Mutuum Finance（MUTM）：多边形的有希望的替代品（Matic）

随着投资者将搜索扩大到诸如Polygon（Matic）之类的代币，许多人都专注于Mutuum Finance（MUTM），这是一个分散的贷款平台

As investors venture beyond established tokens like Polygon (MATIC), many are turning their attention to Mutuum Finance (MUTM), a decentralized lending platform gaining traction for its tangible financial applications and robust early demand. Offering practical value in the crypto market, Mutuum Finance enables users to borrow and lend digital assets while earning passive returns. With its presale nearing completion and plans for exchange listings underway, some analysts believe MUTM may deliver significant returns by 2025, positioning it as a promising alternative to Polygon.

随着投资者的冒险超越诸如多边形（Matic）等建立代币，许多人都将注意力转向Mutuum Finance（MUTM），Mutuum Finance（MUTM）是一个分散的贷款平台，该平台为其有形的财务应用和强劲的早期需求而获得了吸引力。 Mutuum Finance在加密市场中提供实用价值，使用户能够在获得被动回报的同时借入数字资产。随着其预售即将完成和进行交换清单的计划，一些分析师认为MUTM可能会在2025年提供大量回报，将其定位为Polygon的有希望的替代品。

Mutuum Finance (MUTM) is rapidly attracting new investors as Phase 1 of its presale draws to a close, having raised over $990,000 from more than 1,940 holders. About 86% of Phase 1 tokens have been sold at $0.01 each, leaving a narrow window for prospective buyers before the price ascends to $0.015 in Phase 2. This dynamic has triggered FOMO as many seek a strategic entry ahead of the token’s anticipated debut and exchange listings.

随着其预售的第一阶段收入，Mutuum Finance（MUTM）正在迅速吸引新的投资者，从而从超过1,940个持有人筹集了超过990,000美元。在第2阶段的价格上涨之前，大约有86％的令牌的售价为每人$ 0.01，在第2阶段的价格上涨至0.015美元之前，为预期的买家留下了一个狭窄的窗口。这种动态触发了FOMO，因为许多人都在预期的预期出行和交易所之前寻求战略进入列表。

Market observers expect Mutuum Finance to achieve a 50x increase following its launch, spurred by rising demand, practical lending utilities, and strong support from early investors. Unlike purely speculative projects, Mutuum Finance aims to anchor its value in real use cases. The platform operates as a decentralized ecosystem where users can borrow and supply crypto through smart contracts. Lenders deposit digital assets in liquidity pools, earning interest through mtTokens such as mtETH (for Ethereum) and mtDAI (for the DAI stablecoin). As time passes, these mtTokens accumulate value, providing passive income without active involvement.

市场观察家预计，由于需求不断增长，实用贷款公用事业和早期投资者的大力支持，Mutuum Finance的推出后将增加50倍。与纯粹的投机项目不同，Mutuum Finance旨在在实际用例中固定其价值。该平台是一个分散的生态系统，用户可以通过智能合约借用和提供加密。贷方将数字资产存放在流动性池中，通过mttokens（例如以太坊）和mtdai（用于dai stablecoin）获得了利益。随着时间的流逝，这些mttokens会累积价值，提供无积极参与的被动收入。

For example, someone depositing 12,000 USDT into a Mutuum Finance liquidity pool receives mtUSDT. At a 6% annual percentage yield (APY), that user would see the redemption value of their mtUSDT grow to 12,720 USDT over the course of a year, effectively increasing their holdings without frequent management.

例如，将12,000 USDT存入Mutuum Finance流动性池中的人会收到MTUSDT。以每年6％的百分比收益率（APY），该用户将看到其MTUSDT的赎回价值增长到一年中的12,720 USDT，从而有效地增加了其持股而无需频繁管理。

Borrowers can lock collateral to access liquidity as well. For instance, if a user stakes 6 BNB (with a 70% loan-to-value ratio), they can borrow up to $2,800 worth of USDT without selling their BNB. This provides an avenue for liquidity while still preserving potential future price gains on the user’s original assets.

借款人也可以锁定抵押品以获得流动性。例如，如果用户将6 BNB（贷款与价值比率为70％）持有，则他们可以借入价值2,800美元的USDT而不会出售其BNB。这为流动性提供了一条途径，同时仍保留用户原始资产的潜在未来价格上涨。

Mutuum Finance also plans to launch an overcollateralized stablecoin, designed to maintain alignment with the U.S. dollar through on-chain collateral and algorithmic adjustments. This stablecoin is intended to bring stability and liquidity to the platform’s lending environment. Interest generated from these stablecoin loans remains within the protocol, bolstering reserves and reinforcing the system’s long-term viability.

Mutuum Finance还计划推出过度结合的Stablecoin，旨在通过链上抵押品和算法调整来保持与美元的一致性。这种稳定的旨在为平台的贷款环境带来稳定和流动性。这些稳定贷款产生的利息保留在协议中，加强了储备并增强了系统的长期生存能力。

Thanks to its successful presale and practical DeFi features, analysts predict a significant price surge for MUTM post-launch. The team is preparing a beta version of the lending platform to coincide with the token’s initial listing, a move that's expected to spur even higher demand. Once MUTM lists on major exchanges, visibility will increase, likely attracting new buyers and driving up the token’s value.

由于其成功的预售和实用的DEFI功能，分析师预测，MUTM发布后的价格飙升。该团队正在准备Beta版本的贷款平台，以与令牌的初始清单相吻合，这一举动有望刺激更高的需求。一旦MUTM列出了主要交易所，可见度就会提高，可能会吸引新的买家并提高令牌的价值。

With Phase 1 tokens running out and a price hike imminent, current conditions appear ideal for purchasing MUTM before the cost climbs. By aligning a real-world lending protocol with stablecoin integration and a token buyback model, Mutuum Finance presents itself as a strong choice for those pursuing high-growth crypto investments in 2025.

随着第1阶段令牌的耗尽，即将上涨，当前状况似乎是在成本攀升之前购买MUTM的理想选择。通过将现实世界中的贷款协议与Stablecoin集成和代币回购模型保持一致，Mutuum Finance将自己作为在2025年追求高增长加密投资的人来说是一个不错的选择。

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance

网站：https：//www.mutuum.finance/ linktree：https：//linktr.ee/mutuumfinance