Ripple 向拥挤的美元市场推出稳定币

Ripple宣布以美元支持的代币进入稳定币市场，目标是行业巨头USDT和USDC。该稳定币最初将在 XRP Ledger 和以太坊区块链上发行，旨在增强当前市场（预计到 2028 年将达到 2 万亿美元）。

Ripple Enters Stablecoin Market with US Dollar-Backed Token Launch

Ripple 推出美元支持的代币进军稳定币市场

San Francisco, March 8, 2023 - Ripple, the issuer of XRP, has announced the launch of a stablecoin pegged to the US dollar, marking its entry into the burgeoning stablecoin market. This strategic move aims to challenge industry giants USDT and USDC and diversify the stablecoin ecosystem, which is projected to surpass $2 trillion in value by 2028.

旧金山，2023 年 3 月 8 日——XRP 发行人 Ripple 宣布推出与美元挂钩的稳定币，标志着其进军新兴的稳定币市场。这一战略举措旨在挑战行业巨头 USDT 和 USDC，并使稳定币生态系统多样化，预计到 2028 年稳定币生态系统价值将超过 2 万亿美元。

Initial Issuance on XRP Ledger and Ethereum Blockchain

XRP Ledger 和以太坊区块链上的首次发行

The Ripple stablecoin will initially be issued on both the XRP Ledger and Ethereum blockchain, providing users with greater accessibility and interoperability. Ripple's decision to leverage these established platforms underscores its commitment to fostering a robust and diverse stablecoin ecosystem.

Ripple 稳定币最初将在 XRP Ledger 和以太坊区块链上发行，为用户提供更好的可访问性和互操作性。 Ripple 决定利用这些已建立的平台，突显了其致力于培育强大且多样化的稳定币生态系统的承诺。

Compliance-First Approach

合规第一的方法

In a bid to differentiate itself from competitors, Ripple has emphasized its unwavering commitment to compliance and transparency. The company intends to back its stablecoin with US dollar deposits, short-term US government Treasuries, and other cash equivalents, ensuring asset integrity and mitigating concerns about potential theft or mismanagement.

为了从竞争对手中脱颖而出，Ripple 强调了其对合规性和透明度的坚定承诺。该公司打算用美元存款、短期美国政府国债和其他现金等价物支持其稳定币，以确保资产完整性并减轻对潜在盗窃或管理不善的担忧。

Third-Party Audits and Monthly Attestations

第三方审核和每月证明

To further bolster confidence in the stablecoin's credibility, Ripple will engage a third-party accounting firm to conduct regular audits of its reserve assets. Additionally, monthly attestations will be released to provide ongoing assurance of the stablecoin's backing.

为了进一步增强人们对稳定币可信度的信心，Ripple 将聘请第三方会计师事务所对其储备资产进行定期审计。此外，每月都会发布证明，以持续保证稳定币的支持。

Ripple's Stablecoin to Complement XRP Ecosystem

Ripple 的稳定币将补充 XRP 生态系统

While XRP remains the primary token for Ripple's real-time gross settlement system, currency exchange, and remittance network, the stablecoin is seen as a complementary asset. It will provide liquidity and capture arbitrage opportunities across multiple assets, enhancing the overall efficiency and scalability of the Ripple ecosystem.

虽然 XRP 仍然是 Ripple 实时总结算系统、货币兑换和汇款网络的主要代币，但稳定币被视为一种补充资产。它将提供流动性并捕捉多种资产的套利机会，从而提高 Ripple 生态系统的整体效率和可扩展性。

Market Share Ambitions

市场份额的野心

Ripple's chief technology officer, David Schwartz, expressed optimism about the stablecoin's potential to capture significant market share. He acknowledged the dominance of USDT and USDC but believes there is room for additional major players in the growing stablecoin landscape.

Ripple 的首席技术官 David Schwartz 对稳定币占领重要市场份额的潜力表示乐观。他承认 USDT 和 USDC 的主导地位，但相信在不断发展的稳定币领域还有更多主要参与者的空间。

Diverse and Robust Stablecoin Ecosystem

多元化、稳健的稳定币生态系统

Ripple's entry into the stablecoin market is expected to contribute to a more diverse and robust ecosystem. Schwartz estimated the current market value of stablecoins at $150 billion and projected its potential to exceed $2 trillion by 2028. This growth is seen as an indication of the increasing demand for stable assets in the digital asset space.

Ripple进入稳定币市场预计将有助于建立更加多样化和强大的生态系统。 Schwartz 估计稳定币目前的市场价值为 1500 亿美元，并预计到 2028 年其潜力将超过 2 万亿美元。这种增长被视为数字资产领域对稳定资产的需求不断增长的迹象。

Conclusion

结论

Ripple's launch of a US dollar-backed stablecoin represents a significant development in the stablecoin industry. The company's focus on compliance, transparency, and interoperability aims to address concerns about the current stablecoin landscape while providing users with a broader range of options. As the market continues to evolve, it remains to be seen whether Ripple's stablecoin will be able to challenge the established dominance of USDT and USDC. However, its entry into the market is a testament to the growing significance of stablecoins in the digital asset ecosystem.

Ripple推出美元支持的稳定币代表了稳定币行业的重大发展。该公司专注于合规性、透明度和互操作性，旨在解决对当前稳定币格局的担忧，同时为用户提供更广泛的选择。随着市场的不断发展，Ripple的稳定币能否挑战USDT和USDC既定的主导地位还有待观察。然而，它的进入市场证明了稳定币在数字资产生态系统中的重要性日益增强。