加密法规的关键时刻

加密货币行业处于监管十字路口。随着2024年的展开，两种主导力量之间的意识形态战斗 - 克里斯汀·史密斯的区块链协会和索拉纳新推出的政策研究所之间的意识形态战斗。

In the burgeoning realm of cryptocurrency, the landscape of regulation is rapidly evolving, setting the stage for a pivotal moment as 2024 unfolds. At the heart of this transformation lie two dominant forces: Kristin Smith's Blockchain Association and Solana's newly launched $10 million Policy Institute. Together, they are shaping the ideological battle that will decide the trajectory of crypto in the years to come.

在加密货币的新兴领域中，监管的景观正在迅速发展，随着2024年的展开，为关键时刻奠定了基础。这种转型的核心是两个主导力量：克里斯汀·史密斯（Kristin Smith）的区块链协会和索拉纳（Solana）新推出的1000万美元政策研究所。他们一起塑造了意识形态之战，该战斗将在未来几年中决定加密货币的轨迹。

While the Blockchain Association, with its history of securing small legislative victories and pragmatic approach, has long been the most prominent voice for crypto in Washington, Solana's initiative brings a purist vision of unyielding decentralization to the table. This difference in philosophy is crucial, especially with major regulatory bills like the Financial Innovation and Technology (FIT) Bill for crypto, also known as the Lummis-Gillibrand Bill, currently stalled in Congress.

虽然区块链协会凭借获得小小的立法胜利和务实的方法的历史，一直是华盛顿加密货币的最杰出声音，但索拉纳的倡议将纯粹的纯粹主义者愿景带到了桌子上。哲学上的这种差异至关重要，尤其是在主要监管法案（如金融创新和技术（FIT）的加密法案（也称为Lummis-Gillibrand法案））中，目前在国会停滞不前。

Moreover, the presence of Senator Elizabeth Warren's anti-crypto legislation, which has gained momentum due to concerns over financial stability and consumer protection, threatens to overturn any progress made by crypto lobbyists.

此外，由于对金融稳定和消费者的保护的担忧，参议员伊丽莎白·沃伦（Elizabeth Warren）的反克里普托立法的存在威胁要推翻加密游说者的任何进展。

"Senator Warren is trying to shut down Web3. She’s said some pretty nasty things about crypto in the past and is part of the generation of politicians who don't like new technology," said Solana Policy Institute founder Solana Labs CEO Anatoly Yardi.

Solana Policy Institute创始人Solana Labs首席执行官Anatoly Yardi说：“沃伦参议员试图关闭Web3。她说过一些关于加密货币的令人讨厌的事情，并且是不喜欢新技术的政治家一代的一部分。”

Together, these factors are setting the stage for a clash of ideologies that could have far-reaching implications for the crypto industry.

这些因素共同为一系列意识形态冲突奠定了基础，这些意识形态可能对加密行业产生深远的影响。

Blockchain Association's Pragmatic Approach Yields Small Victories

区块链协会的务实方法产生了小胜利

Kristin Smith's Blockchain Association has been the leading voice of the crypto industry in the U.S., advocating for minimal changes to existing regulations while highlighting the potential benefits of blockchain technology for the American economy.

克里斯汀·史密斯（Kristin Smith）的区块链协会一直是美国加密行业的领先声音，主张对现有法规的最小变化，同时强调了区块链技术对美国经济的潜在好处。

This pragmatic approach has yielded small but noteworthy victories. For instance, after a year of lobbying efforts, the Biden administration included provisions for crypto in the executive order on advancing antitrust, consumer protection, and competition policy.

这种务实的方法取得了少量但值得注意的胜利。例如，经过一年的游说努力，拜登政府在行政命令中纳入了加密货币的规定，以推进反托拉斯，消费者保护和竞争政策。

However, critics argue that these compromises have diluted the fundamental ethos of decentralization and disregarded the broader concerns raised by crypto critics.

然而，批评家认为，这些妥协已经稀释了权力下放的基本精神，并忽略了加密批评家提出的更广泛的关注。

"The Blockchain Association has been focused on securing small wins within the existing system, which some members of the crypto community feel is part of the problem," said Jameson Block, a crypto startup founder. "They are trying to integrate crypto into the same financial structures that crypto is trying to disrupt."

Crypto初创公司创始人Jameson Block表示：“区块链协会一直致力于在现有系统中获得小胜利，加密社区的一些成员认为这是问题的一部分。” “他们试图将加密货币集成到加密货币试图破坏的相同财务结构中。”

Solana's Policy Institute: A Radical Push for Decentralization

索拉纳的政策研究所：激进的推动权力下放

In contrast to the incremental approach of the Blockchain Association, Solana's Policy Institute is taking a more radical stance, focusing on preserving the core principles of decentralization and pushing back against what it sees as excessive government intervention.

与区块链协会的渐进式方法相反，索拉纳的政策研究所正在采取更加激进的立场，重点是保留权力下放的核心原则，并反对它认为过度的政府干预。

Announced in April, the institute will be funded by Solana Labs, the company behind the Solana blockchain, and will have a $10 million war chest to support its policy initiatives.

该研究所于4月宣布，该研究所将由Solana区块链背后的公司Solana Labs资助，并将拥有1000万美元的战争箱来支持其政策计划。

The institute will focus on three key areas: U.S. crypto policy, engaging with lawmakers and regulatory bodies on issues related to blockchain technology and decentralized applications (dapps). It will also analyze the legal and economic landscape of crypto in the U.S. and advise Solana Labs accordingly.

该研究所将重点关注三个关键领域：美国加密政策，与立法者和监管机构互动与区块链技术和分散应用有关的问题（DAPPS）。它还将分析美国加密货币的法律和经济格局，并相应地建议Solana Labs。

Finally, the institute will serve as a hub for research and discussion on the future of decentralized technology and its role in shaping a more inclusive and equitable society.

最后，该研究所将作为研究和讨论的枢纽，讨论分散技术的未来及其在塑造更具包容性和公平社会中的作用。

"We are committed to working with policymakers to ensure that crypto is regulated in a fair and balanced manner that supports innovation and economic growth," said Yardi.

Yardi说：“我们致力于与决策者合作，以确保以公平，平衡的方式对加密货币进行监管，以支持创新和经济增长。”

However, this purist approach could alienate lawmakers who are more interested in the practical implications of crypto for financial stability and consumer protection. It also sets Solana's initiative on a collision course with Senator Warren's anti-crypto campaign, which has gained traction among policymakers.

但是，这种纯粹的方法可以疏远对加密对金融稳定和消费者保护的实际影响更感兴趣的立法者。它还在与参议员沃伦（Warren）的反克里普托（Anti-Crypto）运动的碰撞课程中设定了索拉纳（Solana）的倡议，该运动已在政策制定者中受到关注。

FIT Bill and Senator Warren's Anti-Crypto Agenda Hang in the Balance

FIT Bill和参议员Warren的反克里普托议程处于平衡状态

Two major pieces of legislation currently define the crypto policy landscape. The FIT Bill, which began in 2021 with the Lummis-Gillibrand Bill, aims to create a comprehensive regulatory framework for crypto firms, placing securities regulation with the Securities and Exchange Commission (SEC) and commodities regulation with the Commodity Futures Trading Commission (CFTC).

目前有两项主要立法定义了加密政策格局。该法案始于2021年，该法案始于Lummis-Gillibrand法案，旨在为加密货币公司创建一个全面的监管框架，将证券监管与证券交易委员会（SEC）（SEC）和商品监管一起与商品期货交易委员会（CFTC）。

However, this bill has stalled in Congress due to differing opinions on how best to integrate crypto into the U.S. financial system. Some lawmakers are concerned that the bill grants too much power to the SEC and fails to adequately address the risks of crypto to consumers and the broader economy.

但是，由于如何最好地将加密货币整合到美国金融体系中，该法案在国会中停滞不前。一些立法者担心该法案为SEC提供了太多的权力，并且未能充分解决对消费者和更广泛经济的加密风险。

Meanwhile, Senator Warren has been a vocal critic of crypto, raising concerns about its use in illicit activities, the potential for financial instability, and the lack of consumer protections. She has also spoken out against what she sees as undue influence by crypto lobbyists on lawmakers.

同时，沃伦参议员一直是加密货币的声音批评者，引起了人们对非法活动的使用，金融不稳定的潜力以及缺乏消费者保护的担忧。她还对加密游说者对立法者的影响不当。

Together, these bills will determine the fate of crypto in the U.S. If the FIT Bill is passed, it could provide much-needed clarity for crypto

这些法案在一起，将确定美国加密货币的命运，如果通过合适的法案，它可能会为加密货币提供急需的清晰度