並指出世界經濟對債務的依賴，預示著最終崩潰的傾向。他還指出，儘管銀行倒閉是可以預見的，但我們從未為此做好準備，加密貨幣可以減輕下一次此類可能性。

Regulatory Changes and Growing Confidence in Stablecoins in Singapore

新加坡的監管變化和對穩定幣的信心增強

In August 2023, the Monetary Authority of Singapore (MAS) strengthened regulatory requirements for stablecoins by establishing rules on asset custody and segregation and introduced additional measures in April 2024 aimed at better controlling cryptocurrencies.

2023 年 8 月，新加坡金融管理局（MAS）透過制定資產託管和隔離規則加強了對穩定幣的監管要求，並於 2024 年 4 月推出了旨在更好地控制加密貨幣的額外措施。

These changes have boosted confidence in Singapore’s stablecoins, which is reflected in an increase in crypto activity. Singapore's cryptocurrency activity index rose from 0.39 to 0.8 in early 2024, the highest since 2021.

這些變化增強了人們對新加坡穩定幣的信心，這反映在加密貨幣活動的增加上。新加坡的加密貨幣活動指數在 2024 年初從 0.39 升至 0.8，為 2021 年以來的最高水準。

The approval of Paxos by Singapore's central bank to issue stablecoins underscores the country's commitment to creating a transparent and trusted environment for digital finance. The partnership with DBS Bank further strengthens Paxos' position in the market.

新加坡央行批准 Paxos 發行穩定幣，凸顯了該國致力於為數位金融創造透明和可信環境的承諾。與星展銀行的合作進一步鞏固了 Paxos 的市場地位。