Ripple 向擁擠的美元市場推出穩定幣

Ripple宣布以美元支持的代幣進入穩定幣市場，目標是產業巨頭USDT和USDC。該穩定幣最初將在 XRP Ledger 和以太坊區塊鏈上發行，旨在增強當前市場（預計到 2028 年將達到 2 兆美元）。

Ripple Enters Stablecoin Market with US Dollar-Backed Token Launch

Ripple 推出美元支持的代幣進軍穩定幣市場

San Francisco, March 8, 2023 - Ripple, the issuer of XRP, has announced the launch of a stablecoin pegged to the US dollar, marking its entry into the burgeoning stablecoin market. This strategic move aims to challenge industry giants USDT and USDC and diversify the stablecoin ecosystem, which is projected to surpass $2 trillion in value by 2028.

舊金山，2023 年 3 月 8 日－XRP 發行人 Ripple 宣布推出與美元掛鉤的穩定幣，標誌著其進軍新興的穩定幣市場。這項策略性舉措旨在挑戰產業巨頭 USDT 和 USDC，並使穩定幣生態系統多樣化，預計到 2028 年穩定幣生態系統價值將超過 2 兆美元。

Initial Issuance on XRP Ledger and Ethereum Blockchain

XRP Ledger 和以太坊區塊鏈上的首次發行

The Ripple stablecoin will initially be issued on both the XRP Ledger and Ethereum blockchain, providing users with greater accessibility and interoperability. Ripple's decision to leverage these established platforms underscores its commitment to fostering a robust and diverse stablecoin ecosystem.

Ripple 穩定幣最初將在 XRP Ledger 和以太坊區塊鏈上發行，為用戶提供更好的可訪問性和互通性。 Ripple 決定利用這些已建立的平台，突顯了其致力於培育強大且多樣化的穩定幣生態系統的承諾。

Compliance-First Approach

合規第一的方法

In a bid to differentiate itself from competitors, Ripple has emphasized its unwavering commitment to compliance and transparency. The company intends to back its stablecoin with US dollar deposits, short-term US government Treasuries, and other cash equivalents, ensuring asset integrity and mitigating concerns about potential theft or mismanagement.

為了從競爭對手中脫穎而出，Ripple 強調了其對合規性和透明度的堅定承諾。該公司打算用美元存款、短期美國政府國債和其他現金等價物來支持其穩定幣，以確保資產完整性並減輕對潛在盜竊或管理不善的擔憂。

Third-Party Audits and Monthly Attestations

第三方審核和每月證明

To further bolster confidence in the stablecoin's credibility, Ripple will engage a third-party accounting firm to conduct regular audits of its reserve assets. Additionally, monthly attestations will be released to provide ongoing assurance of the stablecoin's backing.

為了進一步增強人們對穩定幣可信度的信心，Ripple 將聘請第三方會計師事務所對其儲備資產進行定期審計。此外，每月都會發布證明，以持續確保穩定幣的支持。

Ripple's Stablecoin to Complement XRP Ecosystem

Ripple 的穩定幣將補充 XRP 生態系統

While XRP remains the primary token for Ripple's real-time gross settlement system, currency exchange, and remittance network, the stablecoin is seen as a complementary asset. It will provide liquidity and capture arbitrage opportunities across multiple assets, enhancing the overall efficiency and scalability of the Ripple ecosystem.

雖然 XRP 仍然是 Ripple 即時總結算系統、貨幣兌換和匯款網路的主要代幣，但穩定幣被視為一種補充資產。它將提供流動性並捕捉多種資產的套利機會，從而提高 Ripple 生態系統的整體效率和可擴展性。

Market Share Ambitions

市佔率的野心

Ripple's chief technology officer, David Schwartz, expressed optimism about the stablecoin's potential to capture significant market share. He acknowledged the dominance of USDT and USDC but believes there is room for additional major players in the growing stablecoin landscape.

Ripple 的技術長 David Schwartz 對穩定幣佔領重要市場份額的潛力表示樂觀。他承認 USDT 和 USDC 的主導地位，但相信在不斷發展的穩定幣領域中還有更多主要參與者的空間。

Diverse and Robust Stablecoin Ecosystem

多元化、穩健的穩定幣生態系統

Ripple's entry into the stablecoin market is expected to contribute to a more diverse and robust ecosystem. Schwartz estimated the current market value of stablecoins at $150 billion and projected its potential to exceed $2 trillion by 2028. This growth is seen as an indication of the increasing demand for stable assets in the digital asset space.

Ripple進入穩定幣市場預計將有助於建立更加多樣化和強大的生態系統。 Schwartz 估計穩定幣目前的市場價值為 1500 億美元，並預計到 2028 年其潛力將超過 2 兆美元。這種增長被視為數位資產領域對穩定資產的需求不斷增長的跡象。

Conclusion

結論

Ripple's launch of a US dollar-backed stablecoin represents a significant development in the stablecoin industry. The company's focus on compliance, transparency, and interoperability aims to address concerns about the current stablecoin landscape while providing users with a broader range of options. As the market continues to evolve, it remains to be seen whether Ripple's stablecoin will be able to challenge the established dominance of USDT and USDC. However, its entry into the market is a testament to the growing significance of stablecoins in the digital asset ecosystem.

Ripple推出美元支持的穩定幣代表了穩定幣產業的重大發展。該公司專注於合規性、透明度和互通性，旨在解決對當前穩定幣格局的擔憂，同時為用戶提供更廣泛的選擇。隨著市場的不斷發展，Ripple的穩定幣能否挑戰USDT和USDC既定的主導地位還有待觀察。然而，它的進入市場證明了穩定幣在數位資產生態系統中的重要性日益增強。