Ripple 推出與美元掛鉤的穩定幣，以連接金融和加密貨幣

Ripple 是一家區塊鏈和加密貨幣公司，計劃推出由美元存款和政府國庫支持的與美元掛鉤的穩定幣。此舉旨在彌合傳統金融和加密貨幣之間的差距，滿足對提供信任、穩定性和實用性的穩定幣日益增長的需求。該穩定幣最初將在 XRP Ledger 和以太坊區塊鏈上推出，並計劃擴展到其他平台。 Ripple 的業績記錄和對合規的承諾被視為在這個競爭激烈的市場中的優勢，Tether 的流通量已超過 1000 億美元，但對潛在風險的擔憂仍然存在。

Ripple Unveils Plans for Dollar-Pegged Stablecoin, Poised to Bridge Traditional Finance and Crypto

Ripple 公佈與美元掛鉤的穩定幣計劃，準備連接傳統金融和加密貨幣

In a bold move to bridge the chasm between traditional finance and the burgeoning world of cryptocurrency, Ripple, a leading blockchain and digital asset company, has announced its intention to launch a dollar-pegged stablecoin. Backed by a robust reserve comprising U.S. dollar deposits, short-term U.S. government treasuries, and other cash equivalents, this stablecoin aims to provide a highly stable and reliable store of value for users worldwide.

領先的區塊鏈和數位資產公司 Ripple 宣布打算推出與美元掛鉤的穩定幣，這是彌合傳統金融與新興加密貨幣世界之間鴻溝的大膽舉措。這種穩定幣以美元存款、短期美國政府國庫券和其他現金等價物組成的強勁儲備為後盾，旨在為全球用戶提供高度穩定和可靠的價值存儲。

"This is a pivotal moment for Ripple as we continue to seamlessly merge the worlds of traditional finance and crypto," proclaimed Ripple's CEO, Brad Garlinghouse. "Institutions venturing into this arena are realizing the tangible advantages of collaborating with compliant and crypto-native entities like Ripple. Our unwavering track record and unwavering resilience serve as a testament to our capabilities as we introduce new products and strategically acquire companies throughout various market cycles."

Ripple 執行長 Brad Garlinghouse 表示：“對於 Ripple 來說，這是一個關鍵時刻，因為我們將繼續無縫融合傳統金融和加密世界。” 「涉足這一領域的機構正在認識到與Ripple 等合規和加密原生實體合作的切實優勢。當我們在不同的市場週期中推出新產品和策略性收購公司時，我們堅定不移的業績記錄和堅定不移的彈性證明了我們的能力」。

Garlinghouse further emphasized the transformative impact this stablecoin will have on the Ripple ecosystem, particularly the XRP Ledger community. He anticipates an influx of use cases, heightened liquidity, and expanded opportunities for developers and users.

Garlinghouse 進一步強調了這種穩定幣將對 Ripple 生態系統，特別是 XRP Ledger 社群產生的變革性影響。他預計用例將會大量湧入，流動性將會增強，開發者和使用者的機會也會增加。

The stablecoin will be released on both the XRP Ledger and Ethereum blockchains, paving the way for future expansion to additional blockchains, decentralized finance (DeFi) protocols, and applications. The current stablecoin market size stands at an impressive $150 billion, with projections forecasting a surge to over $2.8 trillion by 2028.

該穩定幣將在 XRP Ledger 和以太坊區塊鏈上發布，為未來擴展到其他區塊鏈、去中心化金融 (DeFi) 協議和應用程式鋪平道路。目前穩定幣市場規模高達 1,500 億美元，預計到 2028 年將飆升至 2.8 兆美元以上。

"There is an undeniable demand for stablecoins that offer trustworthiness, stability, and practical utility," Ripple's press release stated. "To cater to this growing need, Ripple will leverage its extensive experience in creating real-world financial solutions for institutions across the globe, spanning over a decade."

Ripple 的新聞稿稱：“不可否認的是，人們對具有可信性、穩定性和實用性的穩定幣有需求。” “為了滿足這種不斷增長的需求，Ripple 將利用其十多年來為全球機構創建實際金融解決方案的豐富經驗。”

Ripple's foray into stablecoins follows the recent milestone achieved by Tether, the leading global stablecoin, which surpassed $100 billion in circulation last month. This remarkable growth has ignited discussions about the evolving role of digital currencies in the financial landscape.

Ripple 進軍穩定幣領域之前，全球領先的穩定幣 Tether 取得了近期的里程碑，上個月 Tether 的流通量超過了 1000 億美元。這種顯著的成長引發了有關數位貨幣在金融領域不斷演變的作用的討論。

However, Tether's rapid ascendance and substantial reserves have also raised concerns among regulators and financial experts regarding potential risks to the cryptocurrency market and the broader financial system should the stablecoin face any challenges. Despite these apprehensions, Tether has consistently emphasized its commitment to transparency and prudent financial management.

然而，Tether 的快速崛起和大量儲備也引起了監管機構和金融專家的擔憂，他們擔心如果穩定幣面臨任何挑戰，加密貨幣市場和更廣泛的金融體係可能面臨風險。儘管有這些擔憂，Tether 始終強調其對透明度和審慎財務管理的承諾。

In other recent developments, Ripple announced its plans to bolster its payments operations in the United States. "After maintaining a relatively low profile in the U.S. payments market for the past three years, Ripple is geared up to introduce innovative product updates leveraging our money transmitter licenses (MTLs)," disclosed Ripple's senior director and head of product marketing, W. Oliver Segovia.

在最近的其他進展中，Ripple 宣布了加強其在美國支付業務的計劃。 Ripple 高級總監兼產品行銷主管 W. Oliver 透露：「過去三年來，Ripple 在美國支付市場保持相對低調，如今，Ripple 已準備好利用我們的貨幣轉移許可證 (MTL) 推出創新產品更新。」塞戈維亞。

Additionally, Ripple recently updated its crypto-enabled cross-border payments solution, rebranding it from RippleNet to Ripple Payments. This strategic move underscores Ripple's unwavering commitment to driving innovation and shaping the future of global payments.

此外，Ripple 最近更新了其加密跨境支付解決方案，將其從 RippleNet 更名為 Ripple Payments。這項策略性舉措凸顯了 Ripple 對推動創新和塑造全球支付未來的堅定承諾。