巴拿馬提出了新法案，以規範加密貨幣並增強區塊鏈創新

巴拿馬正在大步成為金融科技領域的領導者，旨在調節加密貨幣並鼓勵區塊鏈創新。

Panama is moving full steam ahead in its journey to become a hub for fintech with a new bill focused on cryptocurrency regulation and fostering blockchain innovation.

巴拿馬在其旅途中全力以赴，成為金融科技的樞紐，並著重於加密貨幣法規和促進區塊鏈創新。

The proposed legislation would introduce broad legal status for cryptocurrencies, permitting their use in payments, contracts, and debt settlement with mutual consent.

擬議的立法將為加密貨幣帶來廣泛的法律地位，允許通過相互同意在付款，合同和債務解決中使用。

The bill sets out clear rules for digital asset service providers, such as exchanges and wallet platforms, requiring them to register and comply with international anti-money laundering and financial crime regulations.

該法案規定了數字資產服務提供商（例如交易所和錢包平台）的明確規則，要求他們註冊並遵守國際反洗錢和金融犯罪法規。

This includes implementing Know-Your-Customer (KYC) procedures, which are used by banks and other financial institutions to verify the identity of their clients.

這包括實施知識客戶（KYC）程序，這些程序被銀行和其他金融機構使用來驗證其客戶的身份。

Non-compliant businesses could face administrative penalties or even criminal charges.

不合規的企業可能會面臨行政處罰甚至刑事指控。

Beyond financial transactions, the law aims to use blockchain technology for streamlining public administration, improving digital identity systems and promoting transparency. It would also give legal standing to smart contracts.

除了金融交易之外，該法律還旨在使用區塊鏈技術來簡化公共管理，改善數字身份系統並促進透明度。這也將使智能合同的法律地位。

This initiative follows a previous attempt by Panama to introduce crypto legislation in 2022, which encountered difficulties and was partially vetoed.

這項倡議是在巴拿馬先前曾在2022年引入加密立法的嘗試，該立法遇到了困難並被部分否決。

The new draft aims to address the earlier issues and clarify the roles of the country’s regulatory bodies. The bill is now set for review by the National Assembly, with potential amendments before it is finalized.

新草案旨在解決早期的問題，並闡明該國監管機構的作用。該法案現在已由國民議會審查，並在最終確定之前進行了潛在的修正案。