PayPal将PYUSD集成扩展到2025年到达2000万人

贝宝（Paypal

PayPal is expanding its cryptocurrency initiative with plans to integrate its stablecoin, PYUSD, into its payment system at over 20 million merchants throughout 2025.

PayPal正在将其加密货币计划与计划在2025年将超过2000万商家纳入其支付系统的计划。

The goal is to simplify international transactions and reduce conversion fees, especially crucial for cross-border payments.

目的是简化国际交易并减少转化费用，尤其是对于跨境支付至关重要的。

The integration of Hyperwallet, a service for making mass payments to contractors and freelancers acquired by PayPal in 2018 for $400 million, will be key to this initiative.

Hyperwallet的整合是为这项倡议的关键，这是2018年以4亿美元收购的PayPal在2018年以4亿美元收购的承包商和自由职业者的服务。

With Hyperwallet, workers like freelancers and gig economy personnel can receive payments in PYUSD, further simplifying the payment process and potentially enabling faster payout speeds.

借助Hyperwallet，像自由职业者和零工经济人员这样的工人可以在Pyusd获得付款，从而进一步简化付款过程，并有可能实现更快的支付速度。

This move underscores PayPal’s vision for making blockchain technology more accessible for everyday payments, eliminating traditional barriers like currency conversion and additional costs.

此举强调了PayPal使区块链技术更容易获得日常付款的愿景，从而消除了传统障碍，例如货币转换和额外的成本。

PYUSD and Competition in the Stablecoin Market

Pyusd和Stablecoin市场的竞争

PYUSD is backed 1:1 by U.S. dollars through Paxos Trust Company, offering a stable asset against the market fluctuations that affect other cryptocurrencies.

Pyusd通过Paxos Trust Company通过美元支持1：1，为影响其他加密货币的市场波动提供了稳定的资产。

This has allowed the cryptocurrency to gain rapid traction in a competitive market, where larger players like Tether (USDT) and Circle (USDC) are dominant.

这使加密货币在竞争激烈的市场中获得了快速的吸引力，在那里，像Tether（USDT）和Circle（USDC）这样的较大的参与者占主导地位。

While PYUSD is still far behind these giants, it has already surpassed the $1 billion market cap milestone, a significant achievement for any stablecoin.

尽管Pyusd仍然远远落后于这些巨头，但它已经超过了10亿美元的市值里程碑，这对于任何Stablecoin来说都是一项重大成就。

Moreover, PYUSD is subject to regulatory backing from Paxos and oversight by the New York Department of Financial Services (NYDFS), ensuring compliance with the highest standards of transparency and security.

此外，Pyusd受到纽约金融服务部（NYDFS）（NYDFS）监督的监管支持，以确保遵守最高的透明度和安全标准。

This provides merchants and users with trust in the asset’s stability and the safety of their funds, potentially accelerating the widespread adoption of cryptocurrencies.

这为商人和用户提供了对资产稳定性及其资金安全性的信任，有可能加速加密货币的广泛采用。

As PayPal continues to expand PYUSD’s integration, the company is pushing further toward a fully decentralized and blockchain-based payment system, posing a real threat to traditional payment structures.

随着PayPal继续扩大PYUSD的集成，该公司将进一步推向完全分散和基于区块链的支付系统，对传统支付结构构成了真正的威胁。

Through this approach, PayPal is innovating and positioning itself as a leader in the global payment industry with a firm focus on cryptocurrency adoption, which could mark the beginning of a broader shift toward digital currencies in mainstream payments.

通过这种方法，PayPal正在创新并定位自己是全球支付行业的领导者，他们坚定地专注于加密货币采用，这可以标志着在主流支付中更广泛地转移数字货币的开始。