PayPal（Pyusd）在其平台上擴展了其旗艦Stablecoin的使用

根據彭博社的最新報告，Payments Giant Paypal正在尋找旗艦Stablecoin，PayPal USD（PYUSD）的使用，整個2025年。

Payments giant PayPal is planning to scale the use of its flagship stablecoin, PayPal USD (PYUSD), across its platform throughout 2025, aiming to create a unified ecosystem that fulfills all merchant needs within a single, comprehensive platform.

Payments Giant Paypal計劃在整個2025年的平台上擴展其旗艦Stablecoin PayPal USD（PYUSD）的使用，旨在創建一個統一的生態系統，以滿足單個全面平台中所有商家需求。

The move is part of PayPal’s broader strategy to become a leading provider of innovative and efficient payment solutions for businesses of all sizes.

此舉是Paypal更廣泛的戰略的一部分，即成為各種規模的企業的創新和高效付款解決方案的領先提供商。

By the end of this year, PayPal will launch a new bill-pay feature that will allow its over 20 million small-to-medium sized merchants to pay their vendors using PYUSD, Michelle Gill, Executive Vice President and General Manager of PayPal’s Small Business and Financial Services Group, revealed at the time.

到今年年底，PayPal將推出一項新的賬單付款功能，該功能將允許其超過2000萬個小大小的商人使用Pyusd，Paypal的執行副總裁兼總經理Michelle Gill向供應商付款當時透露的金融服務集團。

Gill expects the initiative to encourage vendors to join the PayPal network, simplifying transactions and reducing processing times for both parties.

吉爾（Gill）希望該計劃鼓勵供應商加入PayPal網絡，簡化交易並減少雙方的處理時間。

"We're also going to be launching bill pay for our merchants to be able to use PYUSD to pay their vendors, which we expect to launch by the end of the year," Gill said.

吉爾說：“我們還將為我們的商人啟動賬單付款，以便能夠使用Pyusd向供應商支付供應商，我們希望這能在今年年底之前推出。”

PayPal's U.S. dollar-pegged stablecoin is expected to be a key focus in facilitating cross-border payments, as many U.S. merchants pay suppliers abroad.

貝寶（PayPal）的美元固定穩定股（Stablecoin）預計將是促進跨境支付的重點，因為許多美國商人在國外向供應商支付供應商。

The payments giant aims to leverage PYUSD to streamline cross-border payments for U.S. merchants, reducing transaction friction and speeding up payment times, ultimately creating a more efficient and cost-effective payment process for international business.

付款巨頭旨在利用PYUSD來簡化美國商人的跨境支付，減少交易摩擦並加快付款時間，最終為國際業務創造了更有效，更具成本效益的付款過程。

"We're going to be launching the ability for U.S. merchants to accept cross-border payments in PYUSD early next year, and we're also going to be launching the capability for merchants to use cryptocurrencies to settle their PayPal checkout transactions by the end of 2025," Gill added.

“我們將啟動美國商人在明年年初在PYUSD接受跨境支付的能力，我們還將啟動商家使用加密貨幣來解決其PayPal結帳交易的能力。 2025年，”吉爾補充道。

PYUSD will also be integrated into Hyperwallet, PayPal's mass payment platform. The company aims to enable businesses to send payments to contractors, freelancers, and sellers globally with increased efficiency.

Pyusd還將集成到PayPal的大量支付平台Hyperwallet中。該公司旨在使企業以提高效率向全球承包商，自由職業者和賣方發送付款。

For the payments giant, only practical use matters; the real worth of blockchain comes from its ability to solve actual problems and improve real-life situations.

對於付款巨頭，只有實際使用事項；區塊鏈的真正價值來自於解決實際問題並改善現實生活中的能力。

PayPal's initiatives, such as integrating PYUSD into its payment systems, are a way to put blockchain technology into practice, according to Alex Chriss, CEO of PayPal.

PayPal首席執行官Alex Chriss表示，PayPal的計劃，例如將PYUSD集成到其支付系統中，是將區塊鏈技術付諸實踐的一種方式。

"The interesting thing about blockchain is that it can be used to solve real problems and improve existing workflows," Chriss said.

克里斯說：“關於區塊鏈的有趣之處在於，它可以用來解決實際問題並改善現有的工作流程。”

PYUSD's Market Capitalization Declines Amid Market-Wide Pullback

Pyusd的市值在整個市場的回調中下降

Launched by PayPal in August 2023 on the Ethereum blockchain, PYUSD is a stablecoin that aims to provide a stable and efficient means of exchange within the PayPal ecosystem.

Pyusd由PayPal於2023年8月在以太坊區塊鏈上發行，是一種穩定的穩定幣，旨在在PayPal生態系統內提供穩定，高效的換貨方式。

Later, in May, PayPal announced the expansion of its stablecoin, PYUSD, onto the Solana blockchain, aiming to leverage Solana's high transaction speed and efficiency for payments-focused applications.

後來，PayPal宣布將其Stablecoin Pyusd擴展到Solana區塊鏈，旨在利用Solana的高交易速度和以付款為中心的應用程序。

The stablecoin has seen strong adoption since its launch, with CoinGecko data revealing that PYUSD reached a market capitalization of over $1 billion by December 2024.

自推出以來，這種穩定的採用大量採用，Coingecko數據表明，到2024年12月，Pyusd的市值超過10億美元。

The adoption can be attributed to several factors, including PYUSD's accessibility to over 100 million users in the U.S. through PayPal and Venmo.

採用可以歸因於幾個因素，包括Pyusd通過PayPal和Venmo向美國超過1億用戶的可訪問性。

Additionally, PYUSD can be used for fee-free cross-border payments via Xoom, further reducing transaction costs and providing a seamless experience for global users.

此外，PYUSD可用於通過Xoom通過Xoom進行的免費跨境支付，進一步降低了交易成本並為全球用戶提供無縫的體驗。

The integration on Solana has more than doubled PYUSD's circulation, with over 60% now on Solana, catering to the network's strengths in high-throughput and low-latency applications.

Solana上的集成使Pyusd的循環翻了一番，現在Solana的循環超過60％，可以滿足該網絡在高通量和低延遲應用中的優勢。

While PYUSD benefits from PayPal's vast user base, it may need to enhance its features or partnerships to remain competitive in the cross-border payment space and expand its footprint.

儘管PYUSD受益於PayPal龐大的用戶群，但它可能需要增強其功能或合作夥伴關係才能在跨境支付領域保持競爭力並擴大其足跡。

The stablecoin still needs to expand its reach and utility to compete effectively with dominant stablecoins like USDT and USDC.

Stablecoin仍然需要擴大其覆蓋範圍和實用性，以與USDT和USDC等主導的穩定股有效競爭。

Tether currently takes the largest share of the stablecoin market, with a market cap of $142 billion, followed by USDC with around $56 billion.

Tether目前在Stablecoin市場中佔有最大的份額，市值為1420億美元，其次是USDC，約為560億美元。

PYUSD's market cap, currently around $703 million, places it tenth among stablecoins.

Pyusd的市值（目前約有7.03億美元）在Stablecoins中排名第十。

The stablecoin recently saw its market capitalization fall from $772 million as a result of a widespread market correction, which saw a staggering $300 billion wiped from the overall cryptocurrency market since Monday.

Stablecoin最近看到，由於廣泛的市場校正，其市值從7.72億美元下降，自周一以來，從整體加密貨幣市場中削弱了3000億美元的驚人$ 3000億美元。

The arrival of new stablecoins that focus on cross-border settlements like RLUS, Ripple's stablecoin, may also pose challenges for PYUSD.

新穩定的穩定性的到來，重點是RLU，Rlus，Ripple的Stablecoin，也可能對Pyusd構成挑戰。

However, PayPal's stablecoin still benefits from being fully backed by U.S. dollar deposits and short-term U.S. Treasuries, offering a high level of regulatory compliance and stability.

但是，PayPal的Stablecoin仍然受益於獲得美元存款和短期美國國債的支持，提供了高度的監管合規性和穩定性。

In November, PYUSD was integrated into LayerZero, a cross-blockchain bridging protocol, to facilitate transfers between the Ethereum and Solana blockchains using the Omnichain Fungible Token Standard.

11月，PYUSD使用Omnichain易於函數的代幣標準，將PYUSD集成了一種交叉鍊鍊架協議lyezero，以促進以太坊和Solana區塊鏈之間的轉移。

The integration aims to enable seamless crypto transfers without relying on centralized

該集成旨在實現無縫加密轉移而不依賴集中式的