Ripple 推出与美元挂钩的稳定币，以连接金融和加密货币

Ripple 是一家区块链和加密货币公司，计划推出一种由美元存款和政府国库支持的与美元挂钩的稳定币。此举旨在弥合传统金融和加密货币之间的差距，满足对提供信任、稳定性和实用性的稳定币日益增长的需求。该稳定币最初将在 XRP Ledger 和以太坊区块链上推出，并计划扩展到其他平台。 Ripple 的业绩记录和对合规的承诺被视为在这个竞争激烈的市场中的优势，Tether 的流通量已超过 1000 亿美元，但对潜在风险的担忧仍然存在。

Ripple Unveils Plans for Dollar-Pegged Stablecoin, Poised to Bridge Traditional Finance and Crypto

Ripple 公布与美元挂钩的稳定币计划，准备连接传统金融和加密货币

In a bold move to bridge the chasm between traditional finance and the burgeoning world of cryptocurrency, Ripple, a leading blockchain and digital asset company, has announced its intention to launch a dollar-pegged stablecoin. Backed by a robust reserve comprising U.S. dollar deposits, short-term U.S. government treasuries, and other cash equivalents, this stablecoin aims to provide a highly stable and reliable store of value for users worldwide.

领先的区块链和数字资产公司 Ripple 宣布打算推出与美元挂钩的稳定币，这是弥合传统金融与新兴加密货币世界之间鸿沟的大胆举措。这种稳定币以美元存款、短期美国政府国库券和其他现金等价物组成的强劲储备为后盾，旨在为全球用户提供高度稳定和可靠的价值存储。

"This is a pivotal moment for Ripple as we continue to seamlessly merge the worlds of traditional finance and crypto," proclaimed Ripple's CEO, Brad Garlinghouse. "Institutions venturing into this arena are realizing the tangible advantages of collaborating with compliant and crypto-native entities like Ripple. Our unwavering track record and unwavering resilience serve as a testament to our capabilities as we introduce new products and strategically acquire companies throughout various market cycles."

Ripple 首席执行官 Brad Garlinghouse 表示：“对于 Ripple 来说，这是一个关键时刻，因为我们将继续无缝融合传统金融和加密世界。” “涉足这一领域的机构正在认识到与 Ripple 等合规和加密原生实体合作的切实优势。当我们在不同的市场周期中推出新产品和战略性收购公司时，我们坚定不移的业绩记录和坚定不移的弹性证明了我们的能力”。

Garlinghouse further emphasized the transformative impact this stablecoin will have on the Ripple ecosystem, particularly the XRP Ledger community. He anticipates an influx of use cases, heightened liquidity, and expanded opportunities for developers and users.

Garlinghouse 进一步强调了这种稳定币将对 Ripple 生态系统，特别是 XRP Ledger 社区产生的变革性影响。他预计用例将会大量涌入，流动性将会增强，开发者和用户的机会也会增加。

The stablecoin will be released on both the XRP Ledger and Ethereum blockchains, paving the way for future expansion to additional blockchains, decentralized finance (DeFi) protocols, and applications. The current stablecoin market size stands at an impressive $150 billion, with projections forecasting a surge to over $2.8 trillion by 2028.

该稳定币将在 XRP Ledger 和以太坊区块链上发布，为未来扩展到其他区块链、去中心化金融 (DeFi) 协议和应用程序铺平道路。目前稳定币市场规模高达 1500 亿美元，预计到 2028 年将飙升至 2.8 万亿美元以上。

"There is an undeniable demand for stablecoins that offer trustworthiness, stability, and practical utility," Ripple's press release stated. "To cater to this growing need, Ripple will leverage its extensive experience in creating real-world financial solutions for institutions across the globe, spanning over a decade."

Ripple 的新闻稿称：“不可否认的是，人们对具有可信性、稳定性和实用性的稳定币有需求。” “为了满足这种不断增长的需求，Ripple 将利用其十多年来为全球机构创建实际金融解决方案的丰富经验。”

Ripple's foray into stablecoins follows the recent milestone achieved by Tether, the leading global stablecoin, which surpassed $100 billion in circulation last month. This remarkable growth has ignited discussions about the evolving role of digital currencies in the financial landscape.

Ripple 进军稳定币领域之前，全球领先的稳定币 Tether 取得了近期的里程碑，上个月 Tether 的流通量超过了 1000 亿美元。这种显着的增长引发了有关数字货币在金融领域不断演变的作用的讨论。

However, Tether's rapid ascendance and substantial reserves have also raised concerns among regulators and financial experts regarding potential risks to the cryptocurrency market and the broader financial system should the stablecoin face any challenges. Despite these apprehensions, Tether has consistently emphasized its commitment to transparency and prudent financial management.

然而，Tether 的快速崛起和大量储备也引起了监管机构和金融专家的担忧，他们担心如果稳定币面临任何挑战，加密货币市场和更广泛的金融体系可能面临风险。尽管存在这些担忧，Tether 始终强调其对透明度和审慎财务管理的承诺。

In other recent developments, Ripple announced its plans to bolster its payments operations in the United States. "After maintaining a relatively low profile in the U.S. payments market for the past three years, Ripple is geared up to introduce innovative product updates leveraging our money transmitter licenses (MTLs)," disclosed Ripple's senior director and head of product marketing, W. Oliver Segovia.

在最近的其他进展中，Ripple 宣布了加强其在美国支付业务的计划。 Ripple 高级总监兼产品营销主管 W. Oliver 透露：“过去三年来，Ripple 在美国支付市场保持相对低调，如今，Ripple 已准备好利用我们的货币转移许可证 (MTL) 推出创新产品更新。”塞戈维亚。

Additionally, Ripple recently updated its crypto-enabled cross-border payments solution, rebranding it from RippleNet to Ripple Payments. This strategic move underscores Ripple's unwavering commitment to driving innovation and shaping the future of global payments.

此外，Ripple 最近更新了其加密跨境支付解决方案，将其从 RippleNet 更名为 Ripple Payments。这一战略举措凸显了 Ripple 对推动创新和塑造全球支付未来的坚定承诺。