PayPal（Pyusd）在其平台上扩展了其旗舰Stablecoin的使用

根据彭博社的最新报告，Payments Giant Paypal正在寻找旗舰Stablecoin，PayPal USD（PYUSD）的使用，整个2025年。

Payments giant PayPal is planning to scale the use of its flagship stablecoin, PayPal USD (PYUSD), across its platform throughout 2025, aiming to create a unified ecosystem that fulfills all merchant needs within a single, comprehensive platform.

Payments Giant Paypal计划在整个2025年的平台上扩展其旗舰Stablecoin PayPal USD（PYUSD）的使用，旨在创建一个统一的生态系统，以满足单个全面平台中所有商家需求。

The move is part of PayPal’s broader strategy to become a leading provider of innovative and efficient payment solutions for businesses of all sizes.

此举是Paypal更广泛的战略的一部分，即成为各种规模的企业的创新和高效付款解决方案的领先提供商。

By the end of this year, PayPal will launch a new bill-pay feature that will allow its over 20 million small-to-medium sized merchants to pay their vendors using PYUSD, Michelle Gill, Executive Vice President and General Manager of PayPal’s Small Business and Financial Services Group, revealed at the time.

到今年年底，PayPal将推出一项新的账单付款功能，该功能将允许其超过2000万个小大小的商人使用Pyusd，Paypal的执行副总裁兼总经理Michelle Gill向供应商付款当时透露的金融服务集团。

Gill expects the initiative to encourage vendors to join the PayPal network, simplifying transactions and reducing processing times for both parties.

吉尔（Gill）希望该计划鼓励供应商加入PayPal网络，简化交易并减少双方的处理时间。

"We're also going to be launching bill pay for our merchants to be able to use PYUSD to pay their vendors, which we expect to launch by the end of the year," Gill said.

吉尔说：“我们还将为我们的商人启动账单付款，以便能够使用Pyusd向供应商支付供应商，我们希望这能在今年年底之前推出。”

PayPal's U.S. dollar-pegged stablecoin is expected to be a key focus in facilitating cross-border payments, as many U.S. merchants pay suppliers abroad.

贝宝（PayPal）的美元固定稳定股（Stablecoin）预计将是促进跨境支付的重点，因为许多美国商人在国外向供应商支付供应商。

The payments giant aims to leverage PYUSD to streamline cross-border payments for U.S. merchants, reducing transaction friction and speeding up payment times, ultimately creating a more efficient and cost-effective payment process for international business.

付款巨头旨在利用PYUSD来简化美国商人的跨境支付，减少交易摩擦并加快付款时间，最终为国际业务创造了更有效，更具成本效益的付款过程。

"We're going to be launching the ability for U.S. merchants to accept cross-border payments in PYUSD early next year, and we're also going to be launching the capability for merchants to use cryptocurrencies to settle their PayPal checkout transactions by the end of 2025," Gill added.

“我们将启动美国商人在明年年初在PYUSD接受跨境支付的能力，我们还将启动商家使用加密货币来解决其PayPal结帐交易的能力。 2025年，”吉尔补充道。

PYUSD will also be integrated into Hyperwallet, PayPal's mass payment platform. The company aims to enable businesses to send payments to contractors, freelancers, and sellers globally with increased efficiency.

Pyusd还将集成到PayPal的大量支付平台Hyperwallet中。该公司旨在使企业以提高效率向全球承包商，自由职业者和卖方发送付款。

For the payments giant, only practical use matters; the real worth of blockchain comes from its ability to solve actual problems and improve real-life situations.

对于付款巨头，只有实际使用事项；区块链的真正价值来自于解决实际问题并改善现实生活中的能力。

PayPal's initiatives, such as integrating PYUSD into its payment systems, are a way to put blockchain technology into practice, according to Alex Chriss, CEO of PayPal.

PayPal首席执行官Alex Chriss表示，PayPal的计划，例如将PYUSD集成到其支付系统中，是将区块链技术付诸实践的一种方式。

"The interesting thing about blockchain is that it can be used to solve real problems and improve existing workflows," Chriss said.

克里斯说：“关于区块链的有趣之处在于，它可以用来解决实际问题并改善现有的工作流程。”

PYUSD's Market Capitalization Declines Amid Market-Wide Pullback

Pyusd的市值在整个市场的回调中下降

Launched by PayPal in August 2023 on the Ethereum blockchain, PYUSD is a stablecoin that aims to provide a stable and efficient means of exchange within the PayPal ecosystem.

Pyusd由PayPal于2023年8月在以太坊区块链上发行，是一种稳定的稳定币，旨在在PayPal生态系统内提供稳定，高效的换货方式。

Later, in May, PayPal announced the expansion of its stablecoin, PYUSD, onto the Solana blockchain, aiming to leverage Solana's high transaction speed and efficiency for payments-focused applications.

后来，PayPal宣布将其Stablecoin Pyusd扩展到Solana区块链，旨在利用Solana的高交易速度和以付款为中心的应用程序。

The stablecoin has seen strong adoption since its launch, with CoinGecko data revealing that PYUSD reached a market capitalization of over $1 billion by December 2024.

自推出以来，这种稳定的采用大量采用，Coingecko数据表明，到2024年12月，Pyusd的市值超过10亿美元。

The adoption can be attributed to several factors, including PYUSD's accessibility to over 100 million users in the U.S. through PayPal and Venmo.

采用可以归因于几个因素，包括Pyusd通过PayPal和Venmo向美国超过1亿用户的可访问性。

Additionally, PYUSD can be used for fee-free cross-border payments via Xoom, further reducing transaction costs and providing a seamless experience for global users.

此外，PYUSD可用于通过Xoom通过Xoom进行的免费跨境支付，进一步降低了交易成本并为全球用户提供无缝的体验。

The integration on Solana has more than doubled PYUSD's circulation, with over 60% now on Solana, catering to the network's strengths in high-throughput and low-latency applications.

Solana上的集成使Pyusd的循环翻了一番，现在Solana的循环超过60％，可以满足该网络在高通量和低延迟应用中的优势。

While PYUSD benefits from PayPal's vast user base, it may need to enhance its features or partnerships to remain competitive in the cross-border payment space and expand its footprint.

尽管PYUSD受益于PayPal庞大的用户群，但它可能需要增强其功能或合作伙伴关系才能在跨境支付领域保持竞争力并扩大其足迹。

The stablecoin still needs to expand its reach and utility to compete effectively with dominant stablecoins like USDT and USDC.

Stablecoin仍然需要扩大其覆盖范围和实用性，以与USDT和USDC等主导的稳定股有效竞争。

Tether currently takes the largest share of the stablecoin market, with a market cap of $142 billion, followed by USDC with around $56 billion.

Tether目前在Stablecoin市场中占有最大的份额，市值为1420亿美元，其次是USDC，约为560亿美元。

PYUSD's market cap, currently around $703 million, places it tenth among stablecoins.

Pyusd的市值（目前约有7.03亿美元）在Stablecoins中排名第十。

The stablecoin recently saw its market capitalization fall from $772 million as a result of a widespread market correction, which saw a staggering $300 billion wiped from the overall cryptocurrency market since Monday.

Stablecoin最近看到，由于广泛的市场校正，其市值从7.72亿美元下降，自周一以来，从整体加密货币市场中削弱了3000亿美元的惊人$ 3000亿美元。

The arrival of new stablecoins that focus on cross-border settlements like RLUS, Ripple's stablecoin, may also pose challenges for PYUSD.

新稳定的稳定性的到来，重点是RLU，Rlus，Ripple的Stablecoin，也可能对Pyusd构成挑战。

However, PayPal's stablecoin still benefits from being fully backed by U.S. dollar deposits and short-term U.S. Treasuries, offering a high level of regulatory compliance and stability.

但是，PayPal的Stablecoin仍然受益于获得美元存款和短期美国国债的支持，提供了高度的监管合规性和稳定性。

In November, PYUSD was integrated into LayerZero, a cross-blockchain bridging protocol, to facilitate transfers between the Ethereum and Solana blockchains using the Omnichain Fungible Token Standard.

11月，PYUSD使用Omnichain易于函数的代币标准，将PYUSD集成了一种交叉链链架协议lyezero，以促进以太坊和Solana区块链之间的转移。

The integration aims to enable seamless crypto transfers without relying on centralized

该集成旨在实现无缝加密转移而不依赖集中式的