前 SEC 官员抨击加密货币是对弱势群体的“巨大欺骗”

美国证券交易委员会前执法主管约翰·里德·斯塔克强烈批评加密货币，驳回其金融普惠性的主张，并指责其欺诈。他向比特币现货 ETF 赞助商、加密货币交易所和发起人发出了三项警告，警告加密货币不会让没有银行账户的人受益、权力集中，并且是一种欺骗和从数学计算中获利的手段。

Former SEC Official Unleashes Scathing Attack on Crypto, Accusing Industry of Preying on Marginalized Communities

前 SEC 官员对加密货币发起严厉攻击，指责该行业掠夺边缘化社区

Washington, D.C. - In a searing indictment of the cryptocurrency industry, former U.S. Securities and Exchange Commission (SEC) Enforcement Division Chief John Reed Stark has denounced crypto as a "Mammoth Deception" that exploits vulnerable populations.

华盛顿特区 - 在对加密货币行业的严厉控诉中，前美国证券交易委员会 (SEC) 执法部门负责人约翰·里德·斯塔克 (John Reed Stark) 谴责加密货币是一种利用弱势群体的“猛犸象欺骗”。

Stark's excoriating assessment comes on the heels of widespread criticism from the crypto community, including Ripple's Chief Legal Officer Stuart Alderoty, regarding recent comments by SEC Enforcement Director Gurbir Grewal that accused the crypto industry of non-compliance and predatory inclusion tactics.

斯塔克的严厉评估是在加密社区广泛批评之后做出的，其中包括 Ripple 的首席法务官斯图尔特·阿尔德罗蒂 (Stuart Alderoty)，美国证券交易委员会执法总监 Gurbir Grewal 最近发表了指责加密行业不合规和掠夺性包容策略的言论。

In a blistering speech, Stark dismissed the notion that cryptocurrency offers any meaningful benefits to the unbanked or financially underserved. "Crypto is not a pathway for financial inclusion," he asserted. "That is a Mammoth Deception and Despicable Exploit."

在一次激烈的演讲中，斯塔克驳斥了加密货币为没有银行账户或金融服务不足的人提供任何有意义的好处的观点。 “加密货币不是普惠金融的途径，”他断言。 “这是巨大的欺骗和卑鄙的利用。”

Stark accused both established crypto firms and financial behemoths of profiting handsomely from fees levied on their customers, while providing no tangible advantages. "They shill their deceitful and ruthless narrative on social media ad infinitum," he said.

斯塔克指责老牌加密货币公司和金融巨头从向客户收取的费用中获取丰厚利润，但没有提供任何切实的优势。 “他们在社交媒体上无休止地宣扬他们的欺骗性和无情的叙述，”他说。

To support his claims, Stark pointed to the SEC's recent crackdowns on crypto entities engaged in fraudulent and misleading practices. He cited Enforcement Director Grewal's speech, which highlighted the "predatory inclusion" tactics used by some crypto companies to target minority and underserved communities.

为了支持他的主张，斯塔克指出美国证券交易委员会最近对从事欺诈和误导行为的加密货币实体进行了打击。他引用了执法总监 Grewal 的讲话，其中强调了一些加密货币公司针对少数族裔和服务不足的社区使用的“掠夺性包容”策略。

"The SEC has uncovered evidence that some crypto entities are engaging in targeted marketing campaigns specifically aimed at Black, brown, and other marginalized communities," Grewal said. "These tactics are extremely troubling and undermine the integrity of our financial markets."

格雷瓦尔说：“美国证券交易委员会发现的证据表明，一些加密货币实体正在开展专门针对黑人、棕色人种和其他边缘化社区的有针对性的营销活动。” “这些策略极其令人不安，并破坏了我们金融市场的完整性。”

Stark echoed Grewal's concerns, arguing that decentralized finance (DeFi) platforms are often more centralized, less accountable, and less transparent than traditional financial institutions. "Bitcoin Spot ETFs and crypto exchanges are not going to fix financial inclusion," he said.

Stark 回应了 Grewal 的担忧，认为去中心化金融（DeFi）平台通常比传统金融机构更加中心化、责任更少、透明度更低。 “比特币现货 ETF 和加密货币交易所不会解决金融普惠问题，”他说。

Stark further accused crypto companies of generating colossal profits through mathematical computational blather rather than innovation. "The crypto industry is a fraud," he declared. "Companies are making money hand over fist, but they're not creating any value."

斯塔克进一步指责加密货币公司通过数学计算的胡言乱语而不是创新来创造巨额利润。 “加密行业是一个骗局，”他宣称。 “公司正在大量赚钱，但他们没有创造任何价值。”

Ripple's Alderoty, who has been a vocal critic of the SEC's handling of the Ripple case, slammed Grewal for falsely claiming that the SEC has acted with integrity in its enforcement actions against crypto companies. Alderoty cited several instances of SEC overreach, including the sanctions imposed on the agency for "gross abuse of power" in the DEBT Box case and the judge's admonishment for lack of "faithful allegiance to the law" in the Grayscale lawsuit.

Ripple 的 Alderoty 一直直言不讳地批评 SEC 对 Ripple 案件的处理方式，他猛烈批评 Grewal 错误地声称 SEC 在针对加密货币公司的执法行动中诚信行事。阿尔德罗蒂列举了 SEC 越权的几个例子，包括在 DEBT Box 案中因该机构“严重滥用权力”而对该机构实施制裁，以及在 Grayscale 诉讼中法官因缺乏“忠实于法律”而发出的警告。

Alderoty also highlighted the SEC's lack of clear guidance on cryptocurrency regulation, despite Grewal's assertion that the agency has provided ample guidance. "Even the SEC's former General Counsel has acknowledged that the Howey test on the SEC's website has 'greater confusion,'" Alderoty said.

Alderoty 还强调了 SEC 在加密货币监管方面缺乏明确的指导，尽管 Grewal 声称该机构已经提供了充足的指导。 “就连 SEC 的前总法律顾问也承认 SEC 网站上的 Howey 测试‘更加混乱’，”阿尔德罗蒂说。

Stark's and Alderoty's criticisms underscore the growing tension between the SEC and the crypto industry. As the SEC continues to crack down on alleged fraud and non-compliance in the crypto space, it remains to be seen how the industry will respond and whether the agency's actions will ultimately foster or stifle innovation in the digital asset market.

斯塔克和阿尔德罗蒂的批评凸显了 SEC 与加密货币行业之间日益紧张的关系。随着美国证券交易委员会继续打击加密货币领域涉嫌欺诈和违规行为，该行业将如何应对以及该机构的行动最终是否会促进或扼杀数字资产市场的创新还有待观察。