巴拿马提出了新法案，以规范加密货币并增强区块链创新

巴拿马正在大步成为金融科技领域的领导者，旨在调节加密货币并鼓励区块链创新。

Panama is moving full steam ahead in its journey to become a hub for fintech with a new bill focused on cryptocurrency regulation and fostering blockchain innovation.

巴拿马在其旅途中全力以赴，成为金融科技的枢纽，并着重于加密货币法规和促进区块链创新。

The proposed legislation would introduce broad legal status for cryptocurrencies, permitting their use in payments, contracts, and debt settlement with mutual consent.

拟议的立法将为加密货币带来广泛的法律地位，允许通过相互同意在付款，合同和债务解决中使用。

The bill sets out clear rules for digital asset service providers, such as exchanges and wallet platforms, requiring them to register and comply with international anti-money laundering and financial crime regulations.

该法案规定了数字资产服务提供商（例如交易所和钱包平台）的明确规则，要求他们注册并遵守国际反洗钱和金融犯罪法规。

This includes implementing Know-Your-Customer (KYC) procedures, which are used by banks and other financial institutions to verify the identity of their clients.

这包括实施知识客户（KYC）程序，这些程序被银行和其他金融机构使用来验证其客户的身份。

Non-compliant businesses could face administrative penalties or even criminal charges.

不合规的企业可能会面临行政处罚甚至刑事指控。

Beyond financial transactions, the law aims to use blockchain technology for streamlining public administration, improving digital identity systems and promoting transparency. It would also give legal standing to smart contracts.

除了金融交易之外，该法律还旨在使用区块链技术来简化公共管理，改善数字身份系统并促进透明度。这也将使智能合同的法律地位。

This initiative follows a previous attempt by Panama to introduce crypto legislation in 2022, which encountered difficulties and was partially vetoed.

这项倡议是在巴拿马先前曾在2022年引入加密立法的尝试，该立法遇到了困难并被部分否决。

The new draft aims to address the earlier issues and clarify the roles of the country’s regulatory bodies. The bill is now set for review by the National Assembly, with potential amendments before it is finalized.

新草案旨在解决早期的问题，并阐明该国监管机构的作用。该法案现在已由国民议会审查，并在最终确定之前进行了潜在的修正案。