前 SEC 官員抨擊加密貨幣是對弱勢群體的“巨大欺騙”

美國證券交易委員會前執法主管約翰·里德·斯塔克強烈批評加密貨幣，駁回其金融普惠性的主張，並指責其欺詐。他向比特幣現貨ETF 贊助商、加密貨幣交易所和發起人發出了三項警告，警告加密貨幣不會讓沒有銀行帳戶的人受益、權力集中，並且是一種欺騙和從數學計算中獲利的手段。

Former SEC Official Unleashes Scathing Attack on Crypto, Accusing Industry of Preying on Marginalized Communities

前 SEC 官員對加密貨幣發動嚴厲攻擊，指責該行業掠奪邊緣化社區

Washington, D.C. - In a searing indictment of the cryptocurrency industry, former U.S. Securities and Exchange Commission (SEC) Enforcement Division Chief John Reed Stark has denounced crypto as a "Mammoth Deception" that exploits vulnerable populations.

華盛頓特區- 在對加密貨幣行業的嚴厲控訴中，前美國證券交易委員會(SEC) 執法部門負責人約翰·里德·斯塔克(John Reed Stark) 譴責加密貨幣是一種利用弱勢群體的“猛獁象欺騙」。

Stark's excoriating assessment comes on the heels of widespread criticism from the crypto community, including Ripple's Chief Legal Officer Stuart Alderoty, regarding recent comments by SEC Enforcement Director Gurbir Grewal that accused the crypto industry of non-compliance and predatory inclusion tactics.

史塔克的嚴厲評估是在加密社區廣泛批評之後做出的，其中包括Ripple 的首席法務官斯圖爾特·阿爾德羅蒂(Stuart Alderoty)，美國證券交易委員會執法總監Gurbir Grewal 最近發表了指責加密行業不合規和掠奪性包容策略的言論。

In a blistering speech, Stark dismissed the notion that cryptocurrency offers any meaningful benefits to the unbanked or financially underserved. "Crypto is not a pathway for financial inclusion," he asserted. "That is a Mammoth Deception and Despicable Exploit."

在一次激烈的演講中，史塔克駁斥了加密貨幣為沒有銀行帳戶或金融服務不足的人提供任何有意義的好處的觀點。 「加密貨幣不是普惠金融的途徑，」他斷言。 “這是巨大的欺騙和卑鄙的利用。”

Stark accused both established crypto firms and financial behemoths of profiting handsomely from fees levied on their customers, while providing no tangible advantages. "They shill their deceitful and ruthless narrative on social media ad infinitum," he said.

史塔克指責老牌加密貨幣公司和金融巨頭從向客戶收取的費用中獲取豐厚利潤，但沒有提供任何實際的優勢。 「他們在社群媒體上無休止地宣揚他們的欺騙性和無情的敘述，」他說。

To support his claims, Stark pointed to the SEC's recent crackdowns on crypto entities engaged in fraudulent and misleading practices. He cited Enforcement Director Grewal's speech, which highlighted the "predatory inclusion" tactics used by some crypto companies to target minority and underserved communities.

為了支持他的主張，史塔克指出美國證券交易委員會最近對從事欺詐和誤導行為的加密貨幣實體進行了打擊。他引用了執法總監 Grewal 的講話，其中強調了一些加密貨幣公司針對少數族裔和服務不足的社區使用的「掠奪性包容」策略。

"The SEC has uncovered evidence that some crypto entities are engaging in targeted marketing campaigns specifically aimed at Black, brown, and other marginalized communities," Grewal said. "These tactics are extremely troubling and undermine the integrity of our financial markets."

格雷瓦爾說：“美國證券交易委員會發現的證據表明，一些加密貨幣實體正在開展專門針對黑人、棕色人種和其他邊緣化社區的有針對性的營銷活動。” “這些策略極其令人不安，並破壞了我們金融市場的完整性。”

Stark echoed Grewal's concerns, arguing that decentralized finance (DeFi) platforms are often more centralized, less accountable, and less transparent than traditional financial institutions. "Bitcoin Spot ETFs and crypto exchanges are not going to fix financial inclusion," he said.

Stark 回應了 Grewal 的擔憂，認為去中心化金融（DeFi）平台通常比傳統金融機構更中心化、責任更少、透明度更低。 「比特幣現貨 ETF 和加密貨幣交易所不會解決金融普惠問題，」他說。

Stark further accused crypto companies of generating colossal profits through mathematical computational blather rather than innovation. "The crypto industry is a fraud," he declared. "Companies are making money hand over fist, but they're not creating any value."

史塔克進一步指責加密貨幣公司透過數學計算的胡言亂語而不是創新來創造巨額利潤。 「加密產業是一個騙局，」他宣稱。 “公司正在大量賺錢，但他們沒有創造任何價值。”

Ripple's Alderoty, who has been a vocal critic of the SEC's handling of the Ripple case, slammed Grewal for falsely claiming that the SEC has acted with integrity in its enforcement actions against crypto companies. Alderoty cited several instances of SEC overreach, including the sanctions imposed on the agency for "gross abuse of power" in the DEBT Box case and the judge's admonishment for lack of "faithful allegiance to the law" in the Grayscale lawsuit.

Ripple 的 Alderoty 一直直言不諱地批評 SEC 對 Ripple 案件的處理方式，他猛烈批評 Grewal 錯誤地聲稱 SEC 在針對加密貨幣公司的執法行動中誠信行事。阿德羅蒂列舉了SEC 越權的幾個例子，包括在DEBT Box 案中因該機構「嚴重濫用權力」而對該機構實施制裁，以及在Grayscale 訴訟中法官因缺乏「忠實於法律」而發出的警告。

Alderoty also highlighted the SEC's lack of clear guidance on cryptocurrency regulation, despite Grewal's assertion that the agency has provided ample guidance. "Even the SEC's former General Counsel has acknowledged that the Howey test on the SEC's website has 'greater confusion,'" Alderoty said.

Alderoty 也強調了 SEC 在加密貨幣監管方面缺乏明確的指導，儘管 Grewal 聲稱該機構已經提供了充足的指導。 “就連 SEC 的前總法律顧問也承認 SEC 網站上的 Howey 測試‘更加混亂’，”阿爾德羅蒂說。

Stark's and Alderoty's criticisms underscore the growing tension between the SEC and the crypto industry. As the SEC continues to crack down on alleged fraud and non-compliance in the crypto space, it remains to be seen how the industry will respond and whether the agency's actions will ultimately foster or stifle innovation in the digital asset market.

史塔克和阿爾德羅蒂的批評凸顯了 SEC 與加密貨幣產業之間日益緊張的關係。隨著美國證券交易委員會繼續打擊加密貨幣領域涉嫌欺詐和違規行為，該行業將如何應對以及該機構的行動最終是否會促進或扼殺數位資產市場的創新還有待觀察。