PayPal將PYUSD集成擴展到2025年到達2000萬人

貝寶（Paypal

PayPal is expanding its cryptocurrency initiative with plans to integrate its stablecoin, PYUSD, into its payment system at over 20 million merchants throughout 2025.

PayPal正在將其加密貨幣計劃與計劃在2025年將超過2000萬商家納入其支付系統的計劃。

The goal is to simplify international transactions and reduce conversion fees, especially crucial for cross-border payments.

目的是簡化國際交易並減少轉化費用，尤其是對於跨境支付至關重要的。

The integration of Hyperwallet, a service for making mass payments to contractors and freelancers acquired by PayPal in 2018 for $400 million, will be key to this initiative.

Hyperwallet的整合是為這項倡議的關鍵，這是2018年以4億美元收購的PayPal在2018年以4億美元收購的承包商和自由職業者的服務。

With Hyperwallet, workers like freelancers and gig economy personnel can receive payments in PYUSD, further simplifying the payment process and potentially enabling faster payout speeds.

借助Hyperwallet，像自由職業者和零工經濟人員這樣的工人可以在Pyusd獲得付款，從而進一步簡化付款過程，並有可能實現更快的支付速度。

This move underscores PayPal’s vision for making blockchain technology more accessible for everyday payments, eliminating traditional barriers like currency conversion and additional costs.

此舉強調了PayPal使區塊鏈技術更容易獲得日常付款的願景，從而消除了傳統障礙，例如貨幣轉換和額外的成本。

PYUSD and Competition in the Stablecoin Market

Pyusd和Stablecoin市場的競爭

PYUSD is backed 1:1 by U.S. dollars through Paxos Trust Company, offering a stable asset against the market fluctuations that affect other cryptocurrencies.

Pyusd通過Paxos Trust Company通過美元支持1：1，為影響其他加密貨幣的市場波動提供了穩定的資產。

This has allowed the cryptocurrency to gain rapid traction in a competitive market, where larger players like Tether (USDT) and Circle (USDC) are dominant.

這使加密貨幣在競爭激烈的市場中獲得了快速的吸引力，在那裡，像Tether（USDT）和Circle（USDC）這樣的較大的參與者占主導地位。

While PYUSD is still far behind these giants, it has already surpassed the $1 billion market cap milestone, a significant achievement for any stablecoin.

儘管Pyusd仍然遠遠落後於這些巨頭，但它已經超過了10億美元的市值里程碑，這對於任何Stablecoin來說都是一項重大成就。

Moreover, PYUSD is subject to regulatory backing from Paxos and oversight by the New York Department of Financial Services (NYDFS), ensuring compliance with the highest standards of transparency and security.

此外，Pyusd受到紐約金融服務部（NYDFS）（NYDFS）監督的監管支持，以確保遵守最高的透明度和安全標準。

This provides merchants and users with trust in the asset’s stability and the safety of their funds, potentially accelerating the widespread adoption of cryptocurrencies.

這為商人和用戶提供了對資產穩定性及其資金安全性的信任，有可能加速加密貨幣的廣泛採用。

As PayPal continues to expand PYUSD’s integration, the company is pushing further toward a fully decentralized and blockchain-based payment system, posing a real threat to traditional payment structures.

隨著PayPal繼續擴大PYUSD的集成，該公司將進一步推向完全分散和基於區塊鏈的支付系統，對傳統支付結構構成了真正的威脅。

Through this approach, PayPal is innovating and positioning itself as a leader in the global payment industry with a firm focus on cryptocurrency adoption, which could mark the beginning of a broader shift toward digital currencies in mainstream payments.

通過這種方法，PayPal正在創新並定位自己是全球支付行業的領導者，他們堅定地專注於加密貨幣採用，這可以標誌著在主流支付中更廣泛地轉移數字貨幣的開始。